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1k
201/2000
CLRKICASHIER: DISTRICT CO-OPERATIVE BANK MODEL EXAMINATION : SET - 1 0
1aximim:100 Marks
Time:1 hour 15 minutes
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Chairperson of NDDB. (a) Dr. Varghese Kurian (c) Prayar Gopalakrishnan
(b) Dr. Amritlfa Patel (d) Prof. D. R. Gadgil
Colonies established by Robert Owen is USk (a) New Lanark (b) New H rmony (c) DAAG
(d) LURBAND
(e) None of these
Find the odd man out (a) E. V. Neale
(c) William King
(d) F. D Maurice
(1Paster Soune
(c) Leclaire
(d) Hudson Kelly
(b) J. M. Ludlow
Father of Co-operative movement in USA. (a) Charles Fourier (b) Buchez 6
(e) None of these
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What is importance of Holy Oake House? It is headquarters building of ICA at Geneva It is the place where Roachdale Pioneers established the first society It is headquarters of Co-operative union at Manchester. Co-operative congress first started here.
(e) Mazzini
None of these
Publication of National Co-operative Union of India. (a) Indian Co-operator 1 (b) Indian Consumer Co-operator (C) The Co-operator J (d) Co-operative Week
(e) None of these
Bombay Co-operative Societies Ac5áme into existence in --------------(a)1919 (b)1925 (c)1932 (d)1912
(e) None of these
Which committee repprt is known as the "Magna Carta" of Co-operative Movement in India? (a) All India Rural Credit Survey Committee (b) All India Rural Credit Review Committee (c) CRAFICARD (d) Maclagan Committee (e) None of these 110. Triplicane Urban Co-operative Society was started at -------------(a) Trivandrum (b) Katra (C) Madras el
First Land Mortgage bank was started in (a)Tirur (b) Punjab
(c) Bombay
National Development Council was co,nstituted in ---------(a) 1950 (b) 1952 J (c) 1951
(d) Canjeevaram
(e) None of these
(d)Madras
(e) None of these
(d) 1958
(e) None of these
Who was the Secretary of Maclagan Committee? (a) Frederic Nicholson (b) R. B. Ewbank (c) E. D. Maclagan (d) Calvert
(e) ibbet.zon
Which among the following does not match with others? (a) Commercial Bank (b) Credit Co-operatives (c) Regional Rural Banks (d) Development Banks
(e) None of these
BriSliance CoJIege - fiAodel E><ümination :1
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Each üestion is provided with five alternatives. Mark your answer in the special answer sheet with HB pencil. Each questi n carries 1 mark. 1/4 mark will be deducted for each wrong answer. eadquartersofKRlBHCO (a) Hazira (b) Nodia (c) Kalol (d) Kandla (e) None of these
LIII
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Clerk/Cashier: ti5trict Co—operative Bank
lCAcelebratesCo-operativedayon ,/ (a) July 1 (b) 1st Saturday of July (d) 1St Sunday of January (e) None of these
(C)
Showroom of Kerala Handicraft Apex S9ciety. (a)Kairali (b)Su?abhi ' (c)Hanveev
1St Saturday of June
(d)Hantex
(e)NoneoftMse
--------------loans are generally given for productive purposes and also to meet immediate needs of goods. (a) Consumption loans (b) Housing loans (c) Fixed Deposit loans (d) Special loans (e) None of these Intensive Co-operative Development Programme was implemented under the auspices of------------(a) NCDC'1 \L? (b) NABARD c) State Co-operative Union (d) Co-operative department (e) None of these Main Source of fund for housing Co-operatives in Kerala (a)HUDCO (b)RBI (c)SBI
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(d)LIC \!''
(e) None of these
First Collective Farm organised.in Bulgaria was at ------------(a) Manchester (b) Koshov'/ (c) Nodia
(d) Rochdale
(e) None of these
National Federation of State Co-operative Banks was started in (a) 1966 (b) 1978 (c) 1955
(d) 1964
(e) None of these
22.
Creation of the post of the Registrar of Co-operative department was provided in the Act of----------------(a) 1904 (b)1912 (c)1919 (d)1969 (e) None of these
23.
Gorwala Committee recommended --------------(a) Rural Electrification Cprporation (b) NABARD (d) Crop Loan System v' (e) None of these
24. 25.
Birth place of LandMortgage Banks (a) Germany (b) France
(c) England
(c) Lead Bank Scheme .J'
(d) Denmark
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"Qne man one vote" principle was recommended by (a) Gorwala Committee (b) Maclagan Committee (c) Minto-Morley (d) Montague- Chelmsford
(e) None of these
(e) None of these
26.
Central Arecanut and Coca Marketing and Processing Co-operative Limited is situated at----- (a) Bangalore (b) Hazira (c) Mangalore (d) New Delhi (e) None of these
27.
--------------- is a system in which co-operatives are the prominent institution. (a) Co-operative Commonwealth (b) Mixed economy (c) Capitalist economy (d) ICA (e) None of these
28.
Land development banks issue ------------types of debentures. (a) 2 (b) 3 -..! ( C) 5
29.
(d) 6
(e) None of these
Part of loan to growers should be given as seeds, oil cakes, fertilizers etc. Thistype of loan is called -----(a) Personal, loan (b) Loan in kind (C) Barter loan (d) Non-finance loan (e) None of these
30. A special charge on movable or immovable property infavour of Agricultural Development Bank or Primary Bank by mere declaration in writing by borrow,ers for securing payment of money is called -----------(a) Debenture .6) Gehan . (c) Affidavit (d) Mortgage (e) None of these 31;
Cess fund is cred for the promotion of ----------(a) Handloom V' (b) Traditional milk societies (d) NCDC (e) None of these
Brilliance CoJIege - Mtodel E
(c) Apcos
Clerk/Cash ler: District Co—operative Bank keralapsctips.blogspot.in In titute of Co-operative Managem, 'nt, Trivandrum is run by ----------(d) State Co-operative Union (a VAMNICOM (b) NT (c) NCCE r None of these (
ho piloted Kerala Co-operative Societies Act of 1969 in the Assembly (d) E.M.S Nampoothiripad () Joseph Mundassery (b) K.R. Gowriamma (c) I.R. Kurup None of these () Fesolution approving the amendmend should be passed at general body with --------------majority. (c)rd
(d) rd
(e) None of these
mendment of bye-law of apex or central society should be registered after consulting with the ------------(a) Financing bank (b) State Co-operative Bank c) Circle Co-operative union (d) State Co-operative Union (e) Government I Who is the technical head of Co-operative department in the State'?. - (a) Minister for Co-operation (b) Registrar of Co-operative Societies (c) State Co-operative Union (d) Governor (e) None of these Objects of proposed society shall be in accordance with section -------------(b) 5 (c) 4 (d) 7 / (a) 6 Mutually Aided Co-operative Society Act came into effectin 1995 in ------------ "I (a) Kerala (b) Gujarat (c) Maharashtra (d) Andhra Pradesh
38.
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40.
(c) 1/4th of total share capital (e) None of these
Number of State Co-operative Banks in India (a)14 (b)20
(d)28
(c)27
Withdrawal of Reserve fund is possible only with the permission of (a) Registrar (b) General Body (d) Members (e) None of these
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4.
4.
(c) Managing Committee
'Quorum of managing committee is 50% and it is defined in SectiOn --------------(a) 28A (b) 28 (4) (c) 28 (5) (d) 32
(e) None of these
Who is the Registrar of Dairy Co-operatives in Kerala?(a) Registrar of Co-operative Societies (b) Additional Registrar (Audit) ,f (C) Director, Dairy Development Department (d) Registrar, Industries department
(e) None of these
A Co-operative Society or any person against whom a decree has been obtained is called (a) Decree holder (b) Defaulter (C) Central Society (d) Disputer
(e) None of these
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Education Fund is payable to (a) Government (b) State Co-operative Union (e) None of these Returning officeyejects the nomination paper. Appeal before (a) Registrar '( (b) Tribunal (c) Civil Court
I 46. 47. 48.
Registrar rescinds resolution of a committeeof,ociety under Rule (a)182 (b) 16 1(c) 176 -
(e) None of these
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(e) None of these
Maximum shares held by a member shall not exceed -----(b) As. 5000/(d) 1/5th of total share capital or As. 5000 which ever is less.
,a) 1/5the of total share capital
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(e) None of these
(c) Registrar
(d) Members
(d) Arbitration Court
(e) None of these
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(d) 185
Co-operative Societies were started in lpdia as -----------movement in 1904. (a) Consumer (b) Credit -' (c) Housing (d) Marketing
Brilliance College
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Model E,
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(b)rd
:a)rd
(e) None of these (e) None of these
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keralapsctips.blogspot.in Clerk/Cashier: istrict Co—operative sank
49. Find the odd man out (a) Devzil Ibbetson
(b) Maclagan
(c) Edward Law
(d) Dupernix
(e) Lord Curson
50. Which is not a purpose of general body meeting ofa society? (a) Approval of programmes for coming year- (b) Managing committee election Consideration of annual report (d) Disposal of net project (e) Declaration of election The Co-operator is a publication of (a) NCCT -(d) Tamil Nadu Co-operatives
/ (b) NCUI" (e) None of these
Eier or Survivor account is a Joint account Special account
(b) Joint Stock account (e) None of these
52.
(c) ICA
53. New Bank Rate which came into existence in April 200A (a) 10% (b) 8% (c) 7%" 54.
Statutory protection can be claimed for -----------cheques. (a) Crossed 'I (b) Uncrossed (c) Post dated
55.
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( C) Minor account
(d) 12%
(e) 6.5%
(d) Account payee
(e) None of these
European single currency unit Euro will be in complete tpaction by (a) 2000 September (b) 2001 (c) 2002 (d) 2205
56.- Who issues Traveller's cheque? (a) Industrial Banks (b) Commercial Banks (d) Co•operative Banks (e) None of these
(e) None of these
(c) Reserve Bank•
When a customer deposits money, the banker becomes (a) depositor (b) creditor (c) debtor
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51.
(d) agent
(e) None of these
Amount written in figures on face of cheque differs from the amount written in words. What will the banker do? (a) Stop payment (b) Check the handwriting (C) Freeze (d) Pay the amount in figures (e) Pay the amount in words Fixed Deposit Receipt is -----(a) transferable non transferable (c) negotiable
(d) no validity
Overdraft facility is available in ---------account (a) cash credit J) current
(C)
(d) recurring deposit (e) None of these
Indian Contract Acs enacted from /f (a) 1 (b) 1872
(c) 1949
.ç'
savings
(e) None of these
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(d) 1908
(e) None of these
62.. If the maturity date a Bill of Exchange or Promissory note falls on Public holiday, it will be due on the -----------(a) day after holiday . (b) preceeding day (C) second next day d) same date ,.'(e) None of these Number of Nationalised Banks in India including RBI is (a)20 (b)19 (c)27
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(d)28c"
(e)21
Which of the following is a deposit made for a sppcific perid? (a) Savings .(b)Current j'c) Fixed
(d) Cash Credit
Second Nationalisation of Banks was in (a) 1969 (b) 1980
(c) 1964
(d) 1991
(e) None of these
(c) 1981"
(d) 1980
(e) None of these
66; NABARD Bill was passed in -(a) 1982 (b) 1979
.
Brilliance College - Mtodel E>camination: 1
- (e) None of these
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keralapsctips.blogspot.in ClerkJCashier: tistrict Co—oper'ative Bank 67..
Per on who signs the ten rupee note is (a) inance Secretary (d) . manGe Commissioner
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(b) Governor, RBI (e) None of these
(c) Finance Minister
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Ba k which has been established for the growth of Export and Import (a) DBI (b) SIDBI (c) UTI Bank (d) EXIM Bank
(e) None of these
70.- $o calculated India's National Income firsy/ Frederic Nicholson (b) Dadabhai Naoroji (c) Jawaharlal Nehru (d) Habbard 71. 72,
(4 per Banking, who is the lender of last resort? 4 Banker (b) Customer (c) Stock market ()
(d) Central Bank
(e) None of these
Yheque system is not allowed in Savings Bank (b) Current account (c) Fixed Deposit
(d) between banks
(e) None of these
(d)IDBI
(e) None of these
(d) Co-operative
(e) None of these
hich of the following was establishd in 1955? / a)LIC . (b)GIC ?ç/' (c)lClCl \/ ')o Jnited Kingdom follows mainly ----------banking (b) Branch ,.../ (c) Merchant 1(a) Unit
.
Section 9 of Negotiable Instruments Aôt defines ----------(a) holder in due course ?./ (b) payment in due course (d) crossing (e) None of these Minimum period of fixed deposit (a) 15 days (b) 7 days
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(c) 30 days
(d) 45 days
(e) None of these
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(C)
cheque
(e) None of these
Bank which was set up as a part of Twenty Point Programme? (a) LAMPS (b) RRB ./ (c) Co-operative Urban bank (d) NABARD (e) None of these. Fiduciary System is related to. ;(a) Demonetisation (b) Note issue
0
79!
80, 8 J. I I
A Banker's lien is a ---------(a) general lien (b) negative lien
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(c) Bank Rate
(d) Credit control
(e) None of these
(c) particular lien
(d) positive lien
(e) None of these
(d) 1 month
(e) None of these
Cheque :6 months:: Demand Draft: --------------(a) 3 months (b) 6 months (c) .12 months
A statement is prepared by a banker showing causes of disagreement between cash book and pass book. This statement is called ----------. . (a) Balance Sheet . (b) Trial balance Bank Reconciliation Statement (d) Depreciation . (e) None of these ---------is a collection of all accounts debited or credited in the general journal or various special journal. (a) Ledger (b) Day book (C) Cash book Trial balance None of these
3.
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"B nk are not merely purviers in money, but in an important sense they are manufacturers of money". Who said thi? (b) Habbard (c) Luca Pacioli (d) Adam Smith (e) None of these (a)1 Sayers
Act of recording the fact of dishonour of a bill by notary public is ----------(a) Noting (b) Partnership (c) Depreciation (d) Accenting
rilliance CoIIege
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Model Examination: 1
(e) None of these
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Clrk/Cashir: Uoistrict Co-opra -I- ive Bank
Scrap value is also called ----------Value (a) liability (b) wear and tear
(C)
realisable
1"
(d) break-up
(e) None of these
Rule,f Real account is liebit what comes in credit what goes out (b) Debit all expenses and losses, credit all income and gain (c) Debit the receiver, credit the giver (d) Credit the receiver debit the giver (e) None of these
88.
(e) None of these
------------is considered as essence of auditing (a) Vouching / (b) Interim audit
(e) None of these
(C)
Voucher
(d) Fraud
Comptroller and Auditor General of India is appointed by ------------(a) Central Government . (b) RBI (d) President (e) None of these
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(c) Finance Department
89. Who will be the chief of audit of co-operative societies as per latest Amendment? (a)ARegistrar (b) Finance Secretary ) Registrar of Co-operative Audit -) Director of Co-operative Audit (e), None of these
fr
90.. Current Asset minus current liabilities is equal to ------------(a) sales (b) capital (c) gross profit Auditor's plan of actiois ----------(a) Audit Programme (b) Audit note;
d) net profit
(e) working capital
(c) Audit Procedure (d) Auditing
Audit of a co-operative society is done as per section -------(a) 62 (b) 63 '1 (C) 80
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87
Which of the following is not an advantage of continuous auditing? (a) Close and exhaustive checking (b) Quick presentation of accounts (c) Alteration of audited figures (d) Declaration of interim dividend
(e) None of these
(d) 32
(e) None of these
Z115.
uo-operauve societies sriali pay audit tees to government within ----------of receipt of annual au9it certificate (a) 2 months (b) 6 months (c) 3 months (d) 1 year '''None of
94
Prnn whn r1r4w
ilI i, 'lI
(r A,rf
,a) Drawer
(b) Drawee
(c) Payee
(d) Cashier
Section (5) of Negotiable Instruments Act defines' (a) Cheque (b) Bill of ExchangeV (d) Accounting (e) None of these
.
(C)
(e) None of these
Holder in due course
Which committee is related to Banking sector? (a) Sarkaria (b) J. S. Verma (C) Ravindra Varma
(d) Narasimham
(e) None of these
------------shares are foundation of financial structure of a company (a) Blue chip (b) Deffered (C) Equy'hares
(d) Debenture
(e) None of these
Number of parties in credit card issued by a commercial bank (a)2 (b)3.,,/ (c)Onlyone
(d)4
Which of the following yearis related to demonetisation in India? (a) 1966 1978 (c) 1980
(d) 1969
Audit of a co-operative society is (a) internal (b) final
(d) statutoy/
J5) .(
BriIIiarice CoIJege
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(e) None of these
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(e) None of these
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(c) company
AAodeI Eamination: 1
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(e) None of these
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