INSURANCE PROGRAMME INTENDED FOR OCCUPANTS OF TEMPORARY SPACES Preliminary note As an occupant of a temporary space via the intermediary of the Pop This Place services, you can benefit from an insurance programme that has been specially introduced to automatically cover the main risks, thus dispensing you of the obligation to take out independent individual contracts. This programme benefits from the best market conditions taking into account the mutualisation of risks via the grouping of all of the tenants of temporary stores that use the intermediary of Pop This Place. This programme was negotiated by a professional broker who is also your intermediary in order to defend your interests in the event of a claim. Details of the broker in the event of a claim Maxel sa Avenue Einstein, 11 1300 Wavre Your contact: Karin Thibaut – tel: 010/23.84.24 –
[email protected]
Upon signing the contract of precarious occupation and as a function of the information obtained on your business, you will receive a very precise premium statement as well as an insurance certificate for the various subscribed guarantees. In the present note you will find a summary of the insurance policies of the present programme.
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INSURANCE PROGRAMME INTENDED FOR OCCUPANTS OF TEMPORARY SPACES Contract RENTAL CIVIL LIABILITY + FIRE OF THE CONTENTS
Comments
Conditions
As a precarious occupant, if the lease contract so Ø Insured guarantees : provides, you are bound to insure your civil liability in Fire the event of damage caused to the leased building. Water damage Glass breakage This contract thus covers the damage that the occupant Electrical risks would cause to the space in the leased building (fire -‐ Natural catastrophes water damage -‐ glass breakage, etc.). Ø Capital to be insured : For calculating the premium, we have taken account of Building : 2,000 EUR / occupied m2 an average insured capital of 2,000 EUR per occupied Contents : capital to be communicated m2. Ø Tariff conditions : This contract also covers the occupant´s contents (goods -‐ furniture -‐ equipment) on the basis of a capital Low risks category rate : 1.15 %° to be communicated to us. Neutral category rate : 1.45 %° Horeca rate : 2.70 %°
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INSURANCE PROGRAMME INTENDED FOR OCCUPANTS OF TEMPORARY SPACES Contract
OPERATIONS CIVIL LIABILITY
Comments
Conditions
Operations civil liability This contract covers you throughout the duration of your occupancy for the damage caused to third parties. Physical injuries and material damage combined : 1,500,000 EUR Consecutive immaterial damage : 250,000 EUR Disturbance for the neighbours (art. 544 CC) : 500,000 EUR Harm to the environment : 50,000 EUR Damage to entrusted goods : 12,500 EUR Civil liability after delivery
OBJECTIVE CIVIL LIABILITY
This contract covers you throughout the duration of your occupancy for the damage caused to third parties as a result of an explosion. Concerns only the operations specified by law pursuant to the criteria relating to the type of business and the surface area occupied.
Physical injuries and material damage combined : 1,500,000 EUR Consecutive immaterial damage : 250,000 EUR Legal protection : 12,500 EUR Guarantees Physical injuries : 14,873,611 EUR Material damage : 743,680 EUR
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INSURANCE PROGRAMME INTENDED FOR OCCUPANTS OF TEMPORARY SPACES The general conditions of this insurance programme can be consulted on our site www.popthisplace.com or sent on simple request to
[email protected].
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