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Insurance​ ​planning​ ​for​ ​your​ ​retirement?

Medicare​S ​upplement​P ​lans  (855)​ ​494-0097 GIVE​ ​US​ ​A​ ​CALL

The​ ​Mission​ ​of​ ​BGA​ ​Insurance​ ​Group​ ​is​ ​to​ ​assist​ ​Seniors​ ​and​ ​their​ ​families​ ​plan their​ ​Healthcare,​ ​Long-Term​ ​Care,​ ​Final​ ​Expenses​ ​and​ ​Financial​ ​Security​ ​when approaching,​ ​and​ ​during,​ ​retirement. CLICK​ ​HERE​ ​TO​ ​VISIT​ ​OUR​ ​SITE Contact​ ​Details:

BGA​ ​Insurance​ ​Group

15​ ​Union​ ​Hill​ ​Rd,​ ​2nd​ ​Floor Conshohocken,​ ​PA​ ​19428 Phone:​ ​(855)​ ​494-0097 Website:​ ​https://www.bgainsurance.net Google​ ​Site:​ ​https://sites.google.com/site/medicaresupplementplans2017/ Google​ ​Folder:​ ​https://goo.gl/5MXUtG https://twitter.com/BGA_Insurance https://plus.google.com/+BgainsuranceNet http://bgainsurancegroup.tumblr.com/ https://www.crunchbase.com/organization/bga-insurance-group

Four​ ​Steps​ ​to​ ​Buying​ ​Medicare​ ​Supplement​ ​Plans You​ ​may​ ​have​ ​heard​ ​that​ ​Medicare​ ​Supplement​ ​(Medigap)​ ​policy​ ​can​ ​help​ ​you​ ​save​ ​on out-of-pocket​ ​costs​ ​from​ ​Medicare.​ ​If​ ​you​ ​want​ ​to​ ​buy​ ​a​ ​Medicare​ ​Supplement​ ​policy, here​ ​are​ ​the​ ​steps: 1.​ ​Before​ ​buying,​ ​be​ ​sure​ ​that​ ​you​ ​are​ ​eligible​ ​for​ ​a​ ​Medicare​ ​Supplement​ ​policy and​ ​in​ ​your​ ​Open​ ​Enrollment​ ​Period. The​ ​best​ ​time​ ​to​ ​buy​ ​a​ ​Medicare​ ​Supplement​ ​policy​ ​is​ ​during​ ​your​ ​Medicare Supplement​ ​Open​ ​Enrollment​ ​Period.​ ​This​ ​period​ ​lasts​ ​for​ ​six​ ​months​ ​and​ ​begins​ ​on​ ​the first​ ​day​ ​of​ ​month​ ​that​ ​you​ ​are​ ​both​ ​65​ ​or​ ​older,​ ​and​ ​enrolled​ ​in​ ​Medicare​ ​Part​ ​B.​ ​During your​ ​Medicare​ ​Supplement​ ​Open​ ​Enrollment​ ​Period​ ​you​ ​can​ ​buy​ ​any​ ​plan​ ​available​ ​in

https://www.bgainsurance.ne​t

your​ ​area​ ​and​ ​you​ ​can’t​ ​be​ ​turned​ ​down​ ​based​ ​on​ ​your​ ​medical​ ​history​ ​(although​ ​a waiting​ ​period​ ​might​ ​apply). After​ ​this​ ​six-month​ ​period,​ ​insurance​ ​companies​ ​may​ ​consider​ ​your​ ​health​ ​and​ ​medical history​ ​when​ ​deciding​ ​whether​ ​or​ ​not​ ​to​ ​sell​ ​you​ ​a​ ​plan,​ ​and​ ​may​ ​turn​ ​you​ ​down​ ​or charge​ ​you​ ​more​ ​if​ ​you​ ​have​ ​a​ ​pre-existing​ ​condition. You​ ​are​ ​not​ ​eligible​ ​for​ ​a​ ​Medicare​ ​Supplement​ ​policy​ ​until​ ​you​ ​are​ ​enrolled​ ​in​ ​both Medicare​ ​Part​ ​A​ ​and​ ​Part​ ​B. You​ ​may​ ​also​ ​not​ ​be​ ​eligible​ ​for​ ​Medicare​ ​Supplement​ ​insurance​ ​if​ ​you​ ​are​ ​under​ ​65, even​ ​if​ ​you​ ​have​ ​Medicare​ ​Part​ ​A​ ​and​ ​Part​ ​B.​ ​Federal​ ​law​ ​doesn’t​ ​require​ ​that​ ​private insurance​ ​companies​ ​sell​ ​Medicare​ ​Supplement​ ​plans​ ​to​ ​people​ ​under​ ​65.​ ​However, some​ ​states​ ​do​ ​require​ ​private​ ​insurance​ ​companies​ ​to​ ​sell​ ​Medicare​ ​Supplement policies​ ​to​ ​people​ ​under​ ​65.​ ​Contact​ ​your​ ​state​ ​insurance​ ​department​ ​to​ ​find​ ​out whether​ ​you​ ​can​ ​buy​ ​a​ ​Medicare​ ​Supplement​ ​plan​ ​under​ ​the​ ​age​ ​of​ ​65, 2.​ ​Determine​ ​which​ ​Medicare​ ​Supplement​ ​policy​ ​may​ ​meet​ ​your​ ​needs. In​ ​most​ ​states,​ ​there​ ​are​ ​up​ ​to​ ​10​ ​Medicare​ ​Supplement​ ​plans​ ​that​ ​are​ ​standardized​ ​and labeled​ ​A-N​ ​(A,​ ​B,​ ​C,​ ​D,​ ​F,​ ​G,​ ​K,​ ​L,​ ​M,​ ​N)​ ​which​ ​may​ ​cover​ ​different​ ​Medicare out-of-pocket​ ​costs​ ​at​ ​different​ ​percentages​ ​(usually​ ​50%,​ ​75%​ ​or​ ​100%).​ ​Not​ ​all​ ​plans may​ ​be​ ​available​ ​in​ ​all​ ​areas.​ ​Wisconsin,​ ​Massachusetts,​ ​and​ ​Minnesota​ ​standardize their​ ​plans​ ​differently. The​ ​most​ ​basic​ ​plan​ ​is​ ​Medicare​ ​Supplement​ ​Plan​ ​A.​ ​Plan​ ​A​ ​may​ ​cover: ● 100%​ ​of​ ​the​ ​Medicare​ ​Part​ ​A​ ​coinsurance​ ​and​ ​hospital​ ​costs​ ​up​ ​to​ ​an​ ​additional 365​ ​days​ ​after​ ​Medicare​ ​benefits​ ​are​ ​used​ ​up ● 100%​ ​of​ ​Medicare​ ​Part​ ​B​ ​coinsurance​ ​or​ ​copayments ● Blood​ ​(first​ ​3​ ​pints​ ​necessary​ ​for​ ​a​ ​medical​ ​procedure)​ ​at​ ​100% ● Medicare​ ​Part​ ​A​ ​hospice​ ​care​ ​coinsurance​ ​or​ ​copayment​ ​at​ ​100% The​ ​most​ ​comprehensive​ ​of​ ​these​ ​lettered​ ​standardized​ ​plans​ ​is​ ​Medicare​ ​Supplement Plan​ ​F.​ ​Plan​ ​F​ ​may​ ​cover​ ​everything​ ​Plan​ ​A​ ​covers,​ ​as​ ​well​ ​as: ● Skilled​ ​nursing​ ​facility​ ​care​ ​coinsurance​ ​at​ ​100% ● Medicare​ ​Part​ ​A​ ​deductible​ ​at​ ​100% ● Medicare​ ​Part​ ​B​ ​deductible​ ​at​ ​100% ● Medicare​ ​Part​ ​B​ ​excess​ ​charges​ ​at​ ​100% ● Foreign​ ​travel​ ​emergency​ ​up​ ​to​ ​plan​ ​limits​ ​at​ ​80% Plan​ ​K​ ​and​ ​Plan​ ​L​ ​are​ ​the​ ​only​ ​two​ ​plans​ ​that​ ​establish​ ​out-of-pocket​ ​limits.

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Medicare​ ​Supplement​ ​Plans Contact​ ​Details: BGA​ ​Insurance​ ​Group 15​ ​Union​ ​Hill​ ​Rd,​ ​2nd​ ​Floor Conshohocken,​ ​PA​ ​19428 Phone:​ ​(855)​ ​494-0097 Website:​ ​https://www.bgainsurance.net Google​ ​Site:​ ​https://sites.google.com/site/medicaresupplementplans2017/ Google​ ​Folder:​ ​https://goo.gl/5MXUtG https://twitter.com/BGA_Insurance https://plus.google.com/+BgainsuranceNet http://bgainsurancegroup.tumblr.com/ https://www.crunchbase.com/organization/bga-insurance-group

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