SSL​ ​Gift​ ​Card Terms​ ​and​ ​Conditions 1. Alliance Payment Services Ltd. (ASPL) are the issuers and providers of the ePay card service and all users and holders of a SSL gift card will be bound to their ​“Cardholder  Agreement”,​ ​located​ ​on​ ​the​ ​SSL​ ​website​ ​-​ ​www.sslinvest.com/sslgiftcard​. 2. SSL gift cards and their use will be bound by any agreement signed between client and SSL,​ ​ASPL​ ​Cardholder​ ​Agreement​ ​and​ ​any​ ​other​ ​related​ ​governing​ ​laws​ ​of​ ​Jamaica.​ ​ 3. SSL will not be liable for any loss, damage, misuse or theft resulting from these gift cards. In the event that the card has being compromised, it should be immediately reported​ ​to​ ​ASPL​ ​as​ ​according​ ​to​ ​ASPL​ ​Cardholder​ ​Agreement.​ ​ 4. In the event that a card has been reported to ASPL as according to their Cardholder Agreement, SSL reserves to right to freeze the SSL account that the card is linked to and as a result, SSL shall not be held liable for any loss in the value of securities, profits, delay​ ​in​ ​trades,​ ​or​ ​incomplete​ ​trades. 5. SSL​ ​gift​ ​cards​ ​are​ ​only​ ​applicable​ ​to​ ​Jamaican​ ​currency​ ​(JMD) 6. All issues, concerns or queries surrounding the use or inability to use the card must be directed​ ​to​ ​ASPL​ ​as​ ​per​ ​their​ ​Cardholder​ ​Agreement. 7. SSL reserves the right, with sufficient notice, to terminate its SSL gift card service with its clients​ ​at​ ​any​ ​time. 8. This gift card is not a monetary bank instrument, such as a credit card and cannot be used​ ​as​ ​such. 9. This​ ​gift​ ​card​ ​is​ ​not​ ​refundable​ ​and​ ​cannot​ ​be​ ​resold 10. SSL gift card users must have an SSL account or open one. The card can only be linked to one​ ​SSL​ ​account​ ​number. 11. SSL gift cards can only be used at authorized ePay merchants including, Stocks and Securities​ ​Ltd​ ​(SSL) 12. The preloaded funds on this gift card, J$2,000, can only be used to redeem financial securities available at SSL​’s  head  office,  located  at  33  ½  Hope Road, Kingston 10, Jamaica. 13. Any additional funds added by the cardholder can be used at SSL or at any other ePAY merchant​ ​(for​ ​a​ ​complete​ ​list​ ​of​ ​ePay​ ​merchants​ ​please​ ​refer​ ​to​ ​www.epayja.com). 14. Any securities purchased with this gift card must be held at SSL for no less than 6 months, wherein a request can be made by the client to sell and repurchase other securities within this time period if the initial securities purchased are no longer suitable. 15. In accordance with the SSL Client​’s agreement, SSL does not guarantee any returns  on​ ​any​ ​securities​ ​purchased​ ​with​ ​this​ ​gift​ ​card. 16. The preloaded funds on this gift card, J$2,000, will expire after 6 months or 180 days after​ ​it​ ​is​ ​issued. 17. The trade fee is waived on the purchase of US stocks using the J$2,000 that the card comes​ ​loaded​ ​with.​ ​All​ ​other​ ​trades​ ​will​ ​attract​ ​SSL's​ ​normal​ ​trade​ ​fee.