Stewardship  CPR  –  Coffee  with  Chris   22  January  22,  2014      

Questions  for  the  Full  Seminar       Bob  Tanouye:  With  struggling  finances,  the  question  I  get  is  "why  do  we  devote  so  much  time  and   resouces  to  M&S  and  local  outreach  projects.    Why  not  keep  it  to  support  our  Church?     Bob, our problem is that we can’t make the local budget sound attractive enough …people want to “designate” or “follow their generosity…listen tonight for more on this.   Elaine  Strawbridge:  Our  church  is  growing  -­‐  our  attendance  figures  in  Sunday  worship  and  our  Sunday   School  programs  continue  to  climb  but  the  money  doesn't  come  with  it.    We  were  told  by  our  finance   committee  last  night.    that  we  will  be  bankrupt  by  the  end  of  2014.     It takes seven years, Elaine, to grow a faithful and generous steward. Give it time. If you don’t have that time, you may be at a flipping point when you have to address the question of real-estate. This could be a great opportunity!   Gary  Gaudin:  My  community  is  absolutely  convinced  that  we  need  to  pay  real  attention  to  stewardship,   but  there  is  very  little  enthusiasm  for  doing  the  hard  work  of  stewardship,  especially  if  that  means   having  to  make  different  lifestyle  choices.     Gary, let’s talk about this in the big seminar. I think we have to fire our passions for wonder first…the money questions will follow. Beth  W  Johnston:  what  about  when  people  are  struggline  to  buy  groceries  and  furnace  oil     I find the most generous are also the most impoverished (relatively speaking)   Sheila  Redden-­‐Smith:  Sheila  my  congregation  same  thinking  as  Gary     Our task is to create in people a sense of wonder …work at developing a spirit of generosity in all we do …the money question gets easier then. Chris  hague:  For  some  reason  Presbytery  took  the  role  of  Stewards  and  Elders  away  from  this  pastoral   charge  (before  my  time)  and  now  no  one  seems  to  feel  -­‐  think  that  stewardship  is  their  role.  Quite  a   conundrum     This is a hard situation to answer, but the fact we don’t have “stewards” anymore may give us a chance to rename and rethink the role of growing generosity. It would sound different if we called it the “wonder” committee.   Donna  Rumpel:  The  congregation  I  serve  has  just  exceeded  it's  M&S  goal  for  the  second  year  in  a  row..   We  have  celebrated  immensely  because  it  is  the  first  time  in  their  100  yr  church  history  that  they  have  

exceeded  the  goal.  However,  this  year  we  are  seeing  just  a  break  even  on  our  operating  line  and  people   are  already  talking  about  giving  less  to  M&S  and  more  to  local  finances..  We  just  got  to  this  wonderful   state  of  giving  to  mission  -­‐  I  would  hate  to  lose  that!   You won’t …but don’t be discouraged if things slow down a bit. It’s natural.   Bob  Tanouye:  We  had  a  donor  who  gave  us  a  most  generous  donation  with  the  comment,  we  need  it   now  and  not  when  he  passes  away.    Kind  of  like  an  early  bequest.    We  hope  to  encourage  others  to  do   the  same  if  they  can  afford  it.     Amen! That’s a story to celebrate!   Michelle  Armstrong:  statagies  for  moving  congregation  from  reactive  (ie  several  years  ago  prior  to  my   time  one  of  my  points  actually  went  door  to  door  in  the  village  asking  for  support  to  make  the  budget)   to  a  proactive  in  their  history  they  have  not  really  done  stewardship  programs  from  what  I  have  been   able  to  discover.    Where  to  start     Start by creating a “mission” that people in the church can see and feel, follow and feed…”A lunch program for seniors, a breakfast program for school kids, a special booth at the county fare…they won’t have to be asked to be generous at that point. It will be second nature.   Tom  McCauley  Bloor  Street  United  Church:  How  do  we  address  stewardship  in  the  context  of  dwindling   membership  where  we  are  losing  older  members  (who  have  a  larger  ability  to  give)  and  younger   members  who  have  limited  ability  to  give?       Michelle  Armstrong:  second  Tom   This is a common problem. First thing to see is not to “take it personally.” You have not failed nor is your community of faith a “loser.” We are all going through the “humiliation” of our beloved institution. It’s hard and there are tough choices, but if we recognize that our primary role is to be “faithful” then we ask ourselves how our unfolding mission (smaller in numbers of course, but no less vital) can continue the faithfulness of past generations. The church is not closing or dying, we are moving to a new place in our life together and we will have to develop new ways to speak of our faithfulness.     Audrey:  I  struggle  with  speaking  stewardship  to  young  families  just  making  their  way  through  the   month,  while  the  church  hoards  money  "for  a  rainy  day"     Everyone can give something and if we don’t ask young people to be generous we rob them of the chance and choice of discipleship. Our work is to show them the wonder of unconditional love and how it is possible to give back. They will respond according to their own means.     Kathi  Zwicker:  I  am  also  impressed  by  the  fact  that  it  is  commercial  enterprises  that  are  teaching  the   public  about  stewardship  and  we  in  the  church  are  abandoning  that  role  and  even  the  language  of   stewardship.     It is a pity. We need to re-invent and invest in our words: “stewardship,” “trust,” “generosity.”

Connie  McNamara:  How  do  we  deal  with  stewardship  in  a  pastoral  charge  that  says,  "we  have  the   money  to  keep  the  buildings  maintained  and  open,  we  just  don't  have  the  money  to  pay  the  minister"?   Connie, it is hard for we who are paid to say this, but here is what I would try: “the community of faith is not a building or paid staff. First comes God’s mission of love and justice in this world…in our specific time and place. How we respond to that mission is always open to debate. But let us never confuse keeping a building open with God’s ultimate will and purpose. It is merely a tool.”     Bob  Tanouye:  We  ran  a  Stewardship  campaign  last  summer.    We  feel  it  was  very  successful.    Not  a  lot  of   resources  to  help  with  such  a  campaign  through  UCC.   We are all having to invent as we go along…some reources are on the web or through private contractors.   Audrey:  how  do  we  deal  with  this    reality  (theology  of  satan  aside)      “Satan  is  so  much  more  in  earnest   than  we  are-­‐-­‐he  buys  up  the  opportunity  while  we  are  wondering  how  much  it  will  cost.”  ―  Amy   Carmichael     I will speak of this tonight. We have lost our passion. We need to find it again or let it find us.   Tom  McCauley  Bloor  Street  United  Church:  There  are  so  many  congregations  are  "hanging  on   financially".  What  can  we  do  as  a  United  Church  of  Canada  to  "encourage"  Congregations  to   amalgamate  to  be  good  stewards  of  our  financial  resources  rather  than  becoming  slaves  to  our   buildings?     “Slaves to our buildings” …that sounds like a new conference…maybe that should be our next program. I find that forced or strongly “suggested” amalgamations do not work well.   Jim  MacDonald:  Question:  People  who  once  did  not  attend  church  sent  in  contribution   ns  just  the  same  because  of  their  theology  which  compelled  them  to  at  least  make  an  investment  in  the   possibility  of    a  God  retribution.  With  people  no  longer  holding  to  that  kind  of  theology  they  may  no   longer  feel  compelled  to    make  financial  contributions  in  spite  of  their  lack  of  attendance.  They  may  also   now  feel  compelled  by  well  presented  marketing  with  respect  ot  other    causes.  How  do  we  continue  to   appeal  for    tangible  support  from  those  who  may  not  be  inclined  to  take  in  the  Sunday  Morning  event?   Just  looking  for  some  ideas.     This is a longer discussion but one thing I would suggest we continue to do Is “ask.” Perhaps we need to find programs that people can follow and join which are not based on Sunday morning. Write me and we can go into more depth [email protected]   Bob  Tanouye:  Older  building  require  more  costly  maintenance.    We  are  not  a  building.    But  our  building   is  now  a  heritage  site.     How do we get free of “heritage” sites? They honour past generations and their devotion to beauty, but only a few of us can afford to carry on in that way. David  (High  River  UC):  The  stewardship  questions  are  not  fully  formed  for  me.    But,  if  anything  I  think   that  there  is  a  real  need  to  rediscover  and  enhance  the  notion  of  stewardship  as  spiritual  practice;  to  

somehow  get  past  the  dualistic  notion  that  money/finances  and  spirituality  are  separate.    I  think  that   still  runs  deep  in  United  Church  congregations.    I  think  there  needs  to  be  a  re-­‐work  of  the  deeply   spiritual  significance  of  the  tithe.    As  I  think  about  my  own  tithing  practice  I  know  I  get  caught  in  the   “what’s  really  in  it  for  me”  and  “where  are  the  returns  on  my  investment”  and  “gee  if  I  didn’t  give  to  the   church,  I  could  take  the  whole  family  on  a  really  nice  vacation.”    Yet,  what  needs  to  be  held  much  closer   to  the  heart  is  the  sense  of  practice,  the  sense  of  trusting  in  God’s  capacity  to  provide,  the  sense  of   “repentance”  that  is,  reorienting  my  face  in  the  direction  of  God  and  allowing  God  to  be  the  compass   point.    I  also  wonder  about  stewardship,  tithing,  supporting  God’s  mission  in  a  time  wher     David  (High  River  UC):  I  also  wonder  about  stewardship,  tithing,  supporting  God’s  mission  in  a  time   where  “scarcity”  is  both  real  (cost  of  living  and  lower  incomes,  the  increased  practice  of  hoarding   wealth)  and  perceived  (conventional  wisdom  about  scarcity  when  there’s  abundance  all  around).         We won’t be focusing on the spirituality of tithing, but a good deal of what I am going to talk about is related to a more spiritual understanding of generosity.   Garry  van  Bruchem:  In  our  congregation  we  revived  the  ancient  practice  of  testimony,  inviting  people  to   share  (usually  in  writing)  how  they  keep  hope  alive.    We  received  over  a  dozen  testimonies  which  we   shared  with  the  congregation  during  the  "minutes  for  stewardship"  during  our  program.     Excellent!   Garry  van  Bruchem:  It  would  be  helpful  to  show  how  we  distance  ourselves  from  the  so-­‐called   "prosperity  gospel"  that  is  a  staple  of  religious  TV  programming.     Amen!   Gary  Gaudin:  It  would  also  be  helpful  to  develop  resources  which  we  can  use  rather  directyly  than   translate  them  from  largely  American  sources  with  quite  different  theological  and  ecclesiological   underpinnings.     Okay…we’ll work on this.   Elaine  Strawbridge:  As  the  Faith  Development  minister  the  money  I  spend  for  my  programs  (sunday   school,  youth  group,  children's  programs,  VBS  et)  appear  with  their  own  line  on  the  budget  while  the   minister  of  worship  and  Pastoral  cares  expenses  -­‐  Sunday  morning  worship  which  would  include  the  cost   of  a  musician,  bulletins,  the  sanctuary  and  upgrades  to  that  -­‐  appear  as  their  own  line  -­‐  not  related  to   what  he  does  so  the  finance  committee  looks  to  me  to  cut  budget  items.  How  can  this  be  done   differently?     Narrative budgeting sounds like what you need.   Ellen:  giving  is  a  bit  like  taxes  -­‐  somehow  we  need  to  get  to  the  place  of  belief  or  understanding  of  our   obligation  to  give.     Obligation will never inspire generosity over the long haul. We need more “inviting of grace.”

  Kathryn  McIntosh:  What  about  the  problem  of  fatique    and  too  few  doing  all  the  work.?     We are tired. This is true. So we need to do the natural thing. Take a break, look at doing less. Biting off what we can chew. God does not want to kill us.     Kathi  Zwicker:  It  seems  our  younger  people  are  catching  us  on  Facebook  more  than  joining  the   worshipping  congregation  on  Sunday  am.  How  can  we  encourage  some  faithful  stewardship  from  that   Facebook  connection?     Sounds like they are being faithful already. Why don’t we integrate their Facebook world in our own or join it.   Elaine  Strawbridge:  Dont  think  I  was  clear  in  my  question  above  -­‐  my  programs  have  their  own  budget   lines  -­‐  while  the  cost  of  worship  and  pastoral  care  does  not  -­‐  even  though  these  amounts  are  greater   (musician,  bulletins,  the  secretary,  sanctuary  costs  (decorating  etc.))  They  look  to  me  to  cut  because   they  can  see  what  my  programs  cost.       All programs should be listed and seen in the same light, the ministry of sacrament, word and pastoral care too!   Ellen:  there  needs  to  be  a  reward  for  giving  as  well  -­‐  I  don't  mean  monetary    or  maybe  even  recognition,   but  somehow  there  needs  to  be  something  that  encourages  me  to  give.     Gratitude! The only reward that works. Garry  van  Bruchem:  Please  address  the  issue  of  how  our  offerings  are  not  merely  donations  to  charities;   i.e.,  that  the  church  is  not  just  one  of  several  a  chairities  to  which  people  give.     Watch the seminar for the question of “gathering grace” and how my church saved me. That should help. Though I wouldn’t be worried about distinguishing the church from other charities so much as being faithful to our mission and purpose. Sheila  Redden-­‐Smith:  Often  heard  it  said  "we  need  more  people  in  the  church...then  we'd  be  ok."    The   concern  is  for  more  people  in  order  to  preserve  the  church.    It's  not  necessarily  concern  for  the  people.     Church  is  willing  to  accept  newcomers  money  but  not  necessarily  extending  a  warm  welcome  and  giving   newcomers  a  voice.     Amen! We don’t need people to grow our resources. We need to be faithful to our mission. Full stop!     Bob  Tanouye:  Just  received  our  Presbytery  Assessment  and  their    formula  assures  that  Confernce  and   Presbytery  get  their  budget.    We  do  not  review  or  input  to  their  budgets.    Wouldn't  it  be  nice  if  we  could   do  the  same  to  assess  each  member  of  our  congregation  in  order  to  raise  money  for  our  budget.     Nice idea but it is not our style…we are quite a ways form that. Probably too hard to reach in our lifetime.     Linda  Tomlinson-­‐Seebach:  I  am  doing  a  one  year  visioning  process  now  in  the  church.    We  are  looking  at   our  churches  as  metaphors.    The  first  metaphor  is  the  church  as  a  healing  centre.    Second  will  be  church  

as  retreat  or  sanctuary  from  life.    Three  is  church  as  spiritual  fitness  centre.    (Like  a  gym.)    I  don't  talk   about  money  as  Stewardship,  I  talk  and  ask  what  is  is  that  we  do  to  facilitate  God's  grace,  God's  healing,   God's  teaching.    The  mission  comes  first,  the  money  will  follow.         That’s my point…thank you.   Ted  Grady:  There  seems  to  be  a  challenge  to  shape  the  conversation  around  mission  and  not  just   focusing  on  monetary  matters  and  dollars  and  cents  langauage     Yes, that would be helpful. We are often too shy to talk money clearly. Elaine  Strawbridge:  Chris,  I  have  an  idea  for  fundraising  that  I  have  been  trying  to  get  off  the  ground  and   I  have  met  nothing  but  resistance.  I  want  to  do  a  cycle  trip  across  CAnada  in  2015  which  will  be  a  relay   beginning  in  the  West  and  landing  at  General  Council.  This  will  build  excitement  for  the  gathering  in   Nfld.  Will  raise  money  and  it  need  not  cost  much.  I  have  done  two  of  these  cycles  and  would  happily   explain  how  it  is  done  and  how  it  enhances  our  mission  and  ministry.  Just  be  prepared  to  listen  without   prejudging     I like it and would love to join and help.   Nancy  Sanders:  Our  congregation  is  very  generous,  and  gives  a  large  amount  to  M&S  and  to  various   social  justice  concerns  in  our  city.  We're  shrinking  rather  drastically,  however,  and  people  are  worried   about  and  discouraged  with  our  deficit  position.  We're  not  sure  we  aren't  "maxed  out"  in  the  giving   department,  and  so  a  starting  point  of  abundance  is  starting  (with  some)  to  become  a  place  of  scarcity.     Two  years  ago  we  buried  17  of  our  faithful  members  (in  what  has  become  a  small  congregation).  So  far   we've  managed  to  avoid  a  fundraising  approach,  but  the  reflex  in  a  time  of  fear  seems  to  be  to  throw  a   fundraiser.  We're  having  to  cut  people  off  in  the  pass  when  they  offer  to  fundraise,  and  this  is  one  of   several  reasons  for  our  need  to  revive  an  intentional  emphasis  on  stewardship.   Yes. There are community building benefits to fundraisers, but they can’t be our foundational source of revenue. As we shrink, we have naturally to re-think our styles of ministry.     David  (High  River  UC):  I'm  noticing  a  couple  of  comments  and  questions  re:  social  media  and  Facebook.     For  our  younger  people,  this  is  part  of  their  life  and  a  real  mechanism  for  the  congregation  to  be  in   touch  with  them.    Hope  we  might  be  able  to  explore  that  a  wee  bit  more.     Let’s talk about this tonight. Facebook, live streaming, chats…etc.   Kathi  Zwicker:  We  do  not  seem  to  be  doing  a  good  job  overall  of  promoting  the  ministry  efforts  of  our   congregation  -­‐  of  letting  people  know  what  we  are  about  -­‐  both  people  within  and  beyond  the   congregation  do  not  seem  to  understand  the  church  as  being  about  ministry.       It takes time and concerted time. I like mission trips and tours to do this work.  

Elaine  Strawbridge:  HI  Ellen,  no  not  just  me  -­‐  a  core  group  who  might  do  the  whole  thing  and  then   individuals  who  would  do  a  day,  a  conference,  two  days  -­‐  whatever  they  wanted  to  do       Michelle  Armstrong:    ownership  of  the  ministry  and  thus  supporting  it  financially.    I  have  been  in  this   congregation  for  6  months  and  i  find  people  saying  "whatever  you  want  to  do"    "it  is  up  to  you"    our   committees  have  had  at  least  a  year  (without  a  minister)  of  not    meeting  (as  mentioned  earlier  they   have  not  had  stewardship  programs  in  the  treasures  memeory)    I  know  that  there  are  lots  of  things   compounding  my  situation,  but  I  wonder  about  how  ownership  of  ministry  and  ownership  in  responding   to  the  local  community  (which  is  what  I  have  been  having  them  look  at  recently)  is  tied  to  fostering  our   stewardship  and  ministry  engagement.    especially  with  an  older  population.    As  a  30  something  minister   I  am  the  yongest  by  decades.     Michelle, it will be your burden to bear that you re always “young” …thank you for sticking with us. We need you energy and don’t be shy about showing us your best ideas…of course they are your ideas, we don’t have them yet…but if you inspire us, they will become “our” ideas too.   Kathi  Zwicker:  I  wish  there  were  stories  of  congregations  that  really  took  a  risk  -­‐  not  just  comfortable   giving,  or  fundraisers  to  give  but  really  focussed  on  education  and  digging  deep  beyond  comfort  level  to   see  an  area  of  their  ministry  flourish.  It  seems  to  me  there  are  stories  of  that  in  the  past  in  the   congregations  I  have  been  a  part  of  but  today  we  only  invest  in  our  ministries  provided  it  doesn't  impact   our  congregational  lifestyle.       We need to relive those old stories.   Cindy  Casey:  1.  How  do  we  create  a  link  between  a  sense  of  gratefulness  and  to  having  the  church  be   the  recipient  of  that  gratefulness?    2.  How  do  we  move  our  congregations  into  recognizing  the  value  and   importance  of    our  faith  community;  and  how  do  we  translate  that  into  their  understanding  of  the  need   for  local  financial  support.?  3.  It  is  easier  to  raise  money  for  a  project  or  outreach  program  than  it  is  to   raise  funds  for  maintenance  costs.    Many  of    us  grew  up    thinking  the  church  would  always  be  there   when  we  needed  it  -­‐  now  we  need  to  demonstrate  that  'the  church'  needs  the  support  of  its  community.     For  the  focus  of  the  Stewardship  CPR  seminiar  we  need  to  focus  on  local  congregrational  funding  -­‐  the   general  fund  as  opposed  to  specific  projects  or  M  &  S.      Without  the  congregations,  there  will  be  no   support  for  projects  or  M  &  S.    Strengthen  congregations  and  programs  and  M&S  will  be  strengthen  as   well.               Watch the seminar and focus on two things: “gathering grace stories,” and contemporary “tools for designated giving.”  

Wonder  Stories     Audrey:  I  recently  had  to  confess  something  embarrassing,  to  someone  I  work  very  hard  to  impress  with   my  competence  and  skill.      It  wasn’t  a  big  deal,  it  was  that  I  had  lost  a  wallet  and  some  ID.      I  misplaced  it   after  a  very  long  and  stressful  day,  so  it  was  forgivable.    And  the  confessing  was  timely  and  it  was  a  good   example  of  what  to  do  when  you  make  a  mistake.Still  it  was  embarrassing,  and  I  felt  very  foolish   indeed.I  bought  a  new  purse,  just  because  of  this  loss,  working  on  the  theory  that  a  bigger  purse  would   have  prevented  it  from  becoming  lost.    I  hoped  for  two  weeks,  that  I  had  just  done  one  of  those  

“women”  things  –  where  you  put  something  somewhere  so  you  don’t  lost  it….then  forget  where  you  put   it.  I  prayed  a  daily  novena  to  St  Antony  patron  Saint  of  lost  items    -­‐  yes,  friends  this  is  how  desperate  I   was  to  miraculously  find  the  item  –  I  turned  to  the  Saints.The  prayer  asks  for  help  with  what  has  been   lost.    But  then  goes  on  to  say….  At  least  restore  to  me  peace  and  tranquility  of  mind,  t     Elaine  Strawbridge:  The  under  50  crowd  -­‐  who  are  poorly  represented  in  many  congregations  but  are   abundant  here  at  Nashwaaksis,  do  not  have  the  practice  of  setting  aside  a  certain  amount  of  money  for   church,  mission,  charitable  donations.  We  get  what  they  have  left  over.  How  do  we  change  this?     Audrey:  missed  the  ending    It  worked.      –  Not  because  the  wallet  was  found,  but  because  I  got  over   myself  and  just  let  it  go.And  because  my  confessor  lives  by  the  creed  that  everybody  is  redeemable,  he     gave  me  a  new  wallet  (last  one).       David  (High  River  UC):  I  must  hasten  to  add,  that  as  a  congregation  and  community  suffering  post-­‐ trauma  and  immense  loss,  our  congregation  has  been  the  recipient  of  amazing  gratitude  from  across  the   church  that  has  totally  affirmed  wonder  and  generosity  for  us  in  a  way  that  helps  us  remember  that   indeed  we  are  not  alone.    The  whole  church  and  all  its  people  continue  to  embody  God's  abundance.         Sheila  Redden-­‐Smith:  One  of  our  children  required  open  heart  surgery  at  age  of  10  months.    We  had  to   take  him  to  Sick  Kids  Hospital  while  we  lived  in  NS.    All  the  medical  costs  were  not  covered  by  MSI  or  our   insurance.    One  was  the  bill  for  the  surgeon.    Very  high  cost  of  several  thousand  dollars  and  we  were   only  in  our  20's  with  no  money  to  cover  this  bill.    We  wrote  a  letter  to  the  surgeon  giving  him  the  money   we  had  with  a  promise  to  send  monthly  payments.  The  following  week  we  received  an  invoice  bill  paid   in  full.    Amazing.    He  said  he  felt  that  we  were  under  enough  pressure  caring  for  a  sick  infant  and  he   didn't  want  to  place  any  unnecessary  stress  upon  us.    I'll  never  forget  his  generosity.     Linda  Tomlinson-­‐Seebach:  My  wonder  story  is  when  my  oldest  son  Chris  was  born.    He  was  conceived,   well,  let's  just  say  not  in  the  best  of  circumstances  -­‐  I  was  unmarried  ,  I  had  actually  broken  off  a   previous  engagement.    When  he  was  born  he  came  out  lifeless.    I  knew  immediately  something  was   wrong.    The  room  (literally  )went  still.    His  dad,  nurses  and  doctors  stopped  talking  and  started  working.   I  knew  then  that  my  son's  life  was  in  God's  hands.    In  that  moment  I  knew  I  didn't  deserve  this  child,  but   I  asked  God  to  put  the  first  breath  into  his  lungs.    And,  my  son  Christian  breathed.    Two  years    a  nurse   friend  of  mine  (who  was  at  the  birth  with  us)  told  me  something  I  didn't  know.    She  said,  Linda  you  don't   know  -­‐  Chris  was  stillborn.    I  knew  then,  and  I  know  now  it  was  only  because  of  God's  grace  my  son  lived   and  lives.    I  have  and  will  never  forget  that  Grace.    It  was  the  beginning  of  my  journey  into  ministry.     Connie  McNamara:  I  was  a  student  at  St.  F.X.  working  a  summer  job  pumping  gas  at  a  local  service   station,  when  after  pumping  gas  into  a  big  truck,  I  went  to  the  window  to  collect  the  money  from  the   driver  and  noticed  as  he  passed  me  the  bills,  that  his  hands  were  extremely  dirty.    As  I  ran  back  into  the   station  to  get  him  his  change,  I  made  a  mental  note  to  myself  to  not  touch  his  hands  when  I  passed  him   his  change.    Yet  when  I  reached  into  the  cash  register  to  make  the  change  I  saw  that  my  hands  were   much  dirtier  than  his  had  been.    It  was  indeed  a  moment  of  wonder  in  my  life,  not  that  I  had  received  a   second  chance,  but  that  I  had  indeed  been  given  a  wonderful  opportunity  to  be  reminded  not  to  be  too   quick  to  judge,  and  certainly  to  be  more  generous  with  my  open  mindedness,  and  more  generous  with   my  acceptance.    I  have  thought  of  this  moment  many  times  in  the  last  27  years  and  it  has  always  moved   me  forward  in  generous  ways.        

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