FAITH FORMATION $22,100
4%
People of all ages are invited to grow in the Christian faith at Chalmers. The faith formation program for children and youth provides a welcoming environment where children can engage their faith in meaningful ways. Rooted in Biblical story, a variety of activities encourage the children to experience God’s love made known through Jesus. Children are encouraged to ask questions and articulate for themselves the wonder of God’s love. Beginning with the youngest in our supervised nursery, we try to make everyone feel welcome and loved by God and this community. Fellowship opportunities for university/college students are provided. Adults are invited to participate in Bible study, book discussions, programs on current issue or events and spirituality groups.
WORSHIP $132,300
26%
Chalmers is built on the strength of its worship. We gather as a community of faith to celebrate God’s presence, to be challenged and sent out into the community. Our ministers in consultation with the Music Director and lay people prepare a careful integration of scripture, music and the Word. Children are integral to our sense of community celebration. Lay leadership in worship and participation in the sacraments is central to our understanding of God’s call to everyone. Beyond Sunday mornings, our worship life includes a communion service for seniors and shut‐ins (3 times a year), other seasonal experiences, weddings and funerals. The live streaming of the service on the internet has motivated people to write or call us praising the quality of the sound, and thanking us for providing that outreach. Music is fundamental to our worship at Chalmers. Our choir leads the congregation each week. We have an excellent organ and piano that add to the beauty of our worship. Includes: Bulletin, webcast, sound system operators, a portion of the Minister of Word, Sacrament and Pastoral Care, Coordinator of Children, Youth and Family Programs and Music Director’s salary.
Includes: Nursery Care, curriculum and resource material, a portion of the Coord. of Children, Youth & Family Programs ’s salary.
PASTORAL CARE WITHIN OUR CONGREGATION $61,300
12%
Pastoral Care is extended in many ways throughout the congregation. Specific care is often needed during times of significant change in people’s lives: at births, baptisms, marriage, illness or bereavement. Our ministers and members of our congregation are involved in providing visits, casseroles, rides, and a listening ear.
Includes: Visits to hospitals, visits to nursing homes, visits with new members and baptismal families, funerals, weddings, a portion of the Minister of Word, Sacrament and Pastoral Care’s salary and the Coordinator of Pastoral Care’s salary and the Director of Music’s salary.
3%
Chalmers endeavours to be involved in the community, through offering programs and financial resources. The congregation places a high value on musical concerts as an outreach to the community. We contribute to a scholarship fund for young organists.
Seeking to be a caring presence in our community, the congregation gives to various agencies in Kingston which come to our attention. Individuals also come to us for occasional help in meeting their basic needs and through our Benevolent Fund we offer help. A special offering for the Benevolent Fund is taken at each Communion. Beyond the budget, gifts are received (Martha’s Table, Partners in Mission Food Bank) and are passed on to these agencies.
Includes: Benevolent Fund, projects in the community sponsored by the Outreach Committee, portion of Music Director’s salary, concerts.
CONGREGATIONAL LIFE TOGETHER $3,300
Includes: fellowship, coffee and tea gatherings.
WIDER CHURCH $108,500
ADMINISTRATION
1%
An important part of life at Chalmers is participating in small groups. We get to know one another and share our life together through potlucks, fund raising events, men’s lunch discussions, university student meals, women’s support groups, pancake suppers, the coffee/tea times before and after the service and our soup lunches. In the budget these appear small, but they require our precious gifts of time and talent to ensure a vital congregation.
$15,780
OUTREACH TO THE COMMUNITY
21%
Chalmers supports the mission and ministry of the wider church in a number of ways. We are very generous givers to the Mission and Service Fund of The United Church of Canada which provides ministry in Canada and through our partner churches around the world. We pay our dues to the Kingston Presbytery of the United Church, according to the size of our membership, and appoint delegates to represent our congregation in the presbytery and the Bay of Quinte Conference of the church and to serve on committees.
Includes: Allocations to Kingston Presbytery, Contributions to Mission and Service Fund, Delegates to Bay of Quinte Conference. Support to Queen’s School of Religion is offered in several ways.
In addition, there are from time to time extra appeals (non‐ budgeted) for relief funds and Chalmers members have always responded generously.
$96,300
19%
It takes a great deal of support to provide all the programs of our congregation. Our Administrative Assistant, with the help of many volunteers, works full time during the week to create reports and bulletins, coordinate rentals, answer questions, administer the benevolent fund, support the ministers, and provide a welcome to the offices in Church House.
Includes: Administrative Assistant’s salary, accounting/auditing services, recruitment costs for new staff, insurance, office supplies and equipment, telephone, and a salary portion of the Minister of Word, Sacrament and Pastoral Care.
FACILITY MANAGEMENT $71,644
14%
Our beautiful heritage building requires constant upkeep to maintain Chalmers as a safe and inviting place. Maintenance is cared for by our part‐time Custodian and a team of volunteers. The Property Committee oversees tenders for major improvements and supervision of work.
Includes: Custodian’s salary, heat, light, major property improvements, supplies, snow removal, fire inspection.
CHALMERS UNITED CHURCH 2011 BUDGET
Each year at Chalmers, we plan programs for our members and seek to fulfill our mission in the community and the wider church.
Most of the funds needed to do this come from gifts given to the congregation by its members, adherents and friends. Chalmers receives no outside financial support. Your support enables us to live out our mission. The sharing of our talents, our time, and our monetary gifts is an expression of our faith in each other and our hope for the future. Our revenue is hope. Our revenue is not for sure, not a given or known amount to put in the budget. Rather it is based on experience of the generosity of all Chalmers folk. It is hope in the future.
Over the last many years this generosity has not kept pace with our desire to continue quality programs and mission in the community. In the last two years we have had to rely on the Endowment Funds to balance the books at year’s end.
Hopeful signs ‐ as we review the past year and plan ahead for the new, we are always grateful to see the new families who are attending Chalmers. They bring much life and energy, as do the university and college students. Mission and Service ‐ for those beyond us. The M&S fund is the way The United Church of Canada is funded. This includes work in foreign countries, emergency disaster relief, chaplaincies like the one at KGH, social agencies like Martha’s Table, curricula for adults and children, salaries for our Conference and General Council employees, work with other churches in Canada, help for isolated or small congregations—and much more. Only if you designate M&S on your envelope does any of your offering go to this fund. We are generous givers when presented with a need in the world and our community. This year we will have given nearly $60,000 to the M&S Fund and nearly $40,000 to special appeals in particular, Haitian and Pakistani relief appeals. Our church community and our worship together is where we learn and grow spiritually, where we deepen our understanding of Jesus’ teachings, where we’re challenged to act with justice and share with others. This place is our grounding. It’s important, and only you and I can keep this place alive and thriving. Knowing that we are making a serious attempt to organize our resources for the future, we go into this next year trusting to the promise of God’s abundance. We thank you for your voluntary time and skills, for your financial gifts and for your prayers. Jim Reynolds, Moderator
CHALMERS UNITED CHURCH 2011 BUDGET
REVENUE Envelopes ‐ general giving Other income Rental Mandated Endowment Total Operating Income
2009 2010 2009 Budget 323,115
330,000
322,499
330,000
16,713
4,500
13,658
4,300
11,810
9,000
19,385
20,000
18,840
17,744
17,744
17,744
370,478
361,244
373,287
372,044
EXPENSE
2009 2010 2010 2011 2009 Budget Estimated Budget
Worship
5,659
6,400
3,319
5,800
Christian education
3,981
8,600
2,686
7,400
3,693
4,650
2,687
3,700
11,539
13,270
11,623
12,500
262
1,111
191
1,000
31,468
20,720
20,504
21,200
Pastoral salaries
174,254
180,001
178,255
187,171
Administration
72,853
77,031
77,964
77,910
Building Operations & Maintenance
66,692
70,947
54,468
72,063
370,401
382,730
351,696
388,744
16,628
‐21,486
3,750
‐16,700
NON‐OPERATING INCOME
Benevolent Fund Transfer
4,725
5,500
57,095
2,665
6,000
69,969
10,000
22,699
10,000
127,064
10,000
30,055
21,500
Fellowship & flowers Outreach & Wider Church Stewardship Music & Art
Total Operating Expense NET OPERATING INCOME
Endowment Transfers Capital Endowment Transfers
Total Non‐Operating Income
NON‐OPERATING EXPENSES
Benevolent Expenses
In 2010 we have kept expenses to a minimum, not as desirable as we would wish. We hesitantly agreed to use the interest on the Endowment funds for these programs. With this restraint, and the generosity of many, we enter the fiscal year 2011 with a small surplus. We budget on hope. We hope that all of you will support the initiatives of the Strategic Planning Committee, passed at the last congregational meeting. We hope that all of you help us to live out our mission through your generosity ‐ of time, of talent and of monetary resources.
2010 2011 Estimated Budget
Capital & Hilliker Expenses
Total Non‐Operating Expenses
5,500
5,500
103,433
33,631
42,763
16,000
103,433
33,631
23,709
47,487
‐45,117
21,500
NET INCOME AFTER ENDOWMENTS
3,936
‐16,700
Interest from General Endowment
12,513
Deficit remaining
‐4,187
ENDOWMENT FUNDS
as of December 31, 2010
Restricted Funds
304,000
General & Building Reserve Funds
465,000
Total Funds
769,000
