Central Bank of The United Arab Emirates
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code – UAEFTS-SSM01 – Version 1.2.0
Published: 25th November 2010 Valid From: 25th November 2010
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
1.
Table of Contents
1.
Table of Contents ........................................................................ 2
2.
Table of Figures......................................................................... 10
3.
UAEFTS Overview ....................................................................... 11
4.
UAEFTS 3.0 .............................................................................. 12
5.
4.1.
UAEFTS V3.0 Functionality ...................................................... 12
4.2.
UAEFTS 3.0 Message Cycle....................................................... 13
4.2.1.
General Note ................................................................. 13
4.2.2.
Single/Multiple Institutional Transfer Message ......................... 15
4.2.3.
Single/Multiple Customer Credit Transfer............................... 15
4.2.4.
Request for Payment of Charges .......................................... 15
4.2.5.
WPS Funding Account Transfers ........................................... 15
4.2.6.
Refund Request .............................................................. 16
4.2.7.
Queries and Answers ........................................................ 16
4.2.8.
Free Format Messages (Non-financial Transactions) ................... 16
UAEFTS 3.0 Technical Specifications ................................................ 17 5.1.
FTP Directory Structure .......................................................... 17
5.2.
FTP Directory Usage .............................................................. 17
5.2.1. 5.3.
General Note ................................................................. 17
Message Support................................................................... 18
5.3.1.
Messages Supported from Sending Participants ........................ 18
5.3.2.
Messages Generated for Receiving Participants ........................ 19
5.4.
UAEFTS File ID ..................................................................... 21
5.5.
File Naming Convention .......................................................... 21
5.5.1.
Generic Nomenclature...................................................... 21
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5.5.2.
From Originating Participants ............................................. 22
5.5.3.
When Generated by UAEFTS for Keyed In Data ......................... 22
5.5.4.
ACK files for Originating Participants .................................... 23
5.5.5.
NAK file for Originating Participants ..................................... 23
5.5.6.
Files for Receiving Participants ........................................... 23
5.5.7.
Checksum Files for Receiving Participants .............................. 23
5.6.
Usage Types........................................................................ 23
5.7.
Generic Data Types ............................................................... 24
5.8.
General note on files ............................................................. 25
5.9.
Prioritization of Messages in UAEFTS .......................................... 25
5.10.
Messages from Sending Participants (Inbound into UAEFTS) ............ 25
5.10.1.
Single Financial Institution Transfer ................................... 25
5.10.2.
Multiple Financial Institution Transfer ................................ 26
5.10.3.
Single Customer Credit Transfer ....................................... 26
5.10.4.
Multiple Customer Credit Transfer..................................... 27
5.10.5.
Charges Payment Request ............................................... 27
5.10.6.
Request Refund of Funds ................................................ 27
5.10.7.
Message Query File ....................................................... 28
5.10.8.
Message Answers File..................................................... 28
5.10.9.
Free Format Message..................................................... 28
5.10.10.
WPS Funding Account Transfer Message .............................. 29
5.10.11.
WPS Funding Account Transfer Request Message .................... 29
5.11.
WPS Funding Account Transfer Fulfillment Message...................... 29
5.12.
Message Formats – Inbound to UAEFTS...................................... 29
5.12.1.
Institutional Transfer Details (ITD)..................................... 30
5.12.2.
Institutional Transfer Control (ITC) .................................... 33
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5.12.3.
Customer Transfer Details (CTD) ....................................... 36
5.12.4.
Customer Transfer Control (CTC) ...................................... 41
5.12.5.
Charges Request Detail .................................................. 44
5.12.6.
Message Detail Information ............................................. 47
5.12.7.
Message Query Information ............................................. 50
5.12.8.
Message Answer Information ............................................ 54
5.12.9.
Free Format Message..................................................... 57
5.12.10.
WPS Funding Transfer Details (FTD) ................................... 60
5.12.11.
WPS Funding Transfer Control (FTC)................................... 63
5.12.12.
WPS Funding Request Detail (FRD)..................................... 65
5.12.13.
WPS Funding Request Control (FRC) ................................... 67
5.12.14.
WPS Funding Fulfillment Detail (FFD) ................................. 69
5.12.15.
WPS Funding Fulfillment Control (FFC) ............................... 72
5.13.
Messages Formats for Receiving Participants (Outbound from UAEFTS)74
5.13.1.
Single Financial Institution Transfer ................................... 74
5.13.2.
Multiple Financial Institution Transfer ................................ 74
5.13.3.
Single Customer Credit Transfer ....................................... 75
5.13.4.
Multiple Customer Credit Transfer..................................... 75
5.13.5.
Debit Confirmation Message (DCM) .................................... 76
5.13.6.
Credit Notification Message (CNM)..................................... 76
5.13.7.
Advice of Charges......................................................... 76
5.13.8.
Request Refund of Funds ................................................ 77
5.13.9.
Message Query File ....................................................... 77
5.13.10.
Message Answers File..................................................... 77
5.13.11.
Free Format Message (CBX99) .......................................... 77
5.13.12.
WPS Funding Account Transfer Request Message .................... 78
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5.13.13.
Accepted File Acknowledgment (ACK) ................................ 78
5.13.14.
Rejected File Acknowledgment (NAK)................................. 79
5.14.
6.
Message Formats – Outbound from UAEFTS ................................ 79
5.14.1.
Institutional Transfer Details (ITD)..................................... 79
5.14.2.
Institutional Transfer Control (ITC) .................................... 82
5.14.3.
Customer Transfer Details (CTD) ....................................... 85
5.14.4.
Customer Transfer Control (CTC) ...................................... 89
5.14.5.
Charges Posted Details................................................... 92
5.14.6.
Message Query Information ............................................. 95
5.14.7.
Message Answer Information ............................................ 99
5.14.8.
Free Format Message.................................................... 102
5.14.9.
WPS Funding Request Detail (FRD).................................... 104
5.14.10.
WPS Funding Request Control (FRC) .................................. 106
5.14.11.
Debit Confirmation Detail .............................................. 108
5.14.12.
Credit Notification Detail............................................... 111
5.14.13.
Statement Line Information............................................ 113
5.14.14.
Statement Line Control (SLC) .......................................... 115
5.14.15.
Interim Balance Report (IBR) .......................................... 116
5.14.16.
Acknowledgement Header Record (AHR) ............................ 118
5.14.17.
Detailed Error Record (DER) ........................................... 119
5.14.18.
Acknowledgement Trailer Record (ATR) ............................. 119
UAEFTS – Message Handling .......................................................... 120 6.1.
Indicator File Creation .......................................................... 120
6.2.
ACK/NAK Generation ............................................................ 120
6.3.
Value Dates ....................................................................... 121
6.4.
Posting of Accounting Entries .................................................. 121
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7.
CBUAE to SWIFT Format – Field Mappings ......................................... 123 7.1.
Acceptable SWIFT Message Block Structures ................................ 123
7.1.1.
Basic Header Block ......................................................... 123
7.1.2.
Application Header Block ................................................. 124
7.1.3.
User Header Block .......................................................... 125
7.1.4.
Text Block or body ......................................................... 125
7.1.5.
Trailer Block................................................................. 125
7.2.
SWIFT Message Formats – Inbound to UAEFTS ............................... 126
7.2.1.
Single Institutional Transfer .............................................. 126
7.2.2.
Multiple Institutional Transfer............................................ 126
7.2.3.
Single Customer Transfer.................................................. 127
7.2.4.
Multiple Customer Transfer ............................................... 128
7.2.5.
Charges Payment Request................................................. 129
7.2.6.
Recall of Customer Credit Transfer Request ........................... 130
7.2.7.
Recall Participant Transfer ............................................... 130
7.2.8.
Query on previously sent/received messages .......................... 131
7.2.9.
Answers ...................................................................... 131
7.2.10.
Free Format Message for any previous (102/103) .................. 132
7.2.11.
Free Format Message for any previous (202/203) .................. 133
7.2.12.
Free Format Message.................................................... 133
7.3.
SWIFT Message Formats – Outbound from UAEFTS.......................... 133
7.3.1.
Single Institutional Transfer .............................................. 133
7.3.2.
Multiple Institutional Transfer............................................ 134
7.3.3.
Single Customer Transfer.................................................. 135
7.3.4.
Multiple Customer Transfer ............................................... 136
7.3.5.
Charges Debited Detail .................................................... 137
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7.3.6.
Charges Credited Detail ................................................... 138
7.3.7.
Query on previously received/sent messages .......................... 138
7.3.8.
Answers ...................................................................... 139
7.3.9.
Free Format Message for any previous (102/103) ..................... 139
7.3.10.
Free Format Message for any previous (202/203) .................. 140
7.3.11.
Free Format Message.................................................... 140
7.3.12.
Debit Confirmation Message ........................................... 141
7.3.13.
Credit Notification Message ............................................ 141
7.3.14.
Statement ................................................................. 142
7.3.15.
Interim Balance Report ................................................. 142
8.
Data Downloads ........................................................................ 144
9.
UAEFTS Transactions & Enquiry Portal (UAEFTS TEP) ........................... 145 9.1.
Access to UAEFTS-TEP ........................................................... 145
9.2.
Transaction Processing Functions ............................................. 145
9.2.1.
Financial Transaction Support ............................................ 145
9.2.2.
Non-financial Transaction Support....................................... 145
9.3.
Enquiry & Reporting Functions................................................. 146
9.3.1. 10.
Enquiries ..................................................................... 146
FILE CHECKSUM – Creation, Propagation & Validation ........................ 148
10.1.
Creation......................................................................... 148
10.2.
Propagation .................................................................... 148
10.3.
Validation....................................................................... 148
11.
Routing Codes ....................................................................... 149
11.1.
Routing Number format ...................................................... 149
12.
Transaction Type Code in 102/103 Messages................................... 150
13.
Transaction Type Code in 202/203 Messages................................... 157
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14.
Customer Credit Transfer Rejection Codes..................................... 164
15.
Valid Queries ........................................................................ 165
16.
Valid Answers........................................................................ 168
17.
Messages When to Use What in UAEFTS ......................................... 170
17.1.
Inter-bank Transfers .......................................................... 170
17.2.
Customer Transfers ........................................................... 171
17.3.
WPS Funding Account ......................................................... 172
18.
Messages Received & Messages Generated ..................................... 173
19.
File Naming Examples .............................................................. 174
19.1.
Legends ......................................................................... 174
19.2.
Entities Used and their preferences........................................ 174
19.3.
Examples........................................................................ 175
20.
19.3.1.
E001 - Single Institutional Transfer Message ........................ 175
19.3.2.
E002 - Single Institutional Transfer Message ........................ 175
19.3.3.
E003 - Multiple Institutional Transfer Message...................... 176
19.3.4.
E004 - Multiple Institutional Transfer Message...................... 177
19.3.5.
E005 – Single Customer Credit Transfer Message ................... 178
19.3.6.
E006 – Multiple Customer Credit Transfer Message ................ 178
19.3.7.
E008 – Multiple Customer Credit Transfer Message ................ 179
19.3.8.
E009 – Refund Request of a 202/203 Message....................... 180
19.3.9.
E009 – Refund Request of a 102/103 Message....................... 181
19.3.10.
E010 – Query Pertaining to a 202/203 Message ..................... 181
19.3.11.
E011 – Query Pertaining to a 102/103 Message ..................... 182
19.3.12.
E012 – Answers Pertaining to a 295 Message ........................ 182
19.3.13.
E011 – Answers Pertaining to a 195 Message ........................ 183
ISO Currency Codes ................................................................. 184
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21.
ISO 3166 Country Codes............................................................ 185
22.
Codes for Metals & Coins .......................................................... 186
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2.
Table of Figures
UAEFTS Functional Landscape ............................................................. 12 End-to-end Connectivity for UAEFTS...................................................... 13 Rejection of Transmitted Message with NAK ............................................ 14 Acceptance of Transmitted Message with ACK & Output Messages .................. 14 Directory structure on FTP server ......................................................... 17
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3.
UAEFTS Overview
The UAE Funds Transfer System (UAEFTS), hosted by the Central Bank of the UAE has been operational since August 25, 2001. The system facilitates the transfer of funds between banks and other financial institutions in the UAE via their accounts held with the Central Bank. The goal is to provide a system that enables entities of all sizes to participate, irrespective of their size or nature of business. The system functions in a highly secure network environment. Participants connect to the Central Bank’s Secure Network using PCs or servers equipped with security devices assigned to them for authentication by Central Bank. No application software needs to be distributed to participants. The participants access the UAEFTS from their workstations using a web browser. All data passing to and from the network is encrypted to ensure confidentiality and integrity of the messages. The system functions as a Real Time Gross Settlement System. Once a participant raises a transfer request, it is queued for immediate action by the system. Processing and final settlement of transfer instructions take place continuously, in real time. Since it is a gross settlement system, transfers are settled individually, that is, without netting debits against credits. Authorized users of the requesting participant can review the status of their requests throughout business hours. Once a transfer request is processed, notifications will be sent by the system to all participants affected by the transfer. A separate document entitled “UAEFTS Functionality Roadmap Document {UAEFTS FRD01}” will be prepared in consultation with the following based on feedback received from UAEFTS Participants: UAEFTS Consultative Working Group UAECB Banking Operation Department UAECB Payment Systems Oversight Unit UAECB Strategy Committee. Enhancements discussed under the umbrella of UAEFTS V3.0 will be implemented in a phased manner to provide sufficient time for the participants to be able to enhance their systems to avail themselves of the new features.
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4.
UAEFTS 3.0
The primary objective of UAEFTS V3.0 is to provide participants with the following functionality. At the time of release of this document, three phases of enhancements have been planned: “Straight through Processing (STP) capabilities using SFTP for currently supported message formats. Enhanced message formats for institutional transfer and customer transfers Support for SWIFT message formats
4.1. UAEFTS V3.0 Functionality The UAEFTS V3.0 will enable SFTP based file upload mechanism. The system will continue to offer browser based file upload to cater for contingency purposes at participants.
SFTP ENGINE FILE MOVING SERVICES
IND CREATOR
HOUSE KEEPING SERVICES
UAEFTS PRE-PROCESS ENGINE FILE FORMAT VALIDATOR
FILE RECEIPT GENERATOR
FORMAT CONVERTOR
UAEFTS MAIN PROCESS ENGINE ENQUIRY HANDLER
UAEFTS GLOBAL PARAMTERS STATIC DATA MODULE
TRANSACTION DATA PROCESSOR REPORT GENERATOR
ID GENERATOR
UAEFTS UI
AUDIT MODULE
UAEFTS ACCESS CONTROL
STATEMENT GENERATOR
CHARGES MODULE
UAEFTS DATABASE INTERFACE
UAEFTS HOST POSTING INTERFACE
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The UAEFTS V3.0, herein referred to as UAEFTS, will also provide for the following Enquiry & Reporting Portal (UAEFTS ERP). This module will fulfill all the standard and ad-hoc enquiry and reporting requirements of participant institutions. Transaction Processing Portal (UAEFTS TPP). This module will provide the GUI interface for certain message types that may or may not be supported using the standard SFTP mechanism. In addition to this the TPM will also facilitate the upload of message files (and associated checksum files) through the browser to cater for SFTP breakdowns. The end-to-end high level connectivity is shown below.
End-to-end Connectivity for UAEFTS
4.2. UAEFTS 3.0 Message Cycle 4.2.1.
General Note
For any message that is from an originating participant, the system will provide a “NAK” if the transmitted message does not conform to the prescribed standards or data provided in the transmitted message fails validation conducted by the system at CBUAE.
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XXX
XXX CBUAE Secured Network
PUSH
NAK PULL
PUSH
UAECB ORIGINATING PARTICIPANT
ORIGINATING PARTICIPANT
Rejection of Transmitted Message with NAK If the message sent out is accepted for further processing the system provides the originating participant with an “ACK” and then stores the message for further processing. Once sufficient funds are available in the account of the originating participant, messages for the originating (if applicable) and for one or more of the receiving participants will be generated and made available for retrieval. In the following sections, where individual message types have been explained, the file rejection process has been intentionally left out. The process pertaining to accepted message and the various outbound messages for various participants from a UAEFTS perspective is described.
Acceptance of Transmitted Message with ACK & Output Messages Proprietary & Confidential
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4.2.2.
Single/Multiple Institutional Transfer Message
The single and multiple institutional transfer messages enable the movement of funds between the ordering participants account and one or more other participants accounts, where all the accounts are held in the CBUAE. Whilst the single institutional transfer will facilitate a single debit and single credit from a settlement perspective, the multiple institutional transfer messages will facilitate credits to multiple institutions against one single debit.
4.2.3.
Single/Multiple Customer Credit Transfer
The single and multiple customer transfer messages are sent to convey one or more funds transfer instructions from the customer(s) of the ordering institutions to one or more customers of the receiving institution. Whilst the single customer transfer will facilitate a single debit and single credit from a settlement perspective, the multiple customer transfer message will facilitate credits to multiple institutions against one single debit.
4.2.4.
Request for Payment of Charges
Charges are always associated with the processing of Customer Credit Transfers. Both the sending and receiving institutions charge their customers. Based on the agreement between the two parties, charges pertaining to customer credit transfers are classified as “OUR” / “BEN” / “SHA”. “OUR”: All charges are on the originating customer “BEN”: All charges are on the beneficiary customer “SHA”: Charges on either side (originating & receiving) are levied to the respective parties. The request for payment of charges message is only applicable for such customer credit transfer messages wherein the charges are indicated as “OUR”.
4.2.5.
WPS Funding Account Transfers
This message addresses the specific needs of a participant transferring funds into one or more receiving participants (including their own) WPS Funding Account. If the sender is funding their own WPS funding account, then this should be done using the CB001 and the UAEFTS would generate the required financial transactions. Proprietary & Confidential
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If the sender is requesting others to fund their WPS funding account, then this should be using a CB002, wherein a request would be lodged. WPS funding account requests received from others can be fulfilled using CB003 message (OR) from the portal.
4.2.6.
Refund Request
A refund request is permitted for the following messages: Single & Multiple Institutional Transfer Messages Single & Multiple Customer Transfer Messages A refund can be in whole or part. It is to be noted that whilst a refund of one or more institutional transfers must always be solicited and responded to positively, the response to a refund request pertaining to customer credit transfers solely depends upon the beneficiary of the original transfer request providing a debit authority and availability of funds.
4.2.7.
Queries and Answers
UAEFTS will facilitate the exchange of Queries and Answers between participants. Such messages will be akin to the SWIFT 195/196/295/296 messages.
4.2.8.
Free Format Messages (Non-financial Transactions)
UAEFTS 3.0 will also facilitate the exchange of free format messages between participants. Such messages will be akin to the SWIFT 199/299/999 messages.
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5.
UAEFTS 3.0 Technical Specifications
5.1. FTP Directory Structure UAEFTS
P001
P002
P003
P200
P201
P202
P999
POLLFTR
DONE
TP
FP
REP
OLD
DONE
POLLPSI
DONE
DOC
OLD
OLD
ACKNAK
OLD
Directory structure on FTP server
5.2. FTP Directory Usage Folder
Usage
FP
Used by the Originating Participant to upload all messages for processing in the UAEFTS.
FP/ACKNAK
Upon processing of any message uploaded by the originating participant the ACK/NAK files will be made available in this folder to be downloaded by the originating participant.
TP
All messages/instructions, for the receiving participant, generated by UAEFTS, as a result of successful processing of messages uploaded by the originating participant.
REP
Download report files
DOC
Download document files
5.2.1.
General Note The sequence of the records in the file must be in the same order as indicated in the pictorial left to right.
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Æ Indicates an information record. Each file must contain 1 information record (with the exception of ACK files). There are no restrictions for the number of information records that can be contained in a file. Æ Indicates a mandatory control record. Files transferred to the UAEFTS will be rejected if the mandatory control records are not present.
5.3. Message Support The following table summarizes the messages to be supported in the UAEFTS, along with the SWIFT message type equivalent. Even if the SWIFT standard specifies a specific tag as being optional, participants will need to be guided by this document as the usage could have been altered to be in line with the CB formats.
5.3.1.
Messages Supported from Sending Participants
S. No. CBMSGID
Description
SWIFT MT
01
CB202
Single Institutional Transfer Message
MT202
02
CB203
Multiple Institutional Transfer Message
MT203
03
CB103
Single Customer Credit Transfer
MT103
04
CB102
Multiple Customer Credit Transfer
MT102
05
CB192
Request for refund of funds pertaining to a MT192 previously transmitted and accepted CB103 or any one of the individual instruction from a CB102. For a CB102, as many number of CB192’s must be generated as there were instructions in the CB102.
06
CB292
Request for refund of funds pertaining to a MT292 previously transmitted and accepted CB202 or any one of the individual instruction from a CB203. For a CB203, as many number of CB292’s must be generated as there were instructions in the CB203.
07
CB191
For a previously transmitted and accepted
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S. No. CBMSGID
Description
SWIFT MT
CB103 or any one of the individual instruction from a CB102 where the charges for the transaction were indicated as “OUR”. For a CB102, as many number of CB191’s must be generated as there were instructions in the CB102 where the charges for the transaction were indicated as “OUR”. 08
CB195
Query relating to a previously transmitted CB1XX.
MT195
09
CB295
Query relating to a previously transmitted CB2XX.
MT295
10
CB196
Response to a CB195
MT196
11
CB296
Response to a CB295
MT296
12
CB199
Free Format message relating to previously transmitted CB1XX.
MT199
13
CB299
Free Format message relating to previously transmitted CB2XX message.
MT299
14
CB999
Free Format message relating to previously transmitted CB9XX message.
MT999
15
CB001
WPS Funding Account Transfers
N/A
16
CB002
WPS Funding Account Transfer Request
N/A
17
CB003
WPS Funding Account Transfer Fulfillment
N/A
5.3.2. S.No
Messages Generated for Receiving Participants CBMSGID
Description
SWIFT MT
01
CB202
Single Institutional Transfer Message
MT202
02
CB203
Multiple Institutional Transfer Message
MT203
03
CB103
Single Customer Credit Transfer
MT103
04
CB102
Multiple Customer Credit Transfer
MT102
05
CB192
Request for refund of funds pertaining to a MT192 previously transmitted and accepted
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S.No
CBMSGID
Description
SWIFT MT
CB103 or any one of the individual instruction from a CB102. For a CB102, as many number of CB192’s must be generated as there were instructions in the CB102. 06
CB292
Request for refund of funds pertaining to a MT292 previously transmitted and accepted CB202 or any one of the individual instruction from a CB203. For a CB203, as many number of CB292’s must be generated as there were instructions in the CB203.
07
CB191
For a previously transmitted and accepted CB103 or any one of the individual instruction from a CB102 where the charges for the transaction were indicated as “OUR”. For a CB102, as many number of CB191’s must be generated as there were instructions in the CB102 where the charges for the transaction were indicated as “OUR”.
MT191
08
CB195
Query relating to a previously transmitted CB1XX.
MT195
09
CB295
Query relating to a previously transmitted CB2XX.
MT295
10
CB196
Response to a CB195
MT196
11
CB296
Response to a CB295
MT296
12
CB199
Free Format message relating to previously transmitted CB1XX.
MT199
13
CB299
Free Format message relating to previously transmitted CB2XX.
MT299
14
CB999
Free Format message relating to previously transmitted CB9XX message.
MT999
15
CB900
Debit Confirmation Message
MT900
16
CB910
Credit Notification Message
MT910
17
CB941
Balance Report for request lodged using the UAEFTS PEP
MT941
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S.No
CBMSGID
Description
SWIFT MT
18
CB950
Statement Message for request lodged using the UAEFTS PEP
MT950
19
CB002
WPS Funding Account Transfer Request
20
CBACK
Positive Acknowledgement
MT999
21
CBNAK
Negative Acknowledgement
MT999
N/A
5.4. UAEFTS File ID In the following section it may be noticed that files that are generated from the system have a file id as part of the name of the file. This file id is a unique identifier generated and affixed to the file name to enable tracking and/or reporting needs. The UAEFTS File ID is made up of 3 parts as depicted below: 01 02 03 04 05 06 07 08 09 10 11 12 13
14
15
16
N
S
S
S
N NNN
N
Y
Y
M
M
D
D
S
S
S
S
Message Type Number
YYMMDD
Message Processing Date
SSSSSSS
Message Sequence Number unique to the message type Valid range is 0000001 through 9999999 for every message type.
5.5. File Naming Convention 5.5.1.
Generic Nomenclature
Identifier F NNN OOO RRR SSSSSS Proprietary & Confidential
Description Message Format C: CBUAE S:SWIFT Message ID Refer section 5.3 3 digit code of the Originator of the Message 3 digit code of the Receiver of the Message Running Sequence Number Page 21 of 187
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System Specifications Manual Document Code: UAEFTS-SSM01
UUUUXX YYMMDD HHMMSS MMMYYMMDDSSSSSSS
Valid range for participants is between <000001> through <999999> for every message type. UUUU Æ User Id XX Æ Fixed String Date Time UAEFTS Unique Id
5.5.2.
From Originating Participants
5.5.2.1.
Message File
Prefix
FNNNOOOSSSSSSYYMMDDHHMMSS
Extension
.FTS
5.5.2.2.
Checksum Files
Prefix
FNNNOOOSSSSSSYYMMDDHHMMSS
Extension
.FTS.SHA
5.5.3.
When Generated by UAEFTS for Keyed In Data
5.5.3.1.
Message File
Prefix
FNNNOOOUUUUXXYYMMDDHHMMSS
Extension
.FTS
5.5.3.2.
Checksum Files
Prefix
FNNNOOOUUUUXXYYMMDDHHMMSS
Extension
.FTS.SHA
Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
5.5.4.
ACK files for Originating Participants
Prefix
FNNNOOOSSSSSSYYMMDDHHMMSSMMMYYMMDDSSSSSSS OR FNNNOOOUUUXXYYMMDDHHMMSSMMMYYMMDDSSSSSSS
Extension .ACK
5.5.5.
NAK file for Originating Participants
Prefix
FNNNOOOSSSSSSYYMMDDHHMMSSMMMYYMMDDSSSSSSS OR FNNNOOOUUUXXYYMMDDHHMMSSMMMYYMMDDSSSSSSS
Extension .NAK
5.5.6.
Files for Receiving Participants
Prefix
RRRFNNNMMMYYMMDDSSSSSSS
Extension .FTR
5.5.7.
Checksum Files for Receiving Participants
Prefix
RRRFNNNMMMYYMMDDSSSSSSS
Extension .FTR.SHA 5.6. Usage Types There is a range of usage types that can occur in the various files that will be processed / provided, which are as follows: Type M
Description Mandatory
Proprietary & Confidential
Values and Meaning The information for this field is mandatory and should always be present.
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System Specifications Manual Document Code: UAEFTS-SSM01
Type
Description
Values and Meaning
C
Conditional
The information for such fields is conditional. Provision of data in this field is conditional upon the values provided in other fields.
O
Optional
The information for this field is optional and may be present to add clarity to the message if required.
G
Generated by UAEFTS
The information for this field is generated/populated by UAEFTS.
5.7. Generic Data Types There is a range of data types that can occur in the various files that will be processed / provided, which, unless otherwise stated are specified to be ASCII characters; these are as follows: Type A
AN
Description Alphabetic
Values and Meaning The alphabetic characters are the upper case letters A through Z; the lower case letters a through z, and the blank (space) character. When lower case letters are used, they will be interpreted to have the same meaning as their respective upper case letters, e.g., no distinction will be made between the upper case letter A and the lower case letter a.
Alphanumeric Comprise any of the characters specified as type A or Type N.
B
Blank
The blank character is defined in ASCII with the hexadecimal value ‘20’
N
Numeric
The numeric characters are the numbers zero (0) through nine (9).
D
Date
Format must be YYYY-MM-DD or as stated for the individual field in the record
Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
Type F
Description Fixed Information
Values and Meaning Fixed value as specified in this document either at the field level or cross-referenced to appendix
5.8. General note on files Duplicate file names are not allowed. All file contents will be ASCII Record formats will be “COMMA SEPARTAED VALUES” (CSV) for CBUAE format. Participants opting for SWIFT format messages will be guided by restrictions imposed on SWIFT message as indicated in this document. Each record must be terminated by a CRLF (Carriage-Return & Line-Feed) for CBUAE format. Participants opting for SWIFT format messages will be guided by restrictions imposed on SWIFT message as indicated in this document. Files that do not comply with the formatting standards as will be published will be rejected in its entirety.
5.9. Prioritization of Messages in UAEFTS The UAEFTS will allow the originating participants to assign a priority to individual transactions in a message. The available priorities are U Æ URGENT & N Æ Normal Only some messages cater for “U” priority in the UAEFTS and these have been indicated whilst defining the record layouts. A message from the sender may have one or more instructions (as may be allowed by the specific file type). Instructions of different priority can be combined and forwarded to the UAEFTS in a single file. This implies that the prioritization be at the RECORD LEVEL in a file.
5.10. UAEFTS) 5.10.1.
Messages from Sending Participants (Inbound into
Single Financial Institution Transfer
Payment instructions sent by the ordering participant favoring one single recipient participant.
Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
5.10.2.
Multiple Financial Institution Transfer
Payment instructions sent by the ordering participant favoring multiple recipient participants or multiple instructions for the same receiving participant or both.
5.10.3.
Single Customer Credit Transfer
Payment instructions sent by the ordering participant on behalf of one of its customer to one single recipient participant where the ultimate beneficiary account is held.
Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
5.10.4.
Multiple Customer Credit Transfer
Payment instructions sent by the ordering participant on behalf of multiple customers to multiple participants where the favoring multiple beneficiary accounts are held.
5.10.5.
Charges Payment Request
The request for payment of charges message is only applicable for such customer credit transfer messages wherein the charges are indicated as “OUR”.
5.10.6.
Request Refund of Funds
This message can be used to request the funds of a previously sent transfer request.
Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
5.10.7.
Message Query File
5.10.8.
Message Answers File
5.10.9.
Free Format Message
Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
5.10.10. WPS Funding Account Transfer Message
5.10.11. WPS Funding Account Transfer Request Message
5.11.
WPS Funding Account Transfer Fulfillment Message
5.12.
Message Formats – Inbound to UAEFTS
The following are the record structures for messages that will be sent in by participants into UAEFTS. Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
5.12.1.
Institutional Transfer Details (ITD)
ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Must always be ITD
02
Message Type Identifier
5
AN
M
Choose between I202N Æ Normal Inbound 202 I202U Æ Urgent Inbound 202 I203N Æ Normal Inbound 203 I203U Æ Urgent Inbound 203
03
Sequence Number
6
N
M
The sequence number attached by the originator to this record. This number must be unique in this file and need not be in any specific occurrence order. Gaps in sequence are allowed. This number in association with the FTS File Id that will be assigned to the file accepted for processing will be used to uniquely identify this individual transaction in the system and will also be the reference key for the status confirmation from the receiver of the message. If ITD-02 is CB202 then this field must be 000001
04
Sending Institution Reference
16
AN
M
This field is equivalent to the SWIFT field:20:. A valid reference number meaningful to the sender must be used. Valid only if ITD-02 is = ‘I202N/U’. Must be blank if ITD-02 is = ‘I203N/U’.
05
Related Reference Number
16
AN
Proprietary & Confidential
M
This field is equivalent to the SWIFT field:21:. A valid reference number meaningful to the receiver must be used. If no such reference number exists, then the code “NONREF” must be used.
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System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
06
Value Date
Max Type Use Mandated contents / Remarks Size 6
N
M
The value date must be of the form “YYMMDD”. All FTD’s in a FTR must be of the same value date.
07
Currency Code
3
A
M
A valid ISO 4217 currency code must be used. It needs to be noted that only “AED, USD & EUR” currencies are permitted in the UAEFTS for this message type. All FTD’s in a file MUST be of the same currency.
08
Transaction Amount
15
N
M
Valid transaction amount. Negative amounts are NOT permitted and the file will be rejected. A decimal DOT is mandatory and is included in the maximum length. The number of digits following the decimal dot MUST be equal to the maximum number allowed for the currency specified.
09
Ordering Institution
140
AN
O
The following types of institution identifiers will be permitted for use in this field. The code type used determines the length 140 Æ 4X35 Name & Address
10
Intermediary
140
AN
O
The following types of institution identifiers will be permitted for use in this field. 140 Æ 4X35 Name & Address
11
Account with Institution
140
AN
Proprietary & Confidential
O
The following types of institution identifiers will be permitted for use in this field. Page 31 of 187
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System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size The code type used determines the length 140 Æ 4X35 Name & Address
12
Beneficiary Institution Identifier
11
AN
M
The following types of institution identifiers will be permitted for use in this field. The code type used determines the length 4 Æ If the CBUAE short code is used 9 Æ If the CBUAE routing codes are used 8 Æ If the SWIFT codes are used without branch 11 Æ If the SWIFT codes are used with final branch
13
Transaction Type
7
AN
M
This field must be one of the fixed codes indicated under Section 13 and is intended for monitoring purposes by CBUAE. Originating participants MUST ensure that transaction is categorized genuinely. The codes must be prefixed with “/REC/”
14
Additional transaction related details
28
AN
C
Refer Section 13.
15
P2P1 Information
35
AN
O
Can be left blank. Is intended for the receiving participant as indicated in ITD12
16
P2P2 Information
35
AN
O
Can be left blank. Is intended for the receiving participant as indicated in ITD12
Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size
17
P2P3 Information
35
AN
O
Can be left blank. Is intended for the receiving participant as indicated in ITD12
18
P2P4 Information
35
AN
O
Can be left blank. Is intended for the receiving participant as indicated in ITD12
19
P2P5 Information
35
AN
O
Can be left blank. Is intended for the receiving participant as indicated in ITD12
Future Use
6
F
M
Must always be UAEFTS
20 21 22 23 24 25 26 27 28 29 30
5.12.2. ID
Field Label
Institutional Transfer Control (ITC) Max Type Use Mandated contents / Remarks Size
Proprietary & Confidential
Page 33 of 187
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System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Must always be ITC
02
Sending Institution Identifier
11
AN
M
The following types of institution identifiers will be permitted for use in this field. The code type used determines the length 4 Æ If the CBUAE short code is used 9 Æ If the CBUAE routing codes are used 8 Æ If the SWIFT codes are used without branch 11 Æ If the SWIFT codes are used with final branch
03
Sending Institution Reference
16
AN
M
This field is equivalent to the SWIFT Field:20:. A valid reference number meaningful to the sender must be used. Valid only if ITD-02 is = ‘I202N/U’. Must be blank if ITD-02 is = ‘I203N/U’.
04
Value Date
6
N
M
The value date must be of the form “YYMMDD”. Will be validated to be the same as in FTD-06
05
Currency Code
3
A
M
A valid ISO 4217 currency code must be used. It needs to be noted that only “AED, USD & EUR” currencies are permitted in the UAEFTS for this message type. Will be validated to be the same as FTD-07
06
Total Value
15
N
Proprietary & Confidential
M
A decimal DOT is mandatory and is included in the maximum length. The number of digits following the decimal dot MUST be equal to the maximum number allowed for the currency specified. Will be validated to be the sum total of all the FTD-08 Page 34 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
07
Narrative 1
Max Type Use Mandated contents / Remarks Size 35
AN
O
The narrative to be propagated in the DEBIT entry to be posted to the institutions account in the books of CBUAE in Posting Narrative 01. If left blank, the original file name will be used. Used only by UAEFTS; not forwarded to receiving institution.
08
Narrative 2
35
AN
O
The narrative to be propagated in the DEBIT entry to be posted to the institutions account in the books of CBUAE in Posting Narrative 02. If left blank, the ACK file name will be used. Used only by UAEFTS; not forwarded to receiving institution.
09
Narrative 3
35
AN
O
The narrative to be propagated in the DEBIT entry to be posted to the institutions account in the books of CBUAE Posting Narrative 03. Used only by UAEFTS; not forwarded to receiving institution.
10
Narrative 4
35
AN
O
The narrative to be propagated to the DEBIT entry to be posted to the institutions account in the books of CBUAE in Posting Narrative 04 Used only by UAEFTS; not forwarded to receiving institution.
11 12 13 14 15 16 17 Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size
18 19 20 21 22 23 24 25 26 27 28 29 30
Future Use
5.12.3.
6
F
M
Must always be UAEFTS
Customer Transfer Details (CTD)
ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Must always be CTD
02
Message Type Identifier
5
AN
M
Choose from the following I102U Æ Urgent Inbound 102 I102N Æ Normal Inbound 102 I103U Æ Urgent Inbound 103 I103N Æ Normal Inbound 103
Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
03
Sequence Number
Max Type Use Mandated contents / Remarks Size 6
N
M
The sequence number attached by the originator to this record. This number must be unique in this file and need not be in any specific occurrence order. Gaps in sequence are allowed. This number in association with the FTS File Id that will be assigned to the file accepted for processing will be used to uniquely identify this individual transaction in the system and will also be the reference key for the status confirmation from the receiver of the message. If CTD-02 is I103(N/U) then this field must be 000001
04
Beneficiary Institution Identifier
11
AN
M
The following types of institution identifiers will be permitted for use in this field. The code type used determines the length 4 Æ If the CBUAE short code is used 9 Æ If the CBUAE routing codes are used 8 Æ If the SWIFT codes are used without branch 11 Æ If the SWIFT codes are used with final branch
05
Transaction Type Code
3
AN
M
Any code as listed in Section 12 may be used.
06
Value Date
6
N
M
The value date must be of the form “YYMMDD”. All CTD’s in a message must be of the same value date.
07
Currency Code
3
A
Proprietary & Confidential
M
A valid ISO 4217 currency code must be used. It needs to be noted that only “AED, USD & EUR” currencies are permitted in the UAEFTS for this message type. Page 37 of 187
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System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size All CTD’s in a message MUST be of the same currency.
08
Settled Transaction Amount
15
N
M
Valid transaction amount. Negative amounts are NOT permitted and the file will be rejected. A decimal DOT is mandatory and is included in the maximum length. The number of digits following the decimal dot MUST be equal to the maximum number allowed for the currency specified.
09
Instructed Amount
15
N
M
Valid instructed amount. Negative amounts are NOT permitted and the file will be rejected. A decimal DOT is mandatory and is included in the maximum length. The number of digits following the decimal dot MUST be equal to the maximum number allowed for the currency specified.
10
Ordering Customer Type
5
AN
M
Data in this field MUST be prefixed with one of the following codes: /FGO/ Æ Ordering customer is a FEDERAL GOVERNMENT ENTITY /SGO/ Æ Ordering customer is a STATE GOVERNMENT ENTITY /NGO/ Æ Ordering customer is NONGOVERNMENT ENTITY /CHO/ Æ Ordering customer is CHARITY ORGANIZATION /COR/ Æ Ordering customer is CORPORATE ENTITY /IND/ Æ Ordering customer is INDIVIDUAL ENTITY /FIN/ Æ Ordering customer is FINANCIAL INSTITUTION
Proprietary & Confidential
Page 38 of 187
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System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
11
Ordering Customer Account
24
AN
M
The IBAN for the ordering customer. The 23 digit IBAN for UAE must be prefixed here with a “/”
12
Ordering Customer Name & Address
140
AN
M
The name of the ordering customer followed by the address.
Ordering Institution
140
13
Max Type Use Mandated contents / Remarks Size
The value in this field must always start with a “1/” AN
O
The following types of institution identifiers will be permitted for use in this field. The code type used determines the length 140 Æ 4X35 Name & Address
14
Beneficiary Account with Receiving Participant
24
AN
M
The Beneficiary account number in the receiver’s books must be specified in this field. The value in this field must always start with a “/’ The IBAN equivalent of the account number if applicable MUST be propagated in this field.
15
Beneficiary Account Name & Address
140
AN
M
The Beneficiary account title (Name of Beneficiary) in the receiver’s books must be specified in this field followed by the address. The value in this field must always start with a “/’
16
Remittance Information
140
AN
O
Details to be transmitted to the beneficiary customer Must start with /INV/ Æ Followed by invoice details. /ROC/ Æ Ordering customer reference.
Proprietary & Confidential
/RBC/ Æ Beneficiary customer reference. Page 39 of 187
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System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size /REF/ Æ Any reference
17
Details of Charges
3
A
C
OUR Æ All charges are to be borne by the ordering customer. In this case, receiver’s charges (if any) may be claimed using the “Charges Payment Request” message. SHA Æ Charges on the Sender’s side by the ordering customer, Charges on the Receiver’s side by the beneficiary customer. The receiving institution’s is allowed to apply charges after crediting the full amount as indicated in this message. BEN Æ All charges are on account of the beneficiary customer. The receiving institution’s is allowed to apply charges after crediting the full amount as indicated in this message. For aiding reconciliation, the receiving institution should pass full credit based on the instructed amount (CTD-09), followed by a debit for the sender’s charges (CTD-18) and finally by another debit for their own charges.
18
Senders Charges
15
AN
O
Should only be present if there is a difference between the CTD-08 & CTD-09. Negative amounts are NOT permitted and the file will be rejected. A decimal DOT is mandatory and is included in the maximum length. The number of digits following the decimal dot MUST be equal to the maximum number allowed for the currency specified.
19
Special Instructions for Beneficiary Bank
215
AN
M
Instructions for the beneficiary bank as identified in CTD-04
20
Sending Institution
16
AN
M
This field is equivalent to the SWIFT Field: 21:. A valid reference number meaningful
Proprietary & Confidential
Page 40 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label Reference for this individual transaction
Max Type Use Mandated contents / Remarks Size to the sender must be used.
21 22 23 24 25 26 27 28 29 30
Future Use
5.12.4.
6
F
M
Must always be UAEFTS
Customer Transfer Control (CTC)
ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Must always be CTC
02
Sending Institution Identifier
11
AN
M
The following types of institution identifiers will be permitted for use in this field. The code type used determines the length 4 Æ If the CBUAE short code is used 9 Æ If the CBUAE routing codes are used 8 Æ If the SWIFT codes are used without branch
Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size 11 Æ If the SWIFT codes are used with final branch
03
Sending Institution Reference
16
AN
M
This field is equivalent to the SWIFT Field: 20:. A valid reference number meaningful to the sender must be used.
04
Bank Operation Code
16
A
M
Must be always UAEFTSRB
05
Value Date
6
N
M
The value date must be of the form “YYMMDD”. Will be validated to be the same as in CTD-06
06
Currency Code
3
A
M
A valid ISO 4217 currency code must be used. It needs to be noted that only “AED, USD & EUR” currencies are permitted in the UAEFTS for this message type. Will be validated to be the same as CTD-07
07
Total Value
15
N
M
A decimal DOT is mandatory and is included in the maximum length. The number of digits following the decimal dot MUST be equal to the maximum number allowed for the currency specified. Will be validated to be the sum total of all the CTD-08
08
Narrative 1
35
AN
O
The narrative to be propagated to the DEBIT entry to be posted to the institutions account in the books of CBUAE in Posting Narrative 01. If left blank, the original file name will be used. Used only by UAEFTS; not forwarded to receiving institution.
Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
09
Narrative 2
Max Type Use Mandated contents / Remarks Size 35
AN
O
The narrative to be propagated to the DEBIT entry to be posted to the institutions account in the books of CBUAE in Posting Narrative 02. If left blank, the ACK file name will be used. Used only by UAEFTS; not forwarded to receiving institution.
10
Narrative 3
35
AN
O
The narrative to be propagated to the DEBIT entry to be posted to the institutions account in the books of CBUAE Posting Narrative 03. Used only by UAEFTS; not forwarded to receiving institution.
11
Narrative 4
35
AN
O
The narrative to be propagated to the DEBIT entry to be posted to the institutions account in the books of CBUAE in Posting Narrative 04 Used only by UAEFTS; not forwarded to receiving institution.
12
P2P Information1
215
AN
O
Generic information from sender to receiver.
13 14 15 16 17 18 19 20 Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size
21 22 23 24 25 26 27 28 29 30
Future Use
5.12.5.
6
F
M
Must always be UAEFTS
Charges Request Detail
ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Must always be CRD
02
Message Type Identifier
5
AN
M
Must be always I191N
03
Sending Institution Identifier
11
AN
M
The following types of institution identifiers will be permitted for use in this field. The code type used determines the length 4 Æ If the CBUAE short code is used 9 Æ If the CBUAE routing codes are used 8 Æ If the SWIFT codes are used without branch
Proprietary & Confidential
Page 44 of 187
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System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size 11 Æ If the SWIFT codes are used with final branch
04
Sending Institution Reference
16
AN
M
This field is equivalent to the SWIFT Field: 20:. A valid reference number meaningful to the sender must be used.
05
Related Reference
16
AN
M
The UAEFTS Unique Message ID for the original message that was received by this sender must be populated in this field.
06
Currency Code
3
A
M
A valid ISO 4217 currency code must be used. It needs to be noted that only “AED, USD & EUR” currencies are permitted in the UAEFTS for this message type.
07
Transaction Amount
15
N
M
Valid transaction amount (i.e., CHARGES). Negative amounts are NOT permitted and the file will be rejected. A decimal DOT is mandatory and is included in the maximum length. The number of digits following the decimal dot MUST be equal to the maximum number allowed for the currency specified.
08
Details of Charges
215
AN
M
Can be one of the following “/CHGS/” or “/COMM/” or “/MISC/” Followed by additional free format information.
09
P2P1 Information
35
AN
O
Can be left blank. Is intended for the receiving participant.
10
P2P2 Information
35
AN
O
Can be left blank. Is intended for the receiving participant.
Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size
11
P2P3 Information
35
AN
O
Can be left blank. Is intended for the receiving participant.
12
P2P4 Information
35
AN
O
Can be left blank. Is intended for the receiving participant.
13
P2P5 Information
35
AN
O
Can be left blank. Is intended for the receiving participant.
14
P2P6 Information
35
AN
O
Can be left blank. Is intended for the receiving participant.
Narrative 1
35
AN
O
The narrative to be propagated to the CREDIT entry to be posted to the institutions account in the books of CBUAE in Posting Narrative 01. If left blank, the original file name will be used.
15 16 17 18 19 20 21 22 23 24 25 26
Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
27
Narrative 2
35
AN
O
The narrative to be propagated to the CREDIT entry to be posted to the institutions account in the books of CBUAE in Posting Narrative 02. If left blank, the ACK file name will be used.
28
Narrative 3
35
AN
O
The narrative to be propagated to the CREDIT entry to be posted to the institutions account in the books of CBUAE Posting Narrative 03.
29
Narrative 4
35
AN
O
The narrative to be propagated to the CREDIT entry to be posted to the institutions account in the books of CBUAE in Posting Narrative 04
30
Future Use
6
F
M
Must always be UAEFTS
5.12.6.
Max Type Use Mandated contents / Remarks Size
Message Detail Information
ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Must always be MDI
02
Message Type Identifier
5
AN
M
Choose between I192N for recall of 102/103 I292N for recall of 202/203
03
Sending Institution Identifier
11
AN
M
The following types of institution identifiers will be permitted for use in this field. The code type used determines the length 4 Æ If the CBUAE short code is used
Proprietary & Confidential
Page 47 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size 9 Æ If the CBUAE routing codes are used 8 Æ If the SWIFT codes are used without branch 11 Æ If the SWIFT codes are used with final branch
04
Sending Institution Reference
16
AN
M
This field is equivalent to the SWIFT Field: 20:. A valid reference number meaningful to the sender must be used.
05
Related Reference
16
AN
M
The UAEFTS Unique Message ID of the original message that is being recalled must be populated in this field
06
Original Message Number
3
N
M
Specify the original message number.
07
Original Message Date
6
N
M
Specify the date of the original message as YYMMDD.
08
Original Message Detail 01
6
N
M
Must be the same value as was in ITD-04 if MDI-02 is “I292N” OR CTD-05 if MDI-02 is “I192N”
09
Original Message Detail 02
16
AN
M
Must be the same value as was in ITD-05 if MDI-02 is “I292N” OR CTD-06 if MDI-02 is “I192N”
10
Original Message Detail 03
6
N
M
Must be the same value as was in ITD-06 if MDI-02 is “I292N” OR CTD-07 if MDI-02 is “I192N”
Proprietary & Confidential
Page 48 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
11
Original Message Detail 04
Max Type Use Mandated contents / Remarks Size 3
A
M
Must be the same value as was in ITD-07 if MDI-02 is “I292N” OR CTD-08 if MDI-02 is “I192N”
12
Original Message Detail 05
15
N
M
Must be the same value as was in ITD-08 if MDI-02 is “I292N” OR CTD-09 if MDI-02 is “I192N”
13
Original Message Detail 06
5
AN
M
Must be the same value as was in ITD-09 if MDI-02 is “I292N” OR CTD-10 if MDI-02 is “I192N”
14
Original Message Detail 07
24
AN
M
Must be the same value as was in ITD-13 if MDI-02 is “I292N” OR CTD-11 if MDI-02 is “I192N”
15
Original Message Detail 08
35
AN
M
Must be the same value as was in ITD-14 if MDI-02 is “I292N” OR CTD-20 if MDI-02 is “I192N”
16 17 18 19 20 21 22 Proprietary & Confidential
Page 49 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size
23 24 25 26 27 28 29 30
Future Use
5.12.7.
6
F
M
Must always be UAEFTS
Message Query Information
ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Must always be MQI
02
Message Type Identifier
5
AN
M
Choose from
03
Transaction Reference Number
16
AN
M
The unique transaction reference number for this message must be populated here.
04
Related Reference
16
AN
M
The FTS file id for the original CB102/CB103 must be populated here if the value for MQI-02 is I195N
I195N or I295N
OR The FTS file id for the original CB202/CB203 must be populated here if the value for MQI-02 is I295N 05
Query Line
35
AN
Proprietary & Confidential
M
The first query pertaining to the original message referenced must be provided Page 50 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label 1
Max Type Use Mandated contents / Remarks Size here. This field MUST be in the format as specified below: /Query Number/[Information1/Information2/ Refer to Section 15
06
Query Line 2
35
AN
O
Continuation of the query starting with // OR Another query pertaining to the original message referenced must be provided here. This field MUST be in the format as specified below: /Query Number/[Information1/Information2/ Refer to Section 15
07
Query Line 3
35
AN
O
Continuation of the query starting with // OR Another query pertaining to the original message referenced must be provided here. This field MUST be in the format as specified below: /Query Number/[Information1/Information2/ Refer to Section 15
08
Query Line 4
35
AN
O
Continuation of the query starting with // OR Another query pertaining to the original message referenced must be provided here. This field MUST be in the format as specified below:
Proprietary & Confidential
/Query Number/[Information1/Information2/ Page 51 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size Refer to Section 15
09
Query Line 5
35
AN
O
Continuation of the query starting with // OR Another query pertaining to the original message referenced must be provided here. This field MUST be in the format as specified below: /Query Number/[Information1/Information2/ Refer to Section 15
10
Query Line 6
35
AN
O
Continuation of the query starting with // OR Another query pertaining to the original message referenced must be provided here. This field MUST be in the format as specified below: /Query Number/[Information1/Information2/ Refer to Section 15
11
Narrative 1
140
AN
O
Query in narrative form
12
Narrative 2
140
AN
O
Query in narrative form
13
Narrative 3
140
AN
O
Query in narrative form
14
Narrative 4
140
AN
O
Query in narrative form
15
Narrative 5
140
AN
O
Query in narrative form
16
Original Message Number
3
N
O
Specify the original message number if available.
17
Original Message
6
N
O
Specify the date of the original message as YYMMDD if available.
Proprietary & Confidential
Page 52 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size
Date 18
Original Message Detail 01
6
N
M
Must be the same value as was in ITD-04 if MQI-02 is “I295N” OR CTD-05 if MQI-02 is “I195N”
19
Original Message Detail 02
16
AN
M
Must be the same value as was in ITD-05 if MQI-02 is “I295N” OR CTD-06 if MQI-02 is “I195N”
20
Original Message Detail 03
6
N
M
Must be the same value as was in ITD-06 if MQI-02 is “I295N” OR CTD-07 if MQI-02 is “I195N”
21
Original Message Detail 04
3
A
M
Must be the same value as was in ITD-07 if MQI-02 is “I295N” OR CTD-08 if MQI-02 is “I195N”
22
Original Message Detail 05
15
N
M
Must be the same value as was in ITD-08 if MQI-02 is “I295N” OR CTD-09 if MQI-02 is “I195N”
23
Original Message Detail 06
5
AN
M
Must be the same value as was in ITD-09 if MQI-02 is “I295N” OR CTD-10 if MQI-02 is “I195N”
24
Original Message Detail 07
24
AN
M
Must be the same value as was in ITD-13 if MQI-02 is “I295N” OR CTD-11 if MQI-02 is “I195N”
Proprietary & Confidential
Page 53 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
25
Original Message Detail 08
Max Type Use Mandated contents / Remarks Size 35
AN
M
Must be the same value as was in ITD-14 if MQI-02 is “I295N” OR CTD-20 if MQI-02 is “I195N”
26 27 28 29 30
Future Use
5.12.8.
6
F
M
Must always be UAEFTS
Message Answer Information
ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Must always be MAI
02
Message Type Identifier
5
AN
M
Choose from
03
Transaction Reference Number
16
AN
M
The unique transaction reference number for this message must be populated here.
04
Related Reference
16
AN
M
The FTS file id for the original CB195 must be populated here if the value for MAI-02 is I196N
I196N or I296N
OR The FTS file id for the original CB295 must be populated here if the value for MAI-02 is I296N
Proprietary & Confidential
Page 54 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
05
Answer Line 1
Max Type Use Mandated contents / Remarks Size 35
AN
M
The answer pertaining to the original message referenced must be provided here. This field MUST be in the format as specified below: /Answer Number/[Information1/Information2/ Refer to Section
06
Answer Line 2
35
AN
O
Continuation of the answer starting with //
07
Answer Line 3
35
AN
O
Continuation of the answer starting with //
08
Answer Line 4
35
AN
O
Continuation of the answer starting with //
09
Answer Line 5
35
AN
O
Continuation of the answer starting with //
10
Answer Line 6
35
AN
O
Continuation of the answer starting with //
11
Narrative 1
140
AN
O
Answer in narrative form
12
Narrative 2
140
AN
O
Answer in narrative form
13
Narrative 3
140
AN
O
Answer in narrative form
14
Narrative 4
140
AN
O
Answer in narrative form
15
Narrative 5
140
AN
O
Answer in narrative form
16
Original Message Number
3
N
O
Specify the original message number if available.
17
Original Message Date
6
N
O
Specify the date of the original message as YYMMDD if available.
Original 6 N Message Proprietary & Confidential
M
Must be the same value as was in
18
Page 55 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size
Detail 01
ITD-04 if MAI -02 is “I296N” OR CTD-05 if MAI -02 is “I196N”
19
Original Message Detail 02
16
AN
M
Must be the same value as was in ITD-05 if MAI-02 is “I296N” OR CTD-06 if MAI-02 is “I196N”
20
Original Message Detail 03
6
N
M
Must be the same value as was in ITD-06 if MAI-02 is “I296N” OR CTD-07 if MAI-02 is “I196N”
21
Original Message Detail 04
3
A
M
Must be the same value as was in ITD-07 if MAI-02 is “I296N” OR CTD-08 if MAI-02 is “I196N”
22
Original Message Detail 05
15
N
M
Must be the same value as was in ITD-08 if MAI-02 is “I296N” OR CTD-09 if MAI-02 is “I196N”
23
Original Message Detail 06
5
AN
M
Must be the same value as was in ITD-09 if MAI-02 is “I296N” OR CTD-10 if MAI-02 is “I196N”
24
Original Message Detail 07
24
AN
M
Must be the same value as was in ITD-13 if MAI-02 is “I296N” OR CTD-11 if MAI-02 is “I196N”
25
Original Message
35
AN
Proprietary & Confidential
M
Must be the same value as was in ITD-14 if MAI-02 is “I296N” OR Page 56 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size
Detail 08
CTD-20 if MAI-02 is “I196N”
26 27 28 29 30
Future Use
5.12.9.
6
F
M
Must always be UAEFTS
Free Format Message
ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Must always be FFM
02
Message Type Identifier
5
AN
M
Choose from
03
Transaction Reference Number
16
AN
M
The unique transaction reference number for this message must be populated here.
04
Related Reference
16
AN
O
Any related reference can be provided if available
05
Ordering Institution
11
AN
M
The following types of institution identifiers will be permitted for use in this field.
I199N; I299N or I999N
The code type used determines the length 4 Æ If the CBUAE short code is used 9 Æ If the CBUAE routing codes are used 8 Æ If the SWIFT codes are used without Proprietary & Confidential
Page 57 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size branch 11 Æ If the SWIFT codes are used with final branch
06
Receiving Institution Identifier
11
AN
M
The following types of institution identifiers will be permitted for use in this field. The code type used determines the length 4 Æ If the CBUAE short code is used 9 Æ If the CBUAE routing codes are used 8 Æ If the SWIFT codes are used without branch 11 Æ If the SWIFT codes are used with final branch
07
Original Message Number
3
N
O
Specify the original message number if available.
08
Original Message Date
6
N
O
Specify the date of the original message as YYMMDD if available.
09
Original Message UAEFTS Reference
16
AN
O
Specify the original message UAEFTS reference number if available.
10
P2P1 Information
100
AN
O
Can be left blank. Is intended for the receiving participant as indicated in FFM06
11
P2P2 Information
100
AN
O
Can be left blank. Is intended for the receiving participant as indicated in FFM06
12
P2P3
100
AN
O
Can be left blank. Is intended for the receiving participant as indicated in FFM-
Proprietary & Confidential
Page 58 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size Information 06
13
P2P4 Information
100
AN
O
Can be left blank. Is intended for the receiving participant as indicated in FFM06
14
P2P5 Information
100
AN
O
Can be left blank. Is intended for the receiving participant as indicated in FFM06
15
P2P6 Information
100
AN
O
Can be left blank. Is intended for the receiving participant as indicated in FFM06
16
P2P7 Information
100
AN
O
Can be left blank. Is intended for the receiving participant as indicated in FFM06
17
P2P8 Information
100
AN
O
Can be left blank. Is intended for the receiving participant as indicated in FFM06
18
P2P9 Information
100
AN
O
Can be left blank. Is intended for the receiving participant as indicated in FFM06
19
P2P10 Information
100
AN
O
Can be left blank. Is intended for the receiving participant as indicated in FFM06
20
P2P11 Information
100
AN
O
Can be left blank. Is intended for the receiving participant as indicated in FFM06
21
P2P12
100
AN
O
Can be left blank. Is intended for the
Proprietary & Confidential
Page 59 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size Information receiving participant as indicated in FFM06
22
P2P13 Information
100
AN
O
Can be left blank. Is intended for the receiving participant as indicated in FFM06
23
P2P14 Information
100
AN
O
Can be left blank. Is intended for the receiving participant as indicated in FFM06
24
P2P15 Information
100
AN
O
Can be left blank. Is intended for the receiving participant as indicated in FFM06
25
P2P16 Information
100
AN
O
Can be left blank. Is intended for the receiving participant as indicated in FFM06
26
P2P17 Information
100
AN
O
Can be left blank. Is intended for the receiving participant as indicated in FFM06
Future Use
6
F
M
Must always be UAEFTS
27 28 29 30
5.12.10. WPS Funding Transfer Details (FTD) ID
Field Label
Max Type Use Mandated contents / Remarks Size
Proprietary & Confidential
Page 60 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Must always be FTD
02
Message Type Identifier
5
AN
M
Must be always I001N
03
Sequence Number
6
N
M
The sequence number attached by the originator to this record. This number must be unique in this file and need not be in any specific occurrence order. Gaps in sequence are allowed. This number in association with the FTS File Id that will be assigned to the file accepted for processing will be used to uniquely identify this individual transaction in the system.
04
Currency Code
3
A
M
Only “AED” is permitted.
05
Transaction Amount
15
N
M
Valid transaction amount. Negative amounts are NOT permitted and the file will be rejected. A decimal DOT is mandatory and is included in the maximum length. The number of digits following the decimal dot MUST be equal to the maximum number allowed for the currency specified.
06
MOL Employer Id
13
AN
M
Must have the 13 digit MOL Employer ID
07
MOL Employer Name
35
AN
M
Must have the ordering customer name
08
SIF File Name
28
AN
M
The SIF file name to be uploaded into the WPS must be made available here
09 Proprietary & Confidential
Page 61 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size
10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26
Narrative 1
35
AN
O
The narrative to be propagated to the DEBIT & CREDIT entry to be posted to the institutions account in the books of CBUAE in Posting Narrative 01. If left blank, the value from FTD-06 will be used.
27
Narrative 2
35
AN
Proprietary & Confidential
O
The narrative to be propagated to the DEBIT & CREDIT entry to be posted to the institutions account in the books of CBUAE in Posting Narrative 02. Page 62 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size If left blank, the value from FTD-07 will be used.
28
Narrative 3
35
AN
O
The narrative to be propagated to the DEBIT & CREDIT entry to be posted to the institutions account in the books of CBUAE Posting Narrative 03. If left blank, the value from FTD-08 will be used.
29
Narrative 4
35
AN
O
The narrative to be propagated to the DEBIT & CREDIT entry to be posted to the institutions account in the books of CBUAE in Posting Narrative 04 If left blank, the text “WPS Funding Account Transfer” will be used
30
Future Use
6
F
M
Must always be UAEFTS
5.12.11. WPS Funding Transfer Control (FTC) ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Must always be FTC
02
Sending Institution Identifier
11
AN
M
Following types of identifiers will be permitted for use in this field. The code type used determines the length 4 Æ If the CBUAE short code is used 9 Æ If the CBUAE routing codes are used 8 Æ If the SWIFT codes are used without branch 11 Æ If the SWIFT codes are used with final branch
Proprietary & Confidential
Page 63 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size
03
Sending Institution Reference
16
AN
M
This field is equivalent to the SWIFT Field :20:. A valid reference number meaningful to the sender must be used.
04
Currency Code
3
A
M
Only “AED” is permitted.
05
Total Value
15
N
M
A decimal DOT is mandatory and is included in the maximum length. The number of digits following the decimal dot MUST be equal to the maximum number allowed for the currency specified. Will be validated to be the sum total of all the FTD-05
06 07 08 09 10 11 12 13 14 15 16 17 18 19 Proprietary & Confidential
Page 64 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size
20 21 22 23 24 25 26 27 28 29 30
Future Use
6
F
M
Must always be UAEFTS
5.12.12. WPS Funding Request Detail (FRD) ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Must always be FRD
02
Message Type Identifier
5
AN
M
Must be always I002N
03
Sequence Number
6
N
M
The sequence number attached by the originator to this record. This number must be unique in this file and need not be in any specific occurrence order. Gaps in sequence are allowed. This number in association with the FTS File Id that will be assigned to the file accepted for processing will be used to uniquely identify this individual transaction in the
Proprietary & Confidential
Page 65 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
04
Fulfilling Institution Identifier
Max Type Use Mandated contents / Remarks Size system. 11
AN
M
The following types of institution identifiers will be permitted for use in this field. The code type used determines the length 4 Æ If the CBUAE short code is used 9 Æ If the CBUAE routing codes are used 8 Æ If the SWIFT codes are used without branch 11 Æ If the SWIFT codes are used with final branch
05
Request Date
6
N
M
The request date must be of the form “YYMMDD”.
06
Currency Code
3
A
M
Only “AED” is permitted.
07
Transaction Amount
15
N
M
Valid transaction amount. Negative amounts are NOT permitted and the file will be rejected. A decimal DOT is mandatory and is included in the maximum length. The number of digits following the decimal dot MUST be equal to the maximum number allowed for the currency specified.
08
MOL Employer Id
13
AN
M
Must have the 13 digit MOL Employer ID
09
MOL Employer Name
35
AN
M
Must have the ordering customer name
10
SIF File Name
28
AN
M
The SIF file name to be uploaded into the WPS must be made available here
Proprietary & Confidential
Page 66 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size
11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Future Use
6
F
M
Must always be UAEFTS
5.12.13. WPS Funding Request Control (FRC) ID
Field Label
Max Type Use Mandated contents / Remarks Size
Proprietary & Confidential
Page 67 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Must always be FRC
02
Sending Institution Identifier
11
AN
M
Following types of identifiers will be permitted for use in this field. The code type used determines the length 4 Æ If the CBUAE short code is used 9 Æ If the CBUAE routing codes are used 8 Æ If the SWIFT codes are used without branch 11 Æ If the SWIFT codes are used with final branch
03
Sending Institution Reference
16
AN
M
This field is equivalent to the SWIFT Field :20:. A valid reference number meaningful to the sender must be used.
04
Currency Code
3
A
M
Only “AED” is permitted.
05
Total Value
15
N
M
A decimal DOT is mandatory and is included in the maximum length. The number of digits following the decimal dot MUST be equal to the maximum number allowed for the currency specified. Will be validated to be the sum total of all the FRD-07
06 07 08 09 10 11 Proprietary & Confidential
Page 68 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size
12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Future Use
6
F
M
Must always be UAEFTS
5.12.14. WPS Funding Fulfillment Detail (FFD) ID
Field Label
Max Type Use Mandated contents / Remarks Size
Proprietary & Confidential
Page 69 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Must always be FFD
02
Message Type Identifier
5
AN
M
Must be always I003N
03
WPS Funding Request FTS Reference
12
N
M
FRC-27 from the original Request message
04
Sequence Number
6
N
M
The sequence number attached by the originator to this record.
05
Transaction Amount
15
N
M
Valid transaction amount. Negative amounts are NOT permitted and the file will be rejected. A decimal DOT is mandatory and is included in the maximum length. The number of digits following the decimal dot MUST be equal to the maximum number allowed for the currency specified.
06
MOL Employer Id
13
AN
M
Must have the 13 digit MOL Employer ID
07
MOL Employer Name
35
AN
M
Must have the ordering customer name
08
SIF File Name
28
AN
M
The SIF file name to be uploaded into the WPS must be made available here
09 10 11 12 Proprietary & Confidential
Page 70 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size
13 14 15 16 17 18 19 20 21 22 23 24 25 26
Narrative 1
35
AN
O
The narrative to be propagated to the DEBIT & CREDIT entry to be posted to the institutions account in the books of CBUAE in Posting Narrative 01. If left blank, the value from FFD-06 will be used.
27
Narrative 2
35
AN
O
The narrative to be propagated to the DEBIT & CREDIT entry to be posted to the institutions account in the books of CBUAE in Posting Narrative 02. If left blank, the value from FFD-07 will be used.
28
Narrative 3
35
AN
Proprietary & Confidential
O
The narrative to be propagated to the DEBIT & CREDIT entry to be posted to the Page 71 of 187
UAE Funds Transfer System (UAEFTS)
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ID
Field Label
Max Type Use Mandated contents / Remarks Size institutions account in the books of CBUAE Posting Narrative 03. If left blank, the value from FFD-08 will be used.
29
Narrative 4
35
AN
O
The narrative to be propagated to the DEBIT & CREDIT entry to be posted to the institutions account in the books of CBUAE in Posting Narrative 04 If left blank, the text “WPS Funding Account Transfer” will be used
30
Future Use
6
F
M
Must always be UAEFTS
5.12.15. WPS Funding Fulfillment Control (FFC) ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Must always be FFC
02
Sending Institution Identifier
11
AN
M
Following types of identifiers will be permitted for use in this field. The code type used determines the length 4 Æ If the CBUAE short code is used 9 Æ If the CBUAE routing codes are used 8 Æ If the SWIFT codes are used without branch 11 Æ If the SWIFT codes are used with final branch
03
Sending Institution Reference
16
AN
M
This field is equivalent to the SWIFT Field :20:. A valid reference number meaningful to the sender must be used.
04
Currency Code
3
A
M
Only “AED” is permitted.
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ID
Field Label
05
Total Value
Max Type Use Mandated contents / Remarks Size 15
N
M
A decimal DOT is mandatory and is included in the maximum length. The number of digits following the decimal dot MUST be equal to the maximum number allowed for the currency specified. Will be validated to be the sum total of all the FFD-05
06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 Proprietary & Confidential
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ID
Field Label
Max Type Use Mandated contents / Remarks Size
24 25 26 27 28 29 30
Future Use
6
F
M
Must always be UAEFTS
5.13. Messages Formats for Receiving Participants (Outbound from UAEFTS) 5.13.1.
Single Financial Institution Transfer
Payment instructions sent by the ordering participant favoring one single recipient participant.
5.13.2.
Multiple Financial Institution Transfer
Payment instructions sent by the ordering participant favoring multiple recipient participants or multiple instructions for the same receiving participant or both.
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5.13.3.
Single Customer Credit Transfer
Payment instructions sent by the ordering participant on behalf of one of its customer to one single recipient participant where the ultimate beneficiary account is held.
5.13.4.
Multiple Customer Credit Transfer
Payment instructions sent by the ordering participant on behalf of multiple customers to multiple participants where the favoring multiple beneficiary accounts are held.
Proprietary & Confidential
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5.13.5.
Debit Confirmation Message (DCM)
Confirmation from UAEFTS to the recipient/originating participant of the credit/debit applied to their account with CBUAE as a result of a transfer instruction.
5.13.6.
Credit Notification Message (CNM)
Confirmation from UAEFTS to the recipient/originating participant of the credit/debit applied to their account with CBUAE as a result of a transfer instruction.
5.13.7.
Advice of Charges
Charges advised by the receiver of the original customer credit transfer messages wherein the charges were indicated as “OUR” will be processed and the following message will be made available. Charges credited for the sender and charges debited for the receiver of original 102/103 will be made will be made available.
Proprietary & Confidential
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5.13.8.
Request Refund of Funds
This message is used to communicate a request for the refund of funds appertaining to a previously forwarded transfer request.
The response to a request for refund will be as below: If “ACCEPTED” Æ Respond with a 202 to return the funds and a 199/299 as appropriate to convey acceptance If “REJECTED” Æ Respond with 199/299 as appropriate to convey inability to cancel the request.
5.13.9.
Message Query File
5.13.10. Message Answers File
5.13.11. Free Format Message (CBX99) Used for exchanging information between institutions, this message can be used where a pre-defined message doe not exist or is not supported. Proprietary & Confidential
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5.13.12. WPS Funding Account Transfer Request Message
5.13.13. Accepted File Acknowledgment (ACK) Generated by UAEFTS, for every file uploaded by the originating participant, that is considered worthy of further processing. The availability of an ACK file for a message uploaded by the sender only implies that the file will be processed further subject to availability of funds and the generation of the outbound messages to prospective receiving participants will only be generated after the financial posting has been successfully completed.
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5.13.14. Rejected File Acknowledgment (NAK)
Generated by UAEFTS, for every file uploaded by the originating participant, that is considered unworthy of further processing. The availability of a NAK file for a message uploaded by the sender only implies that the file will be not be processed any further.
5.14.
Message Formats – Outbound from UAEFTS
5.14.1.
Institutional Transfer Details (ITD)
ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Will always be ITD
02
Message Type Identifier
5
AN
M
One of the following value will be made available I202N Æ Normal Inbound 202 I202U Æ Urgent Inbound 202 I203N Æ Normal Inbound 203 I203U Æ Urgent Inbound 203
03
Sequence Number
6
Proprietary & Confidential
N
M
The sequence number attached by the originator to this record. This number Page 79 of 187
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ID
Field Label
Max Type Use Mandated contents / Remarks Size must be unique in this file and need not be in any specific occurrence order. Gaps in sequence are allowed. This number in association with the FTS File Id that will be assigned to the file accepted for processing will be used to uniquely identify this individual transaction in the system and will also be the reference key for the status confirmation from the receiver of the message. If ITD-02 is CB202 then this field will be 000001 Details as provided by the sender will be propagated
04
Sending Institution Reference
16
AN
M
This field is equivalent to the SWIFT Field: 20:. A valid reference number as provided by the sender will be used. Valid only if ITD-02 is = ‘I202N/U’. Must be blank if ITD-02 is = ‘I203N/U’.
05
Related Reference Number
16
AN
M
This field is equivalent to the SWIFT field :21:. A valid reference number meaningful to the receiver as provided by the sender will be propagated. If no such reference number exists, then the code “NONREF” will be used.
06
Value Date
6
N
M
The value date will be of the form “YYMMDD”. Details as provided by the sender will be propagated
07
Currency Code
3
A
M
A valid ISO 4217 currency code as provided by the sender will be propagated. All FTD’s in a file will be of the same currency.
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ID
Field Label
Max Type Use Mandated contents / Remarks Size
08
Transaction Amount
15
N
M
Valid transaction amount as provided by the sender will be propagated.
09
Ordering Institution
140
AN
O
Details as provided by the sender will be propagated.
10
Intermediary
140
AN
O
Details as provided by the sender will be propagated.
11
Account with Institution
140
AN
O
Details as provided by the sender will be propagated.
12
Beneficiary Institution Identifier
11
AN
M
Details as provided by the sender will be propagated.
13
Transaction Type
7
AN
M
This field will be one of the fixed codes indicated under Section 13 and is intended for monitoring purposes by CBUAE. Details as provided by the sender will be propagated.
14
Additional transaction related details
28
AN
C
Refer Section 13.
15
P2P1 Information
35
AN
O
Details as provided by the sender will be propagated.
16
P2P2 Information
35
AN
O
Details as provided by the sender will be propagated.
17
P2P3 Information
35
AN
O
Details as provided by the sender will be propagated.
18
P2P4
35
AN
O
Details as provided by the sender will be
Details as provided by the sender will be propagated.
Proprietary & Confidential
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ID
Field Label Information
19
Max Type Use Mandated contents / Remarks Size propagated.
P2P5 Information
35
AN
O
Details as provided by the sender will be propagated.
Future Use
6
F
M
Will always be UAEFTS
20 21 22 23 24 25 26 27 28 29 30
5.14.2.
Institutional Transfer Control (ITC)
ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Will always be ITC
02
Sending Institution Identifier
11
AN
M
The following types of institution identifiers will be permitted for use in this field. The code type used determines the length 4 Æ If the CBUAE short code is used 9 Æ If the CBUAE routing codes are used 8 Æ If the SWIFT codes are used without
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ID
Field Label
Max Type Use Mandated contents / Remarks Size branch 11 Æ If the SWIFT codes are used with final branch
03
Sending Institution Reference
16
AN
M
This field is equivalent to the SWIFT Field :20:. A valid reference number meaningful to the sender will be used. Valid only if ITD-02 is = ‘I202N/U’. Must be blank if ITD-02 is = ‘I203N/U’. Details as provided by the sender will be propagated.
04
Value Date
6
N
M
The value date will be of the form “YYMMDD”. Details as provided by the sender will be propagated.
05
Currency Code
3
A
M
A valid ISO 4217 currency code as provided by the sender will be propagated.
06
Total Value
15
N
M
A decimal DOT is mandatory and is included in the maximum length. The number of digits following the decimal dot MUST be equal to the maximum number allowed for the currency specified. Will be the sum total of all the FTD-08
07 08 09 10 11 12 13 Proprietary & Confidential
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ID
Field Label
Max Type Use Mandated contents / Remarks Size
14 15 16 17 18 19 20 21 22 23
Narrative 1
35
AN
G
The 16 digit UAEFTS ID + ITD-03
24
Narrative 2
35
AN
G
ITD-13 + ITD-14
25
Narrative 3
35
AN
G
File name of the file in which the message details were received from the sender.
26
Narrative 4
35
AN
G
The file name in which the details were provided to the receiver.
27
UAEFTS Reference Number
16
N
G
The 16 digit UAEFTS ID that is unique to the information received in one file from the sending participant.
28
Received File Name
50
AN
G
File name of the file in which the message details were received from the sender.
29
Generated File Name
50
AN
G
The file name in which the details were provided to the receiver.
30
Future Use
6
F
M
Will always be UAEFTS
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5.14.3.
Customer Transfer Details (CTD)
ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Will always be CTD
02
Message Type Identifier
5
AN
M
One of the following I102U Æ Urgent Inbound 102 I102N Æ Normal Inbound 102 I103U Æ Urgent Inbound 103 I103N Æ Normal Inbound 103
03
Sequence Number
6
N
M
The sequence number attached by the originator to this record. This number will be unique in this file and need not be in any specific occurrence order. Gaps in sequence are allowed. This number in association with the FTS File Id that will be assigned to the file accepted for processing will be used to uniquely identify this individual transaction in the system and will also be the reference key for the status confirmation from the receiver of the message. If CTD-02 is I103(N/U) then this field must be 000001 Details as provided by the sender will be propagated.
04
Beneficiary Institution Identifier
11
AN
M
The following types of institution identifiers will be permitted for use in this field. The code type used determines the length 4 Æ If the CBUAE short code is used 9 Æ If the CBUAE routing codes are used 8 Æ If the SWIFT codes are used without branch
Proprietary & Confidential
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ID
Field Label
05
Transaction Type Code
Max Type Use Mandated contents / Remarks Size 3
AN
M
Any code as listed in Section 12 may be used. Details as provided by the sender will be propagated.
06
Value Date
6
N
M
The value date will be of the form “YYMMDD”. All CTD’s in a FTR will be of the same value date.
07
Currency Code
3
A
M
A valid ISO 4217 currency code as provided by the sender will be propagated.
08
Settled Transaction Amount
15
N
M
Valid transaction amount as provided by the sender will be propagated.
09
Instructed Amount
15
N
M
Valid instructed as provided by the sender will be propagated.
10
Ordering Customer Type
5
AN
M
Data in this field WILL be one of the following codes: /FGO/ Æ Ordering customer is a FEDERAL GOVERNMENT ENTITY /SGO/ Æ Ordering customer is a STATE GOVERNMENT ENTITY /NGO/ Æ Ordering customer is NONGOVERNMENT ENTITY /CHO/ Æ Ordering customer is CHARITY ORGANIZATION /COR/ Æ Ordering customer is CORPORATE ENTITY /IND/ Æ Ordering customer is INDIVIDUAL ENTITY
Proprietary & Confidential
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ID
Field Label
Max Type Use Mandated contents / Remarks Size /FIN/ Æ Ordering customer is FINANCIAL INSTITUTION Details as provided by the sender will be propagated.
11
Ordering Customer Account
24
AN
M
The IBAN for the ordering customer. The 23 digit IBAN for UAE will be prefixed here with a “/” Details as provided by the sender will be propagated.
12
Ordering Customer Name & Address
140
AN
M
The name of the ordering customer followed by the address. The value in this field will always start with a “1/” Details as provided by the sender will be propagated.
13
Ordering Institution
140
AN
O
Details as provided by the sender will be propagated.
14
Beneficiary Account with Receiving Participant
24
AN
M
The Beneficiary account number in the receiver’s books will be specified in this field. The value in this field will always start with a “/’ The IBAN equivalent of the account number if applicable WILL be propagated in this field. Details as provided by the sender will be propagated.
15
Beneficiary Account Name &
140
AN
Proprietary & Confidential
M
The Beneficiary account title (Name of Beneficiary) in the receiver’s books will be specified in this field followed by the address. Page 87 of 187
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ID
Field Label
Max Type Use Mandated contents / Remarks Size
Address
The value in this field will always start with a “/’ Details as provided by the sender will be propagated.
16
Remittance Information
140
AN
O
Details to be transmitted to the beneficiary customer Must start with /INV/ Æ Followed by invoice details. /ROC/ Æ Ordering customer reference. /RBC/ Æ Beneficiary customer reference. /REF/ Æ Any reference Details as provided by the sender will be propagated.
17
Details of Charges
3
A
C
OUR Æ All charges are to be borne by the ordering customer. In this case, receiver’s charges (if any) may be claimed using the “Charges Payment Request” message. SHA Æ Charges on the Sender’s side by the ordering customer, Charges on the Receiver’s side by the beneficiary customer. The receiving institution’s is allowed to apply charges after crediting the full amount as indicated in this message. BEN Æ All charges are on account of the beneficiary customer. The receiving institution’s is allowed to apply charges after crediting the full amount as indicated in this message. For aiding reconciliation, the receiving institution should pass full credit based on the instructed amount (CTD-09), followed by a debit for the sender’s charges (CTD-18) and finally by another debit for their own charges.
Proprietary & Confidential
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ID
Field Label
18
Senders Charges
15
AN
O
Will only be present if there is a difference between the CTD-08 & CTD-09.
19
Special Instructions for Beneficiary Bank
215
AN
M
Instructions for the beneficiary bank as identified in CTD-04
Sending Institution Reference for this individual transaction
16
Future Use
6
20
Max Type Use Mandated contents / Remarks Size
Details as provided by the sender will be propagated. AN
M
This field is equivalent to the SWIFT Field: 21:. A valid reference number meaningful to the sender must be used. Details as provided by the sender will be propagated.
21 22 23 24 25 26 27 28 29 30
5.14.4. ID
F
M
Will always be UAEFTS
Customer Transfer Control (CTC)
Field Label
Max Type Use Mandated contents / Remarks Size
Proprietary & Confidential
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ID
Field Label
Max Type Use Mandated contents / Remarks Size
01 Record Type
3
F
M
Will always be CTC
02 Sending Institution Identifier
11
AN
M
The following types of institution identifiers will be permitted for use in this field. The code type used determines the length 4 Æ If the CBUAE short code is used 9 Æ If the CBUAE routing codes are used 8 Æ If the SWIFT codes are used without branch 11 Æ If the SWIFT codes are used with final branch
03 Sending Institution Reference
16
AN
M
This field is equivalent to the SWIFT Field: 20:. A valid reference number meaningful to the sender must be used. Details as provided by the sender will be propagated.
04 Bank Operation Code
16
A
M
Will be always UAEFTSRB
05 Value Date
6
N
M
The value date will be of the form “YYMMDD”. Details as provided by the sender will be propagated.
06 Currency Code
3
A
M
A valid ISO 4217 currency code as provided by the sender will be propagated.
07 Total Value
15
N
M
A decimal DOT is mandatory and is included in the maximum length. The number of digits following the decimal dot MUST be equal to the maximum number allowed for the currency specified. Will be validated to be the sum total of all the CTD-08
Proprietary & Confidential
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ID
Field Label
Max Type Use Mandated contents / Remarks Size
08 09 10 11 12 P2P Information1
215
AN
O
Generic information from sender to receiver. Details as provided by the sender will be propagated.
13 14 15 16 17 18 19 20 21 22 23 Narrative 1
35
AN
G
The 16 digit UAEFTS ID + CTD-03
24 Narrative 2
35
AN
G
CTD14 + CTD05
25 Narrative 3
35
AN
G
File name of the file in which the message details were received from the sender.
26 Narrative 4
35
AN
G
The ACK file name in which the ACK was
Proprietary & Confidential
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ID
Field Label
Max Type Use Mandated contents / Remarks Size provided to the sender will be used.
27 UAEFTS Reference Number
16
N
G
The 16 digit UAEFTS ID that is unique to the information received in one file from the sending participant.
28 Received File Name
50
AN
G
File name of the file in which the message details were received from the sender.
29 Generated File Name
50
AN
G
The file name in which the details were provided to the receiver.
30 Future Use
6
F
M
Will always be UAEFTS
5.14.5.
Charges Posted Details
ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Will always be CPD
02
Message Type Identifier
5
AN
M
Will be always O190N
03
Related Reference
16
AN
M
The UAEFTS Unique Message ID for the original message will be populated in this field.
04
Account Identification
35
AN
M
The account as held in the books of the CBUAE where the debits were applied will be populated in this field.
05
Value Date
6
N
M
The value date will be of the form “YYMMDD”.
06
Currency Code
3
A
M
CRD-06 from original message will be populated in this field.
Proprietary & Confidential
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ID
Field Label
Max Type Use Mandated contents / Remarks Size
07
Transaction Amount
15
N
M
CRD-07 from original message will be populated in this field.
08
Original Message Reference
35
N
M
/3!n-6!n-16!n-6!n “/” + The original message number + “-” + The date of the original message + “-” + The UAEFTS Unique reference + “-” + Value from CTD-03.
09
Original Message Detail 01
35
AN
M
Will be the same value as was in CTD-08 of the original message
10
Original Message Detail 02
35
AN
M
Will be the same value as was in CTD-09 of the original message
11
Original Message Detail 03
35
AN
M
Will be the same value as was in CTD-10 of the original message
12
Original Message Detail 04
35
AN
M
Will be the same value as was in CTD-24 of the original message
13
Original Message Detail 05
35
AN
M
Will be the same value as was in CTD-26 of the original message
14 15 16 Proprietary & Confidential
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ID
Field Label
Max Type Use Mandated contents / Remarks Size
17 18 19 20 21 22
Transaction Batch Id
5
AN
G
The UAEFTS Transaction Batch Id as generated during the posting will be populated in this field
23
UAEFTS Transaction Reference Number
16
AN
G
The UAEFTS Unique Message ID
24
Received File Name
50
AN
G
File name of the file in which the message details were received from the sender.
25
Generated File Name
50
AN
G
The file name in which the details were provided to the receiver.
26
Narrative 1
35
AN
G
Posting Narrative 01 will be populated in this field
27
Narrative 2
35
AN
G
Posting Narrative 02 will be populated in this field
28
Narrative 3
35
AN
G
Posting Narrative 03 will be populated in this field
29
Narrative 4
35
AN
G
Posting Narrative 04 will be populated in this field
30
Future Use
6
F
M
Will always be UAEFTS
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ID
Field Label
5.14.6.
Max Type Use Mandated contents / Remarks Size
Message Query Information
ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Will always be MQI
02
Message Type Identifier
5
AN
M
Choose from
03
Transaction Reference Number
16
AN
M
The unique transaction reference number for this message as provided by the sender will be propagated.
04
Related Reference
16
AN
M
The FTS file id for the original CB102/CB103 will be populated here if the value for MQI-02 is I195N
I195N or I295N
OR The FTS file id for the original CB202/CB203 will be populated here if the value for MQI-02 is I295N 05
Query Line 1
35
AN
M
The first query pertaining to the original message referenced will be provided here. This field will be in the format as specified below: /Query Number/[Information1/Information2/ Refer to Section 15
06
Query Line 2
35
AN
O
Continuation of the query starting with // OR Another query pertaining to the original message referenced will be provided here.
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ID
Field Label
Max Type Use Mandated contents / Remarks Size This field will be in the format as specified below: /Query Number/[Information1/Information2/ Refer to Section 15
07
Query Line 3
35
AN
O
Continuation of the query starting with // OR Another query pertaining to the original message referenced will be provided here. This field will be in the format as specified below: /Query Number/[Information1/Information2/ Refer to Section 15
08
Query Line 4
35
AN
O
Continuation of the query starting with // OR Another query pertaining to the original message referenced will be provided here. This field will be in the format as specified below: /Query Number/[Information1/Information2/ Refer to Section 15
09
Query Line 5
35
AN
O
Continuation of the query starting with // OR Another query pertaining to the original message referenced will be provided here. This field will be in the format as specified below: /Query Number/[Information1/Information2/
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ID
Field Label
Max Type Use Mandated contents / Remarks Size Refer to Section 15
10
Query Line 6
35
AN
O
Continuation of the query starting with // OR Another query pertaining to the original message referenced will be provided here. This field will be in the format as specified below: /Query Number/[Information1/Information2/ Refer to Section 15
11
Narrative 1
140
AN
O
Query in narrative form
12
Narrative 2
140
AN
O
Query in narrative form
13
Narrative 3
140
AN
O
Query in narrative form
14
Narrative 4
140
AN
O
Query in narrative form
15
Narrative 5
140
AN
O
Query in narrative form
16
Original Message Number
3
N
O
The original message number if available.
17
Original Message Date
6
N
O
The date of the original message as YYMMDD as provided by the sender will be propagated..
18
Original Message Detail 01
6
N
M
Will be the same value as was in ITD-04 if MQI -02 is “I295N” OR CTD-05 if MQI -02 is “I195N”
19
Original Message Detail 02
16
AN
M
Will be the same value as was in ITD-05 if MQI-02 is “I295N” OR CTD-06 if MQI-02 is “I195N”
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ID
Field Label
20
Original Message Detail 03
Max Type Use Mandated contents / Remarks Size 6
N
M
Will be the same value as was in ITD-06 if MQI-02 is “I295N” OR CTD-07 if MQI-02 is “I195N”
21
Original Message Detail 04
3
A
M
Will be the same value as was in ITD-07 if MQI-02 is “I295N” OR CTD-08 if MQI-02 is “I195N”
22
Original Message Detail 05
15
N
M
Will be the same value as was in ITD-08 if MQI-02 is “I295N” OR CTD-09 if MQI-02 is “I195N”
23
Original Message Detail 06
5
AN
M
Will be the same value as was in ITD-09 if MQI-02 is “I295N” OR CTD-10 if MQI-02 is “I195N”
24
Original Message Detail 07
24
AN
M
Will be the same value as was in ITD-13 if MQI-02 is “I295N” OR CTD-11 if MQI-02 is “I195N”
25
Original Message Detail 08
35
AN
M
Will be the same value as was in ITD-14 if MQI-02 is “I295N” OR CTD-20 if MQI-02 is “I195N”
26 27
UAEFTS Transaction Reference Number
16
AN
Proprietary & Confidential
G
The UAEFTS Unique Message ID
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ID
Field Label
28
Received File Name
50
AN
G
File name of the file in which the message details were received from the sender.
29
Generated File Name
50
AN
G
The file name in which the details were provided to the receiver.
30
Future Use
6
F
M
Will always be UAEFTS
5.14.7.
Max Type Use Mandated contents / Remarks Size
Message Answer Information
ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Will always be MAI
02
Message Type Identifier
5
AN
M
Either
03
Transaction Reference Number
16
AN
M
The unique transaction reference number for this message as provided by the sender will be propagated.
04
Related Reference
16
AN
M
The FTS file id for the original CB195 will be populated here if the value for MAI-02 is I196N
I196N or I296N
OR The FTS file id for the original CB295 will be populated here if the value for MAI-02 is I296N 05
Answer Line 1
35
AN
M
The answer pertaining to the original message referenced will be provided here. This field will be in the format as specified below: /Answer Number/[Information1/Information2/
Proprietary & Confidential
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ID
Field Label
Max Type Use Mandated contents / Remarks Size Refer to Section 16
06
Answer Line 2
35
AN
O
Continuation of the answer starting with //
07
Answer Line 3
35
AN
O
Continuation of the answer starting with //
08
Answer Line 4
35
AN
O
Continuation of the answer starting with //
09
Answer Line 5
35
AN
O
Continuation of the answer starting with //
10
Answer Line 6
35
AN
O
Continuation of the answer starting with //
11
Narrative 1
140
AN
O
Answer in narrative form
12
Narrative 2
140
AN
O
Answer in narrative form
13
Narrative 3
140
AN
O
Answer in narrative form
14
Narrative 4
140
AN
O
Answer in narrative form
15
Narrative 5
140
AN
O
Answer in narrative form
16
Original Message Number
3
N
O
The original message number if available.
17
Original Message Date
6
N
O
The date of the original message as YYMMDD if available.
18
Original Message Detail 01
6
N
M
Will be the same value as was in ITD-04 if MAI-02 is “I296N” OR CTD-05 if MAI -02 is “I196N”
19
Original Message Detail 02
16
AN
M
Will be the same value as was in ITD-05 if MAI-02 is “I296N” OR CTD-06 if MAI-02 is “I196N”
Proprietary & Confidential
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ID
Field Label
20
Original Message Detail 03
Max Type Use Mandated contents / Remarks Size 6
N
M
Will be the same value as was in ITD-06 if MAI-02 is “I296N” OR CTD-07 if MAI-02 is “I196N”
21
Original Message Detail 04
3
A
M
Will be the same value as was in ITD-07 if MAI-02 is “I296N” OR CTD-08 if MAI-02 is “I196N”
22
Original Message Detail 05
15
N
M
Will be the same value as was in ITD-08 if MAI-02 is “I296N” OR CTD-09 if MAI-02 is “I196N”
23
Original Message Detail 06
5
AN
M
Will be the same value as was in ITD-09 if MAI-02 is “I296N” OR CTD-10 if MAI-02 is “I196N”
24
Original Message Detail 07
24
AN
M
Will be the same value as was in ITD-13 if MAI-02 is “I296N” OR CTD-11 if MAI-02 is “I196N”
25
Original Message Detail 08
35
AN
M
Will be the same value as was in ITD-14 if MAI-02 is “I296N” OR CTD-20 if MAI-02 is “I196N”
26 27
UAEFTS Transaction Reference
16
AN
Proprietary & Confidential
G
The UAEFTS Unique Message ID
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System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size
Number 28
Received File Name
50
AN
G
File name of the file in which the message details were received from the sender.
29
Generated File Name
50
AN
G
The file name in which the details were provided to the receiver.
30
Future Use
6
F
M
Will always be UAEFTS
5.14.8.
Free Format Message
ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Will always be FFM
02
Message Type Identifier
5
AN
M
I199N; I299N or I999N
03
Transaction Reference Number
16
AN
M
The unique transaction reference number for this message will be populated here.
04
Related Reference
16
AN
O
Any related reference will be provided if available. Details as provided by the sender will be propagated.
05
Ordering Institution
11
AN
M
Details as provided by the sender will be propagated.
06
Receiving Institution Identifier
11
AN
M
Details as provided by the sender will be propagated.
07
Original Message Number
3
N
O
The original message number if available.
Proprietary & Confidential
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ID
Field Label
Max Type Use Mandated contents / Remarks Size
08
Original Message Date
6
N
O
The date of the original message as YYMMDD if available.
09
Original Message UAEFTS Reference
16
AN
O
The original message UAEFTS reference number if available.
10
P2P1 Information
100
AN
O
Details as provided by the sender will be propagated.
11
P2P2 Information
100
AN
O
Details as provided by the sender will be propagated.
12
P2P3 Information
100
AN
O
Details as provided by the sender will be propagated.
13
P2P4 Information
100
AN
O
Details as provided by the sender will be propagated.
14
P2P5 Information
100
AN
O
Details as provided by the sender will be propagated.
15
P2P6 Information
100
AN
O
Details as provided by the sender will be propagated.
16
P2P7 Information
100
AN
O
Details as provided by the sender will be propagated.
17
P2P8 Information
100
AN
O
Details as provided by the sender will be propagated.
18
P2P9 Information
100
AN
O
Details as provided by the sender will be propagated.
19
P2P10 Information
100
AN
O
Details as provided by the sender will be propagated.
20
P2P11 Information
100
AN
O
Details as provided by the sender will be propagated.
21
P2P12
100
AN
O
Details as provided by the sender will be
Proprietary & Confidential
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ID
Field Label Information
Max Type Use Mandated contents / Remarks Size propagated.
22
P2P13 Information
100
AN
O
Details as provided by the sender will be propagated.
23
P2P14 Information
100
AN
O
Details as provided by the sender will be propagated.
24
P2P15 Information
100
AN
O
Details as provided by the sender will be propagated.
25
P2P16 Information
100
AN
O
Details as provided by the sender will be propagated.
26
P2P17 Information
100
AN
O
Details as provided by the sender will be propagated.
27
UAEFTS Transaction Reference Number
16
AN
G
The UAEFTS Unique Message ID
28
Received File Name
50
AN
G
File name of the file in which the message details were received from the sender.
29
Generated File Name
50
AN
G
The file name in which the details were provided to the receiver.
30
Future Use
6
F
M
Will always be UAEFTS
5.14.9.
WPS Funding Request Detail (FRD)
ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Will always be FRD
02
Message Type Identifier
5
AN
M
Will be always I002N
03
Sequence
6
N
M
The sequence number attached by the
Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label Number
Max Type Use Mandated contents / Remarks Size originator to this record. This number will be unique in this file and may not be in any specific occurrence order. Gaps in sequence are allowed. This number in association with the FTS File Id that has been assigned to the file accepted for processing will be used to uniquely identify this individual transaction in the system.
04
Fulfilling Institution Identifier
11
AN
M
Details as provided by the sender will be propagated.
05
Value Date
6
N
M
The value date will be of the form “YYMMDD”.
06
Currency Code
3
A
M
Only “AED” is permitted.
07
Transaction Amount
15
N
M
Valid transaction amount as provided by the sender will be propagated.
08
MOL Employer Id
13
AN
M
Will have the 13 digit MOL Employer ID
09
MOL Employer Name
35
AN
M
Will have the ordering customer name
10
SIF File Name
28
AN
M
The SIF file name to be uploaded into the WPS will be made available here
11 12 13 14 Proprietary & Confidential
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ID
Field Label
Max Type Use Mandated contents / Remarks Size
15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Future Use
6
F
M
Must always be UAEFTS
5.14.10. WPS Funding Request Control (FRC) ID
Field Label
01
Record Type
3
F
M
Will always be FRC
02
Sending Institution Identifier
11
AN
M
Details as provided by the sender will be propagated.
Sending 16 AN Institution Proprietary & Confidential
M
This field is equivalent to the SWIFT Field :20:. A valid reference number Page 106 of 187
03
Max Type Use Mandated contents / Remarks Size
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label Reference
Max Type Use Mandated contents / Remarks Size meaningful to the sender will be used.
04
Value Date
6
N
M
The value date will be of the form “YYMMDD”. Details as provided by the sender will be propagated.
05
Currency Code
3
A
M
Only “AED” is permitted.
06
Total Value
15
N
M
A decimal DOT is mandatory and is included in the maximum length. The number of digits following the decimal dot MUST be equal to the maximum number allowed for the currency specified. Details as provided by the sender will be propagated.
07 08 09 10 11 12 13 14 15 16 17 18 19 Proprietary & Confidential
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ID
Field Label
Max Type Use Mandated contents / Remarks Size
20 21 22 23 24 25 26 27
UAEFTS Transaction Reference Number
16
AN
G
The UAEFTS Unique Message ID
28
Received File Name
50
AN
G
File name of the file in which the message details were received from the sender.
29
Generated File Name
50
AN
G
The file name in which the details were provided to the receiver.
30
Future Use
6
F
M
Must always be UAEFTS
5.14.11. Debit Confirmation Detail ID Field Label
Max Type Use Mandated contents / Remarks Size
01 Record Type
3
F
M
Will always be DCD
02 Message Type Identifier
5
AN
M
Will be always O900N
16
AN
G
The UAEFTS Unique Message ID
03 Transaction Reference Number
Proprietary & Confidential
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ID Field Label
Max Type Use Mandated contents / Remarks Size
04 Related Reference
16
AN
M
The reference number of the original message for which the debit confirmation is being provided.
05 Account Identification
35
AN
M
The account as held in the books of the CBUAE where the debits were applied will be populated in this field.
06 Value Date
6
N
M
The value date must be of the form “YYMMDD”.
07 Currency Code
3
A
M
A valid ISO 4217 currency code.
08 Transaction Amount
15
N
M
Valid transaction amount.
09 Transaction Batch Id
10
AN
G
The UAEFTS Transaction Batch Id as generated during the posting will be populated in this field
10 UAEFTS Transaction Reference Number
16
AN
G
The UAEFTS Unique Message ID
11 Narrative 1
35
AN
G
The narrative propagated to the DEBIT entry posted to the institutions account in the books of CBUAE in Posting Narrative 01 will be populated in this field
12 Narrative 2
35
AN
G
The narrative propagated to the DEBIT entry posted to the institutions account in the books of CBUAE in Posting Narrative 02 will be populated in this field
Proprietary & Confidential
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UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID Field Label
Max Type Use Mandated contents / Remarks Size
13 Narrative 3
35
AN
G
The narrative propagated to the DEBIT entry posted to the institutions account in the books of CBUAE in Posting Narrative 03 will be populated in this field
14 Narrative 4
35
AN
G
The narrative propagated to the DEBIT entry posted to the institutions account in the books of CBUAE in Posting Narrative 04 will be populated in this field
15 Received File Name
50
AN
G
File name of the file in which the message details were received from the sender.
16 Generated File Name
50
AN
G
The file name in which the details were provided to the receiver.
17 18 19 20 21 22 23 24 25 26 27 28 Proprietary & Confidential
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ID Field Label
Max Type Use Mandated contents / Remarks Size
29 30 Future Use
6
F
M
Will always be UAEFTS
5.14.12. Credit Notification Detail ID Field Label
Max Type Use Mandated contents / Remarks Size
01 Record Type
3
F
M
Will always be CND
02 Message Type Identifier
5
AN
M
Will be always O910N
03 UAEFTS Transaction Reference Number
16
AN
M
The UAEFTS Unique Message ID
04 Related Reference
16
AN
M
The reference number of the original message for which the credit confirmation is being provided.
05 Account Identification
35
AN
M
The account as held in the books of the CBUAE where the credits were applied will be populated in this field.
06 Value Date
6
N
M
The value date will be of the form “YYMMDD”.
07 Currency Code
3
A
M
A valid ISO 4217 currency code.
08 Transaction Amount
15
N
M
Valid transaction amount.
09 Transaction Batch Id
10
AN
G
The UAEFTS Transaction Batch Id as generated during the posting will be
Proprietary & Confidential
Page 111 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
ID Field Label
Max Type Use Mandated contents / Remarks Size populated in this field
10 UAEFTS Transaction Reference Number
16
AN
G
The UAEFTS Unique Message ID
11 Narrative 1
35
AN
G
Posting Narrative 01 will be populated in this field
12 Narrative 2
35
AN
G
Posting Narrative 02 will be populated in this field
13 Narrative 3
35
AN
G
Posting Narrative 03 will be populated in this field
14 Narrative 4
35
AN
G
Posting Narrative 04 will be populated in this field
15 Received File Name
50
AN
G
File name of the file in which the message details were received from the sender.
16 Generated File Name
50
AN
G
The file name in which the details were provided to the receiver.
17 18 19 20 21 22 23 Proprietary & Confidential
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ID Field Label
Max Type Use Mandated contents / Remarks Size
24 25 26 27 28 29 30 Future Use
6
F
M
Will always be UAEFTS
5.14.13. Statement Line Information ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Will always be SLI
02
Message Type Identifier
5
AN
M
Will be always CBSLI
03
Value Date
6
N
M
Value date of the transaction YYMMDD
04
Posting Date
6
N
M
Posting Date of the entry
05
Debit/Credit Mask
1
A
M
D for Debit & C for Credit
06
Transaction Amount
15
N
M
Amount as posted
07
Transaction Type
4
AN
M
The transaction type code used
08
Transaction Reference
16
N
M
Transaction reference number
09
FTS Batch Id
10
AN
M
The posting batch id
Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size
10
Narrative 1
35
AN
M
Narrative 1 as when posted
11
Narrative 2
35
AN
M
Narrative 2 as when posted
12
Narrative 3
35
AN
M
Narrative 3 as when posted
13
Narrative 4
35
AN
M
Narrative 4 as when posted
Future Use
6
F
M
Must always be UAEFTS
14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
5.14.14. Statement Line Control (SLC) ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
F
M
Will always be SLC
02
Statement Message ID
5
N
M
Will be the relative day number from 1st January of the year.
03
Statement Message Request Sequence
5
N
M
Will be the request number for the specific day.
04
Opening Balance D/C Mark
1
A
M
Will be D for Debit or C for Credit
05
Opening Balance Date
6
N
M
The Date in YYMMDD
06
Opening Balance CCY
3
A
M
Will be the denominated currency of the account
07
Opening Balance
15
N
M
Will be the opening balance for the date
08
Closing Balance D/C Mark
1
A
M
Will be D for Debit or C for Credit
09
Closing Balance Date
6
N
M
The Date in YYMMDD
10
Closing Balance CCY
3
A
M
Will be the denominated currency of the account
11
Closing Balance
15
N
M
Will be the Closing balance as at the time of generating the statement.
12
Number of Debits
5
N
M
The number of Debit entries
13
Total of Debits
15
N
M
The sum total of all debits
14
Number of
5
N
M
The number of Credits entries
Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size
Credits 15
Total of Credits
15
N
M
The sum total of all Credits
27
FTS File ID
16
N
M
The unique UAEFTS reference number
28
Request Reference
16
N
M
Participant request reference
29
Account Identification
24
AN
M
The account number as held for the participant in the currency of the account
30
Future Use
6
F
M
Will always be UAEFTS
16 17 18 19 20 21 22 23 24 25 26
5.14.15. Interim Balance Report (IBR) ID
Field Label
01
Record Type
Max Type Use Mandated contents / Remarks Size 3
Proprietary & Confidential
F
M
Will always be IBR Page 116 of 187
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ID
Field Label
Max Type Use Mandated contents / Remarks Size
02
Balance Message ID
5
N
M
Will be the relative day number from 1st January of the year.
03
Balance Message Request Sequence
5
N
M
Will be the request number for the specific day.
04
Opening Balance D/C Mark
1
A
M
Will be D for Debit or C for Credit
05
Opening Balance Date
6
N
M
The Date in YYMMDD
06
Opening Balance CCY
3
A
M
Will be the denominated currency of the account
07
Opening Balance
15
N
M
Will be the opening balance for the date
08
Closing Balance D/C Mark
1
A
M
Will be D for Debit or C for Credit
09
Closing Balance Date
6
N
M
The Date in YYMMDD
10
Closing Balance CCY
3
A
M
Will be the denominated currency of the account
11
Closing Balance
15
N
M
Will be the Closing balance as at the time of generating the statement.
12
Number of Debits
5
N
M
The number of Debit entries
13
Total of Debits
15
N
M
The sum total of all debits
14
Number of Credits
5
N
M
The number of Credits entries
15
Total of
15
N
M
The sum total of all Credits
Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
ID
Field Label
Max Type Use Mandated contents / Remarks Size
Credits 16 17 18 19 20 21 22 23 24 25 26 27
FTS File ID
16
N
M
The unique UAEFTS reference number
28
Request Reference
16
N
M
Participant request reference
29
Account Identification
24
AN
M
The account number as held for the participant in the currency of the account
30
Future Use
6
F
M
Will always be UAEFTS
5.14.16. Acknowledgement Header Record (AHR) ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
A
M
Must be AHR
02
Accepted/Rejected
8
A
M
Will be “ACCEPTED” or “REJECTED”
Proprietary & Confidential
Page 118 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
03
Processed File Name
50
AN
M
The processed file name
5.14.17. Detailed Error Record (DER) Valid only if the AHR Field 2 is “REJECTED” ID
Field Label
Max Type Use Mandated contents / Remarks Size
01
Record Type
3
A
M
Must be DER
02
Line Number
10
N
M
Indicates the line number in the original file that was processed
03
Error Number
5
AN
M
Indicates the error code
04
Error Description
200
AN
M
A short description of the error code
5.14.18. Acknowledgement Trailer Record (ATR) ID
Field Label
01
Record Type
3
A
M
Must be ATR
02
Accepted/Rejected
8
A
M
Will be “ACCEPTED” or “REJECTED”
03
Number of Lines
10
N
M
Indicates the number of lines in the file including this trailer record.
Proprietary & Confidential
Max Type Use Mandated contents / Remarks Size
Page 119 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
6.
UAEFTS – Message Handling
6.1. Indicator File Creation Message and their corresponding checksum files will be processed on a FIFO basis. Immediately upon completion of the message file upload by the participant, the CBUAE SFTP server will create an indicator file to confirm receipt of the message file from the sender, either in full or part. The indicator file will contain the following information: Message File Name Message File Receipt Date and Message File Receipt Time The message id (first 4 digits of the file name) of the received file will determine the directory where the indicator file will be placed for further processing by the UAEFTS. In the event that a received message file has an unsupported message id, then the file will NOT be processed and will be considered for immediate rejection with a NAK. Further processing of the message file will only commence upon the receipt of the checksum file from the sender.
6.2. ACK/NAK Generation Individual processing engines will pickup the indicator files and will commence the processing of the files indicated by the indicator files. The following validations will be performed to aide the creation of an ACK or NAK for the received file. Validation failure in any of the following will force the rejection of the file in full along with the generation of a NAK 1. Improper file naming convention 2. Duplicate file names 3. Inconsistency between format identifier in file name and contents of the file. 4. File Checksum failure (Refer to Section 10) 5. Record format validation failure including but not limited to Proprietary & Confidential
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UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
a. absence of data for mandatory fields b. data type inconsistencies c. data value boundary condition failures 6. Messages that are propagated with erroneous FTS file id.
6.3. Value Dates UAEFTS supports only CURRENT & FUTURE value dated messages. All credit instructions contained within a single file transmitted to UAEFTS must be for the same value date. Messages received and queued for processing, if found to contain a past date, will be automatically processed as a current value dated transaction or as a forward value dated transaction for the next available business date. All messages with a FVD will be acknowledged immediately but the financial posting will be done on the date indicated for that transaction. If the date is subsequently marked off as a processing holiday then all transactions earmarked for that date will be completed on the first business day immediately following the holidays. All FVD transactions queued up for processing will be available under an enquiry function in the UAEFTS Participant Enquiry Portal (PEP). Participants will be able to either delete or change the value date for the queued transactions.
6.4. Posting of Accounting Entries When the message from the sender is either accepted in full or part, the financial accounting entries will be posted to the currency denominated account of the participant. The table below summarizes the DEBIT & CREDITS that will be posted into the account of the participants for the various messages supported by the UAEFTS. Message Id Sender 202 One DR to denominated CCY account 203
One consolidated DR to denominated CCY account
103
One DR to denominated CCY
Proprietary & Confidential
Receiver One CR to denominated CCY account of the receiving institution One consolidated CR to denominated CCY account of the receiving institution One consolidated CR to Page 121 of 187
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Message Id Sender account 102
One consolidated DR to denominated CCY account
191
One CR to denominated CCY account Individual DR to AED Current Account
001
Proprietary & Confidential
Receiver denominated CCY account of the receiving institution One CR to denominated CCY account of the receiving institution One DR to denominated CCY account Individual CR to AED WPS Funding Account
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System Specifications Manual Document Code: UAEFTS-SSM01
7.
CBUAE to SWIFT Format – Field Mappings
This section details the mapping between the CBUAE formats and the SWIFT formats. It also details the specific tags that will be mandated by CBUAE.
7.1. Acceptable SWIFT Message Block Structures Please note the following restrictions in SWIFT Message Block Structures for acceptability in the UAEFTS. {1: Basic Header Block} {2: Application Header Block} {3: User Header Block} {4: Text Block or body} {5: Trailer Block} The curly braces ({}) indicate the beginning and end of a block. n is the block identifier, in this case a single integer between 1 and 5. Each block identifier is associated with a particular part of the message. There is no carriage return or line feed (CRLF) between blocks. Blocks 3, 4, and 5 may contain sub-blocks or fields delimited by field tags. Block 3 is optional. Many applications, however, populate block 3 with a reference number so that when SWIFT returns the acknowledgement, it can be used for reconciliation purposes.
7.1.1.
Basic Header Block
1:F01BANKBEBBSSSSssssss 1:
Block ID (always 1)
F
FIN
01
FIN
BANKBEBB
Logical terminal (LT) address. It is fixed at 12 characters; it must not have X in position 9.
SSSS
Session number padded with zeros
ssssss
Sequence number padded with zeros
Proprietary & Confidential
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7.1.2.
Application Header Block
7.1.2.1.
Input Application Header Block (To UAEFTS)
2:IMMMBANKDEFFXXXXUDOPT 2:
Block ID (always 2)
I
Input
MMM
Message type
BANKDEFFXXXX
Receiver's address with X in position 9/ It is padded with Xs if no branch is required.
U
N for Normal / U for Urgent
D
Ignored in UAEFTS
OPM
Ignored in UAEFTS
7.1.2.2.
Output Application Header Block (From UAEFTS)
2:OMMMHHMMYYMMDDBANKBEBBAXXXSSSSssssssyy mmddhhmmP 2:
Block ID (always 2)
O
Output
MMM
Message type
HHMM
Input time with respect to the sender
YYMMDDBANKBE BBAXXXSSSSss ssss
The Message Input Reference (MIR), including input date, with Sender's address
yymmdd
Output date with respect to Receiver
hhmm
Output time with respect to Receiver
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Message priority N for Normal / U of Urgent
P 7.1.3.
User Header Block
7.1.3.1.
Input User Header Block
This is ignored by UAEFTS 7.1.3.2. Output User Header Block
3:{MUR} 3:
Block ID (always 3)
{108:MUR}
The MUR will be the UAEFTS Unique Message Id generated by UAEFTS.
7.1.4.
Text Block or body
4:MSG 4:
Block ID (always 4)
MSG
Refer to Sections 7.2 and 7.3
7.1.5.
Trailer Block
7.1.5.1.
Input Trailer Block
This is ignored by UAEFTS 7.1.5.2. Output Trailer Block
5:{MAC:ABCDEFGH} 5:
Block ID (always 5)
{MAC:ABCDEFG H}
The “ABCDEFGH” will be computed as follows: A = MOD 9 of the digits 01 & 02 of the UAEFTS ID B = MOD 8 of the digits 03 & 04 of the UAEFTS ID C = MOD 7 of the digits 05 & 06 of the UAEFTS ID D = MOD 6 of the digits 07 & 08 of the UAEFTS ID
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E = MOD 5 of the digits 09 & 10 of the UAEFTS ID F = MOD 4 of the digits 11 & 12 of the UAEFTS ID G = MOD 3 of the digits 13 & 14 of the UAEFTS ID H = MOD 2 of the digits 15 & 16 of the UAEFTS ID
7.2. SWIFT Message Formats – Inbound to UAEFTS 7.2.1.
Single Institutional Transfer Equivalent SWIFT Message
Message Id
MT202
Message Description
General financial institution transfer
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
20
Transaction Reference Number
M
16
ITD-04
21
Related Reference
M
16
ITD-05
32A
Value Date, Currency Code, Amount
M
24
ITD-06 + ITD-07 + ITD-08
52A/D Ordering Institution
O
8 /11/ / 4x35
ITD-09
56A/D Intermediary
O
8 /11/ / 4x35
ITD-10
57A/D Account with Institution
O
8 /11/ / 4x35
ITD-11
58A
Beneficiary Institution
M
11
ITD-12
72
Sender to Receiver Information
M
35
ITD-13 + ITD-14
O
5x35
ITD-15 THROUGH ITD-19
7.2.2.
Multiple Institutional Transfer Equivalent SWIFT Message
Proprietary & Confidential
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Message Id
MT203
Message Description
Multiple general financial institution transfer
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
19
Sum of Amounts
M
17
ITC-06
30
Value Date
M
6
ITC-04
20
Transaction Reference Number
M
16
ITD-04
21
Related Reference
M
16
ITD-05
32A
Value Date, Currency Code, Amount
M
24
ITD-06 + ITD-07 + ITD-08
52A/D Ordering Institution
O
8 /11/ / 4x35
ITD-09
56A/D Intermediary
O
8 /11/ / 4x35
ITD-10
57A/D Account with Institution
O
8 /11/ / 4x35
ITD-11
58A
Beneficiary Institution
M
11
ITD-12
72
Sender to Receiver Information
M
35
ITD-13 + ITD-14
O
5x35
ITD-15 THROUGH ITD-19
7.2.3.
Single Customer Transfer Equivalent SWIFT Message
Message Id
MT 103
Message Description
Single Customer Credit Transfer
SWIFT Message Details Tag 20 23B
Field Name Senders Reference
Bank Operation Code MUST ALWAYS BE “UAEFTSRB” Proprietary & Confidential
CB Equivalent Status
Length
REC-NN
M
16
CTC-03
M
4
CTC-04 Page 127 of 187
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SWIFT Message Details Tag
Field Name
26T
CB Equivalent Status
Length
REC-NN
Transaction Type Code
M
3
CTD-05
32A
Value Date, Currency Code, Amount
M
24
CTD-06 + CTD-07 + CTD-08
33B
Currency/Instructed Amount
O
18
CTD-05 + CTD-09
50K
Ordering Customer
M
5x35
CTD-10 + CTD-11 FOLLOWED BY CTD-12
O
8 /11/ / 4x35
CTD-13
52A/D Ordering Institution 59A
Beneficiary Customer
M
5x35
CTD-14 + CTD-15
70
Remittance Information
M
4x35
CTD-16
71A
Details of Charges
M
3
CTD-17
71F
Senders Charges
O
18
CTD-18
72
Sender to Receiver Information
O
6x35
CTD-19
7.2.4.
Multiple Customer Transfer Equivalent SWIFT Message
Message Id
MT 102
Message Description
Multiple Customer Credit Transfer
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
20
Senders Reference
M
16
CTC-03
23B
Bank Operation Code MUST ALWAYS BE “UAEFTSRB”
M
4
CTC-04
Proprietary & Confidential
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SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
21
Related Reference
M
16
CTD-29
32B
Currency Code, Amount
M
18
CTD-07 + CTD-08
50K
Ordering Customer
M
5x35
CTD-10 + CTD-11 FOLLOWED BY CTD-12
O
8 /11/ / 4x35
CTD-13
52A/D Ordering Institution 59
Beneficiary Customer
M
5x35
CTD-14 + CTD-15
70
Remittance Information
M
4x35
CTD-16
26T
Transaction Type Code
M
3
CTD-05
33B
Currency/Instructed Amount
O
18
CTD-05 + CTD-09
71A
Details of Charges
M
3
CTD-17
71F
Senders Charges
O
18
CTD-18
32A
Value Date, Currency Code, Amount
M
24
CTC-05 + CTC-06 + CTC-07
72
Sender to Receiver Information
O
6x35
CTC-12
7.2.5.
Charges Payment Request Equivalent SWIFT Message
Message Id
MT191
Message Description
Request for Payment of Charges
SWIFT Message Details Proprietary & Confidential
CB Equivalent Page 129 of 187
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Tag
Field Name
Status
Length
REC-NN
20
Transaction Reference Number
M
16
CRD-04
21
Related Reference
M
16
CRD-05
32B
Currency Code, Amount
M
18
CRD-06 + CRD-07
71B
Details of Charges
M
6x35
CRD-08
72
Sender to Receiver Information
O
6x35
CRD-09 THROUGH CRD-14
7.2.6.
Recall of Customer Credit Transfer Request Equivalent SWIFT Message
Message Id
MT192
Message Description
Request for Cancellation
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
20
Transaction Reference Number
M
16
CDI-04
21
Related Reference
M
16
CDI-05
11S
MT and Date of the Original Message
M
9
CDI-06 + CDI-07
79
Description of the original message
M
50x35
CDI-08 TO CDI-15
7.2.7.
Recall Participant Transfer Equivalent SWIFT Message
Message Id
MT292
Message Description
Request for Cancellation
SWIFT Message Details Tag 20
Field Name Transaction Reference Number
Proprietary & Confidential
CB Equivalent Status
Length
REC-NN
M
16
CDI-04 Page 130 of 187
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System Specifications Manual Document Code: UAEFTS-SSM01
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
21
Related Reference
M
16
CDI-05
11S
MT and Date of the Original Message
M
9
CDI-06 + CDI-07
79
Description of the original message
M
50x35
CDI-08 TO CDI-15
7.2.8.
Query on previously sent/received messages Equivalent SWIFT Message
Message Id
MT195 / MT295
Message Description
Queries
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
20
Transaction Reference Number
M
16
MQI-03
21
Related Reference
M
16
MQI-04
75
Queries
M
6x35
MQI-05 + MQI-06 TO MQI-10
77A
Narrative
O
20x35
MQI-11 TO MQI-15
11S/R
MT and Date of the Original Message
M
9
MQI-16 + MQI-17
79
Description of the original message
M
50x35
MQI-18 TO MQI-25
7.2.9.
Answers Equivalent SWIFT Message
Proprietary & Confidential
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Message Id
MT196 / MT296
Message Description
Queries
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
20
Transaction Reference Number
M
16
MAI-03
21
Related Reference
M
16
MAI-04
76
Answers
M
6x35
MAI-05 + MAI-06 TO MAI-10
77A
Narrative
O
20x35
MAI-11 TO MAI-15
11S/R
MT and Date of the Original Message
M
9
MAI-16 + MAI-17
79
Description of the original message
M
50x35
MAI-18 TO MAI-25
7.2.10.
Free Format Message for any previous (102/103) Equivalent SWIFT Message
Message Id
MT199
Message Description
Free Format Message
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
20
Transaction Reference Number
M
16
FFM-03
21
Related Reference
0
16
FFM-04
79
Description of the original message
M
50x35
FFM-07 TO FFM-26
Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
7.2.11.
Free Format Message for any previous (202/203) Equivalent SWIFT Message
Message Id
MT299
Message Description
Free Format Message
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
20
Transaction Reference Number
M
16
FFM-03
21
Related Reference
0
16
FFM-04
79
Description of the original message
M
50x35
FFM-07 TO FFM-26
7.2.12.
Free Format Message Equivalent SWIFT Message
Message Id
MT999
Message Description
Free Format Message
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
20
Transaction Reference Number
M
16
FFM-03
21
Related Reference
0
16
FFM-04
79
Description of the original message
M
50x35
FFM-07 TO FFM-26
7.3. SWIFT Message Formats – Outbound from UAEFTS 7.3.1.
Single Institutional Transfer Equivalent SWIFT Message
Message Id
MT202
Message Description
General financial institution transfer
SWIFT Message Details Proprietary & Confidential
CB Equivalent Page 133 of 187
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Tag
Field Name
Status
Length
REC-NN
20
Transaction Reference Number
M
16
ITD-04
21
Related Reference
M
16
ITD-05
32A
Value Date, Currency Code, Amount
M
24
ITD-06 + ITD-07 + ITD-08
52A/D Ordering Institution
O
8 /11/ / 4x35
ITD-09
56A/D Intermediary
O
8 /11/ / 4x35
ITD-10
57A/D Account with Institution
O
8 /11/ / 4x35
ITD-11
58A
Beneficiary Institution
M
11
ITD-12
72
Sender to Receiver Information
M
35
ITD-13 + ITD-14
O
5x35
ITD-15 THROUGH ITD-19
7.3.2.
Multiple Institutional Transfer Equivalent SWIFT Message
Message Id
MT203
Message Description
Multiple general financial institution transfer
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
19
Sum of Amounts
M
17
ITC-06
30
Value Date
M
6
ITC-04
20
Transaction Reference Number
M
16
ITD-04
21
Related Reference
M
16
ITD-05
32A
Value Date, Currency Code, Amount
M
24
ITD-06 + ITD-07 + ITD-08
Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
SWIFT Message Details Tag
CB Equivalent
Field Name
Status
Length
REC-NN
52A/D Ordering Institution
O
8 /11/ / 4x35
ITD-09
56A/D Intermediary
O
8 /11/ / 4x35
ITD-10
57A/D Account with Institution
O
8 /11/ / 4x35
ITD-11
58A
Beneficiary Institution
M
11
ITD-12
72
Sender to Receiver Information
M
35
ITD-13 + ITD-14
O
5x35
ITD-15 THROUGH ITD-19
7.3.3.
Single Customer Transfer Equivalent SWIFT Message
Message Id
MT 103
Message Description
Single Customer Credit Transfer
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
20
Senders Reference
M
16
CTC-03
23B
Bank Operation Code MUST ALWAYS BE “UAEFTSRB”
M
4
CTC-04
26T
Transaction Type Code
M
3
CTD-05
32A
Value Date, Currency Code, Amount
M
24
CTD-06 + CTD-07 + CTD-08
33B
Currency/Instructed Amount
O
18
CTD-05 + CTD-09
50K
Ordering Customer
M
5x35
Proprietary & Confidential
CTD-10 + CTD-11 FOLLOWED BY CTD-12 Page 135 of 187
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System Specifications Manual Document Code: UAEFTS-SSM01
SWIFT Message Details Tag
CB Equivalent
Field Name
Status
Length
REC-NN
52A/D Ordering Institution
O
8 /11/ / 4x35
CTD-13
59A
Beneficiary Customer
M
5x35
CTD-14 + CTD-15
70
Remittance Information
M
4x35
CTD-16
71A
Details of Charges
M
3
CTD-17
71F
Senders Charges
O
18
CTD-18
72
Sender to Receiver Information
O
6x35
CTD-19
7.3.4.
Multiple Customer Transfer Equivalent SWIFT Message
Message Id
MT 102
Message Description
Multiple Customer Credit Transfer
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
20
Senders Reference
M
16
CTC-03
23B
Bank Operation Code MUST ALWAYS BE “UAEFTSRB”
M
4
CTC-04
21
Related Reference
M
16
CTD-29
32B
Currency Code, Amount
M
18
CTD-07 + CTD-08
50K
Ordering Customer
M
5x35
CTD-10 + CTD-11 FOLLOWED BY CTD-12
O
8 /11/ / 4x35
CTD-13
M
5x35
CTD-14 + CTD-15
52A/D Ordering Institution 59
Beneficiary Customer
Proprietary & Confidential
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SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
70
Remittance Information
M
4x35
CTD-16
26T
Transaction Type Code
M
3
CTD-05
33B
Currency/Instructed Amount
O
18
CTD-05 + CTD-09
71A
Details of Charges
M
3
CTD-17
71F
Senders Charges
O
18
CTD-18
32A
Value Date, Currency Code, Amount
M
24
CTC-05 + CTC-06 + CTC-07
72
Sender to Receiver Information
O
6x35
CTC-12
7.3.5.
Charges Debited Detail Equivalent SWIFT Message
Message Id
MT190
Message Description
Advice of Charges Debited
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
20
Transaction Reference Number
M
16
CPD-25
21
Related Reference
M
16
CPD-03
25
Account Identification
M
35x
CPD-04
Value Date, Currency Code, Amount
M
24
CPD-05 + CPD-06 + CPD-07
CBUAE to Receiver Information
O
6x35
CPD-24 THROUGH CPD-29
32D
72
Proprietary & Confidential
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7.3.6.
Charges Credited Detail Equivalent SWIFT Message
Message Id
MT190
Message Description
Advice of Charges Credited
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
20
Transaction Reference Number
M
16
CPD-25
21
Related Reference
M
16
CPD-03
25
Account Identification
M
35x
CPD-04
Value Date, Currency Code, Amount
M
24
CPD-05 + CPD-06 + CPD-07
CBUAE to Receiver Information
O
6x35
CPD-24 THROUGH CPD-29
32C
72
7.3.7.
Query on previously received/sent messages Equivalent SWIFT Message
Message Id
MT195 / MT295
Message Description
Queries
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
20
Transaction Reference Number
M
16
MQI-03
21
Related Reference
M
16
MQI-04
75
Queries
M
6x35
MQI-05 + MQI-06 TO MQI-10
77A
Narrative
O
20x35
MQI-11 TO
Proprietary & Confidential
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SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN MQI-15
11S/R
MT and Date of the Original Message
M
9
MQI-16 + MQI-17
79
Description of the original message
M
50x35
MQI-18 TO MQI-25
7.3.8.
Answers Equivalent SWIFT Message
Message Id
MT196 / MT296
Message Description
Queries
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
20
Transaction Reference Number
M
16
MAI-03
21
Related Reference
M
16
MAI-04
76
Answers
M
6x35
MAI-05 + MAI-06 TO MAI-10
77A
Narrative
O
20x35
MAI-11 TO MAI-15
11S/R
MT and Date of the Original Message
M
9
MAI-16 + MAI-17
79
Description of the original message
M
50x35
MAI-18 TO MAI-25
7.3.9.
Free Format Message for any previous (102/103) Equivalent SWIFT Message
Proprietary & Confidential
Page 139 of 187
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System Specifications Manual Document Code: UAEFTS-SSM01
Message Id
MT199
Message Description
Free Format Message
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
20
Transaction Reference Number
M
16
FFM-03
21
Related Reference
0
16
FFM-04
79
Description of the original message
M
50x35
FFM-07 TO FFM-26
7.3.10.
Free Format Message for any previous (202/203) Equivalent SWIFT Message
Message Id
MT299
Message Description
Free Format Message
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
20
Transaction Reference Number
M
16
FFM-03
21
Related Reference
0
16
FFM-04
79
Description of the original message
M
50x35
FFM-07 TO FFM-26
7.3.11.
Free Format Message Equivalent SWIFT Message
Message Id
MT999
Message Description
Free Format Message
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
20
Transaction Reference Number
M
16
FFM-03
21
Related Reference
0
16
FFM-04
79
Description of the original message
M
50x35
FFM-07 TO
Proprietary & Confidential
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System Specifications Manual Document Code: UAEFTS-SSM01
SWIFT Message Details Tag
Field Name
7.3.12.
CB Equivalent Status
Length
REC-NN FFM-26
Debit Confirmation Message Equivalent SWIFT Message
Message Id
MT900
Message Description
Confirmation of Debit
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
20
Transaction Reference Number
M
16
DCD-03
21
Related Reference
M
16
DCD-04
25
Account Identification
M
35x
DCD-05
32A
Value Date, Currency Code, Amount
M
24
DCD-06 + DCD-07 + DCD-08
72
Sender to Receiver Information
O
6x35
DCD-09 TO DCD-14
7.3.13.
Credit Notification Message Equivalent SWIFT Message
Message Id
MT910
Message Description
Notification of Credit
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
20
Transaction Reference Number
M
16
CND-03
21
Related Reference
M
16
CND-04
25
Account Identification
M
35x
CND-05
32A
Value Date, Currency Code, Amount
M
24
CND-06 +
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SWIFT Message Details Tag
72
Field Name
Sender to Receiver Information
7.3.14.
CB Equivalent Status
Length
REC-NN CND-07 + CND-08
O
6x35
CND-09 TO CND-14
Statement Equivalent SWIFT Message
Message Id
MT950
Message Description
Statement Message
SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
20
Transaction Reference Number
M
16
SLC-27
25
Account Identification
M
35x
SLC-29
28C
Statement Number / Sequence Number
M
5+5
SLC-02 + SLC-03
60A
Opening Balance
M
25
SLC-04 TO SLC-07
61
Statement Line
M
62A
Closing Balance
M
7.3.15.
SLI-03 TO SLI-13 25
SLC-08 TO SLC-11
Interim Balance Report Equivalent SWIFT Message
Message Id
MT941
Message Description
Balance Report
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SWIFT Message Details Tag
Field Name
CB Equivalent Status
Length
REC-NN
20
Transaction Reference Number
M
16
IBR-27
21
Related Reference Number
M
16
IBR-28
25
Account Identification
M
35x
IBR-29
28
Statement Number / Sequence Number
M
5+5
IBR-02 + IBR-03
60F
Opening Balance
M
25
IBR-04 TO IBR-07
90D
Number and Sum of Debits
O
23
IBR-12 + IBR-13
90C
Number and Sum of Credits
O
23
IBR-14 + IBR-15
62F
Closing Balance
M
25
IBR-08 TO IBR-11
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8.
Data Downloads
Key downloads as deemed necessary will be made available for the concerned participants during the initial phase of the project. The data to be provided in such downloads is provided below. Other data downloads if unanimously considered useful, will be published on a regular basis to all the participants. All downloads if and when made available will be in delimited (CSV) format only. It will be responsibility of the individual participant to download the files and make use of their own systems to format it for printing.
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9.
UAEFTS Transactions & Enquiry Portal (UAEFTS TEP)
9.1. Access to UAEFTS-TEP The access to the UAEFTS-TEP will be through a combination of User ID + Password + USB Token.
9.2. Transaction Processing Functions The UAEFTS-TEP provides support for various financial and non-financial transaction processing functions. The financial transaction support provided in the UAEFTS-TEP is at the sole discretion of the CBUAE. This section describes the functionality that will be facilitated using the UAEFTS-TEP. All transactions will adhere to the INPUT-AUTHORIZE cycle. At the end of the INPUT leg, a message file in CBUAE format will be generated. The same file will be submitted by the UAEFTS-TEP during the AUTHORIZE leg. All outbound messages generated as a result of transactions generated using the UAEFTS-TEP will be made available for download automatically from a receiving participants perspective.
9.2.1.
Financial Transaction Support
The following financial transactions will be supported in the UAEFTS-TEP Single Institutional Transfer Single Customer Transfer Fulfillment of Lodged WPS Funding Account Transfers Requests WPS Funding Account Transfers
9.2.2.
Non-financial Transaction Support
The following non-financial transactions will be supported in the UAEFTS-TEP Lodgment of WPS Funding Account Transfer Request Change Value Dates for Queued Transactions Delete Queued Forward Value Dated Transactions. Request for Balance Report Request for Statement Lodge Cash Deposit Notification Lodge Cash Withdrawal Request Proprietary & Confidential
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9.3. Enquiry & Reporting Functions The UAEFTS-TEP provides support for enquiries, reports & download request. The functionality offered to the UAEFTS participants is documented in this section.
9.3.1.
Enquiries
All the enquiries and reports will be facilitated with Adequate selection criteria. o From/To Date o From/To Participant o Currency o From/To Time o From/To Amounts o Message Types o Summary Display with facility to Print / Download Detail Display with facility to Print / Download The generic enquiries & reports that will be provided are listed below: Institutional Transfers Customer Transfers Charges Claimed/Settled WPS Funding Account Transfers Daily Transactions CBUAE Charges Statement Cash Deposit Request Status Cash Withdrawal Request Status Statement Proprietary & Confidential
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Balances Other ad-hoc enquires and reports as deemed necessary will be implemented.
Proprietary & Confidential
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10. FILE CHECKSUM – Creation, Propagation & Validation Checksum in UAEFTS is always based on SHA256, a one way hash algorithm. This section discusses the creation, propagation & validation of CHECKSUM for the currently supported message formats.
10.1.
Creation
Create the message file with the proper contents adhering to the proper file naming convention. Use any standard utility to create the 32byte string for the entire file. Place the hash key in a separate file. The file naming convention as indicated in Section 5.5 will need to be adhered to.
10.2.
Propagation
Using SFTP, propagate the SHA files to the same directory as the original message file.
10.3.
Validation
Create the 32byte hash string for the message file and compare it to the contents of the corresponding SHA file. The two 32byte strings must match.
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11. Routing Codes A routing transit number (RTN), routing number is a nine digit institution code, used in the United Arab Emirates, which appears on the bottom of negotiable instruments such as cheques that identifies which financial institution it is drawn upon.
11.1.
Routing Number format
The routing number consists of 9 digits CBBBERRBB. C
BBB
E
RR
BB
Check Digit
Institution ID
Emirate ID
Region Code
Branch Code
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12. Transaction Type Code in 102/103 Messages CODE
DESCRIPTION
A00
Purchase/Sale of goods crossing the national border
A02
Purchase/Sale of goods not crossing the national border (merchanting transactions being excluded)
A03
Reimbursement of goods
A10
Merchanting
A20
Processing of goods abroad
A21
Processing of goods in the national economy
A22
Export or import of goods after processing
A30
Repairs of movable goods abroad
A31
Repairs of movable goods in the national economy
A40
Goods procured in seaports (purchases/sales from/to non-residents)
A41
Goods procured in airports (purchases/sales from/to non-residents)
A42
Goods procured in other ports (purchases/sales from/to non-residents)
A50
Non monetary gold held as a store of value
A51
Other non monetary gold and industrial gold
B00
Freight sea transport services
B01
Freight air transport services
B02
Freight rail transport services
B03
Freight road transport services
B04
Freight inland waterway transport services
B10
Pipeline transport services and electric transmission
B11
Multimodal transport services
B12
Space transport services
B20
Passenger sea transport services
B21
Passenger air transport services
B22
Passenger rail transport services
B23
Passenger road transport services
B24
Passenger inland waterway transport services
B30
Sea transport related services (a. o. Loading/unloading of containers etc., Storage and warehousing, Packing and repackaging, Towing, pilotage, navigational aid traffic control for carriers etc., port operation services, Maintenance (repair) and cleaning equipment, Salvage operations)
B31
Air transport related services (a. o. Loading/unloading of containers etc., Storage and warehousing, Packing and repackaging, Towing, pilotage, navigational aid/air traffic control for carriers etc., Airport operation services, Maintenance (repair) and cleaning equipment, Salvage operations)
B32
Rail transport related services (a. o. Loading/unloading of containers etc., Storage and warehousing, Packing and repackaging, Towing, traffic control etc., Station operation services, Maintenance (repair) and cleaning equipment, Salvage operations)
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B33
Road transport related services (a. o. Loading/unloading of containers etc., Storage and warehousing, Packing and recapping, Towing, traffic control for carriers etc., garage operation services, Maintenance (repair) and cleaning equipment, Salvage operations)
B34
Inland waterway transport related services (a. o. Loading/unloading of containers etc., Storage and warehousing, Packing and repackaging, Towing, pilotage, navigational aid traffic control for carriers etc., port operation services, Maintenance (repair) and cleaning equipment, Salvage operations)
B40
Other mode of transport related services (a. o. Loading/unloading of containers etc., Storage and warehousing, Packing and repackaging, Towing, pilotage, navigational aid traffic control for carriers etc., Bus station services, highway services, parking lot services, Maintenance repair and cleaning equipment, Salvage operations)
B41
Other supporting and auxiliary transport services
C00
Business travel
C01
Personal travel expenditure for health related purposes
C02
Personal travel expenditure for education related purposes
C03
Other personal travel
C04
Travel related payments by agencies and tour operators (excluding international transport)
D00
Postal and courier services
D10
Telecommunication services
E00
Services related to construction abroad - receipts
E01
Services related to construction abroad - expenditures
E02
Services related to construction in the national economy - receipts
E03
Services related to construction in the national economy - expenditures
F00
Life insurance and pension funding gross premiums
F01
Life insurance and pension funding gross claims
F10
Freight insurance gross premiums
F11
Freight insurance gross claims
F20
Other direct insurance gross premiums
F21
Other direct insurance gross claims
F30
Reinsurance gross premiums
F31
Reinsurance gross claims
F40
Auxiliary services related to insurance and reinsurance
F50
Financial services
F60
Operational leasing services (rental, other than financial leasing)
F61
Financial leasing granted to non-residents
F62
Financial leasing due to non-residents
G00
Computer services
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G10
Information services covering news agency services and other information services
G50
Franchises and similar rights
G60
Other royalties and licence fees
G70
Acquisition/disposal of property rights
H00
Wholesale/retail trade services on a fee or contract basis
H10
Legal services
H11
Accounting, auditing, bookkeeping and tax consulting services
H15
Business and management consultancy, public relations services
H20
Advertising, market research and public opinion polling
H30
Research and development
H40
Architectural, engineering and other technical services
H50
Waste treatment and depollution services
H51
Agricultural, mining and other on site processing services
H60
Other business, professional and technical services
H70
Overall costs between affiliated enterprises
H80
Audio-visual transactions
H90
Education related services
H91
Health related services
H92
Other personal, cultural and recreational services
I00
Embassies and consulates related services
I01
Military units and agencies related services
I02
Other government services, not included elsewhere
J00
Income on equity capital (shares), bonds, notes and money market instruments between related enterprises (when a security by security data collection system is used)
J30
Distributed branch profits
J35
Financing of branch losses
J40
Income related to other forms of financing than securities, from parent companies to their affiliated companies or between affiliated companies
J41
Income related to other forms of financing than securities, from affiliated companies to their parent companies
J50
Income on real estate
K00
Income on securities (when a security by security data collection system is used)
K80
Income related to all other form of financing (loans, deposits, ...) between not related enterprises (including MFI's), between individuals or between individuals and not affiliated enterprises
K90
Periodic Wages and salaries of workers and employees
K91
Reimbursement of expenses to workers and employees
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K92
Advance Payments to workers and employees
K93
Advances to workers and employees
K94
Allowances pay to workers and employees
K99
End of Service Benefits due to workers and employees
L00
Development aid, to finance investments in infrastructure, including international organizations organizing development aid, and damages
L01
Other development aid, including international organisations organising development aid, and damages
L02
Contributions from the EU and other international organisations to finance investments in infrastructure
L03
Other contributions to/from the EU and other international organisations
L10
Debt forgiveness agreed upon via a contractual arrangement
L20
Remittances of income by workers
L21
Transfers related to all kinds of financial assets of migrants. (Emigration/immigration).
L30
Taxes
L40
Other current transfers (e.g. gifts, sponsoring, damages (including indemnities for non respect of all kinds of contracts and imitation of products, trademarks, patents...), fines, alimony, membership fees, winnings on lotteries or competitions, and transfer fees for sportswomen and sportsmen). Also national supplementary pensions are reported under this code
L50
Other capital transfers (to be further detailed in the label)
M00
Sale and purchase of securities (when a security by security data collection system is used)
M20
Other forms of financing, not representing capital ownership, of resident companies to their non-resident affiliated companies (mother to affiliated / affiliated to affiliated), with a maturity of less than one year (short term)
M21
Other forms of financing, not representing capital ownership, of resident companies to their non-resident affiliated companies (mother to affiliated / affiliated to affiliated), with a maturity of more than one year (long term)
M25
Other forms of financing, not representing capital ownership, of non-resident affiliated companies to their resident mother company with a maturity of less than one year (short term)
M26
Other forms of financing, not representing capital ownership, of non-resident affiliated companies to their resident mother company with a maturity of more than one year (long term)
M30
Advances to suppliers made by resident companies to their non-resident affiliated companies (mother to affiliated / affiliated to affiliated), with a maturity of less than one year (short term)
M31
Advances to suppliers made by resident companies to their non-resident affiliated companies (mother to affiliated / affiliated to affiliated), with a maturity of more than one year (long term)
M35
Advances from customers received by resident mother companies from their non-resident affiliated companies with a maturity of less than one year (short term)
M36
Advances from customers received by resident mother companies from non-resident affiliated companies with a maturity of more than one year (long term)
Proprietary & Confidential
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M40
Deferred payments from customers received by resident mother companies from their nonresident affiliated companies with a maturity of less than one year (short term)
M41
Deferred payments from customers received by resident mother companies from nonresident affiliated companies with a maturity of more than one year (long term)
M45
Deferred payments to suppliers made by resident companies to their non-resident affiliated companies (mother to affiliated / affiliated to affiliated), with a maturity of less than one year (short term)
M46
Deferred payments to suppliers made by resident companies to their non-resident affiliated companies (mother to affiliated / affiliated to affiliated), with a maturity of more than one year (long term)
M49
Investment by residents in real estate located abroad
M60
Other forms of financing, not representing capital ownership, of non-resident companies to their resident affiliated companies (mother to affiliated / affiliated to affiliated), with a maturity of less than one year (short term)
M61
Other forms of financing, not representing capital ownership, of non-resident companies to their resident affiliated companies mother to affiliated / affiliated to affiliated), with a maturity of more than one year (long term)
M65
Other forms of financing, not representing capital ownership, of resident affiliated companies to their non-resident mother company with a maturity of less than one year (short term)
M66
Other forms of financing, not representing capital ownership, of resident affiliated companies to their non-resident mother company with a maturity of more than one year (long term)
M70
Advances to suppliers made by resident affiliated companies to their non-resident mother company (affiliated to mother / affiliated to affiliated), with a maturity of less than one year (short term)
M71
Advances to suppliers made by resident affiliated companies to their non-resident mother companies (affiliated to mother / affiliated to affiliated), with a maturity of more than one year (long term)
M75
Advances from customers received by resident affiliated companies from their nonresident mother company with a maturity of less than one year (short term)
M76
Advances from customers received by resident affiliated companies from their nonresident mother company with a maturity of more than one year (long term)
M80
Deferred payments from customers received by resident affiliated companies to their nonresident mother company with a maturity of less than one year (short term)
M81
Deferred payments from customers received by resident affiliated companies to their nonresident mother company with a maturity of more than one year (long term).
M85
Deferred payments to suppliers made by resident affiliated companies to their nonresident mother company (affiliated to mother / affiliated to affiliated), with a maturity of less than one year (short term)
M86
Deferred payments to suppliers made by resident affiliated companies to their nonresident mother companies (affiliated to mother / affiliated to affiliated), with a maturity of more than one year (long term)
M99
Investment by non-residents in real estate located in the reporting economy
N00
Sale and purchase of securities (when a security by security data collection system is used)
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P00
Advances to suppliers - short term
P01
Advances to suppliers - long term
P05
Advances from customers - short term
P06
Advances from customers - long term
P10
Deferred settlements from customers - short term
P11
Deferred settlements from customers - long term
P15
Deferred settlements to suppliers - short term
P16
Deferred settlements to suppliers - long term
P20
Loans - short term
P21
Loans - long term
P25
Borrowings - short term
P26
Borrowings - long term
P30
Loans under repurchase agreements - short term
P31
Loans under repurchase agreements - long term
P35
Borrowings under repurchase agreements - short term
P36
Borrowings under repurchase agreements - long term
P40
Deposits of residents in non-resident banks
P41
Deposits of non-residents in domestic banks
P50
Subscription to the capital of a non-monetary international organisation
P60
Other short term assets
P61
Other long term assets
P65
Other short term liabilities
P66
Other long term liabilities
P70
Advance repayments on borrowings - short term
P71
Advance repayments on borrowings - long term
P72
Repayment of arrears - principal
P73
Repayment of arrears - interest
Q00
Premiums related to options bought
Q05
Premiums related to options sold
Q10
Variation margins and net payments at the close of contracts related to options and futures
Q11
Initial margins related to options and futures
Q20
Net payments related to financial derivatives other than options and futures
R00
Euro banknotes sold/purchased with foreign counterparts
R10
Foreign banknotes purchased (for expenditures on goods and services)
R15
Foreign banknotes received (for sales of goods and services)
R20
Foreign banknotes purchased (for expenditures linked to financial assets and related income)
R25
Foreign banknotes received (for sales of financial assets and related income)
Proprietary & Confidential
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R30
Purchase of traveller cheques (for expenditures)
R35
Reception of traveller cheques (for sales)
R40
Use of credit cards for expenditures
R45
Use of credit cards for sales (receipts)
R90
Outgoing/incoming flows related to general direct respondents (DDG's)
R91
Outgoing/incoming flows related to an account abroad held by the same resident
R92
Outgoing/incoming flows related to an account abroad held by a resident different from the
R93
Outgoing/incoming flows representative of the balance of a netting procedure of assets and
Proprietary & Confidential
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13. Transaction Type Code in 202/203 Messages The following types are allowed in the field ITD-13 (Transaction Type) in the CB202/CB203 messages. CODE IN ITD-13 001
Description
DATA TO BE PROVIDED IN ITD-14
Inter-bank lending; placement of funds in borrowers account
The rate at which the money has been lent must be specified here using the format as indicated. /R=rr.rrrrrr/P=nnnn/M=YYMMDD /R=: Indicates lending rate rr.rrrrrr: Must have leading & trailing zeros; A rate of 7.56% must be indicated as 07.560000 /P=: Period in days nnnn: number; Must have leading zeros; A period of 5 must be indicated as 0005 /M=: Maturity date
002
Inter-bank lending; repayment of principle amount to lenders account received earlier under /REC/001
The original UAEFTS File Id must be provided in this field, preceded by a “/”
003
Interest payment for funds received earlier under /REC/001
The original UAEFTS File Id must be provided in this field, preceded by a “/”
004
Inter-bank lending; repayment of principle + interest amount to lenders account received earlier under /REC/001
The original UAEFTS File Id must be provided in this field, preceded by a “/”
005 006 007 008 Proprietary & Confidential
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100
NOSTRO account funding
200
300
For payments being made from payer to payee covering a FX confirmation deal using such means akin to MT300
The common reference number as used in the original MT300 must be specified including the currency of the original transaction in the format below /CCY/CCCCCCCCCCCCCCCC CCY: Original Transaction Currency CCCCCCCCCCCCCCCC: Common reference as in 21 from the MT300
303
For payments being made from payer to payee covering a FX/CCY option allocation instruction using such means akin to MT303
The common reference number as used in the original MT303 must be specified including the currency of the original transaction in the format below /CCY/CCCCCCCCCCCCCCCC CCY: Original Transaction Currency CCCCCCCCCCCCCCCC: Common reference as in 21 from the MT303
304
For payments being made from payer to payee covering a third party deal instruction using such means akin to MT304
The common reference number as used in the original MT304 must be specified including the currency of the original transaction in the format below /CCY/CCCCCCCCCCCCCCCC CCY: Original Transaction Currency CCCCCCCCCCCCCCCC: Common reference as in 21 from the MT304
305
For payments being made from payer to payee covering a FCY option confirmation using such means akin to MT305
Proprietary & Confidential
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/CCY/CCCCCCCCCCCCCCCC CCY: Original Transaction Currency CCCCCCCCCCCCCCCC: Common reference as in 21 from the MT305
305
For payments being made from payer to payee covering a FCY option confirmation using such means akin to MT306
The common reference number as used in the original MT306 must be specified including the currency of the original transaction in the format below /CCY/CCCCCCCCCCCCCCCC CCY: Original Transaction Currency CCCCCCCCCCCCCCCC: Common reference as in 21 from the MT306
320
For payments being made from payer to payee covering a Fixed Loan/Deposit using such means akin to MT320
The common reference number as used in the original MT320 must be specified including the currency of the original transaction in the format below /CCY/CCCCCCCCCCCCCCCC CCY: Original Transaction Currency CCCCCCCCCCCCCCCC: Common reference as in 21 from the MT320
330
For payments being made from payer to payee covering a Call/Notice Loan/Deposit using such means akin to MT330
The common reference number as used in the original MT330 must be specified including the currency of the original transaction in the format below /CCY/CCCCCCCCCCCCCCCC CCY: Original Transaction Currency CCCCCCCCCCCCCCCC: Common reference as in 21 from the MT330
340
For payments being made from payer to payee covering a FRA agreement confirmation using such means akin to MT340
The common reference number as used in the original MT340 must be specified including the currency of the original transaction in the format below /CCY/CCCCCCCCCCCCCCCC CCY: Original Transaction Currency CCCCCCCCCCCCCCCC: Common reference
Proprietary & Confidential
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as in 21 from the MT340
341
For payments being made from payer to payee covering a FRA agreement settlement confirmation using such means akin to MT341
The common reference number as used in the original MT341 must be specified including the currency of the original transaction in the format below /CCY/CCCCCCCCCCCCCCCC CCY: Original Transaction Currency CCCCCCCCCCCCCCCC: Common reference as in 21 from the MT341
350
For payments being made from payer to payee covering a Loan/Deposit Interest Payments using such means akin to MT350
The common reference number as used in the original MT350 must be specified including the currency of the original FX transaction in the format below /CCY/CCCCCCCCCCCCCCCC CCY: Original Transaction Currency CCCCCCCCCCCCCCCC: Common reference as in 21 from the MT350
360
For payments being made from payer to payee covering a SCIRDC using such means akin to MT360
The common reference number as used in the original MT360 must be specified including the currency of the original transaction in the format below /CCY/CCCCCCCCCCCCCCCC CCY: Original Transaction Currency CCCCCCCCCCCCCCCC: Common reference as in 21 from the MT360
361
For payments being made from payer to payee covering a CCIRSC using such means akin to MT361
The common reference number as used in the original MT361 must be specified including the currency of the original transaction in the format below /CCY/CCCCCCCCCCCCCCCC CCY: Original Transaction Currency CCCCCCCCCCCCCCCC: Common reference as in 21 from the MT361
362
For payments being made from payer to payee
Proprietary & Confidential
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covering a IRR/AOP using such means akin to MT362
specified including the currency of the original transaction in the format below /CCY/CCCCCCCCCCCCCCCC CCY: Original Transaction Currency CCCCCCCCCCCCCCCC: Common reference as in 21 from the MT362
364
For payments being made from payer to payee covering a SCIRDT using such means akin to MT362
The common reference number as used in the original MT364 must be specified including the currency of the original transaction in the format below /CCY/CCCCCCCCCCCCCCCC CCY: Original Transaction Currency CCCCCCCCCCCCCCCC: Common reference as in 21 from the MT364
365
For payments being made from payer to payee covering a CCIRST using such means akin to MT362
The common reference number as used in the original MT365 must be specified including the currency of the original transaction in the format below /CCY/CCCCCCCCCCCCCCCC CCY: Original Transaction Currency CCCCCCCCCCCCCCCC: Common reference as in 21 from the MT365
400
For settlement of proceeds under a collection.
The common reference number as used in the original MT400 must be specified including the appropriate code (if metal) of the original transaction in the format below /CCY/CCCCCCCCCCCCCCCC CCY: Original Transaction Currency CCCCCCCCCCCCCCCC: Common reference
Proprietary & Confidential
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as in 21 from the MT400
405
For settlement of proceeds under a clean collection
The common reference number as used in the original MT405 must be specified including the currency of the original FX transaction in the format below /CCY/CCCCCCCCCCCCCCCC CCY: Original Transaction Currency CCCCCCCCCCCCCCCC: Common reference as in 21 from the MT405
600
For settlement of proceeds pertaining to a precious metal trade confirmation
The common reference number as used in the original MT600 must be specified including the currency of the original FX transaction in the format below /MMMM/CCCCCCCCCCCCCCCC MMMM: Refer to Section 22 CCCCCCCCCCCCCCCC: Common reference as in 21 from the MT600
800
Funds pertaining to cheques returned outside ICCS. From the presenting to the issuing bank.
/CccccccRrrrrrrrrrAaaaaaaaaaa cccccc: Cheque Number with leading zeros rrrrrrrrr: Routing Number with leading zeros aaaaaaaaaa: Account number with leading zeros
801
Excess funds pertaining to cheques erroneously presented and cleared from the presenting bank to the issuing bank.
/CccccccRrrrrrrrrrAaaaaaaaaaa cccccc: Cheque Number with leading zeros rrrrrrrrr: Routing Number with leading zeros aaaaaaaaaa: Account number with leading zeros
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802
Additional funds pertaining to cheques erroneously presented and cleared from the issuing bank to the presenting bank.
/CccccccRrrrrrrrrrAaaaaaaaaaa cccccc: Cheque Number with leading zeros rrrrrrrrr: Routing Number with leading zeros aaaaaaaaaa: Account number with leading zeros
900
Return of funds pertaining to an ACCEPTED message cancellation request for an original 102
The original UAEFTS File Id must be provided in this field, preceded by a “/”, followed by the sequence number preceded by a “/” /MMMYYMMDDSSSSSSS/ssssss
901
Return of funds pertaining to an ACCEPTED message cancellation request for an original 103
The original UAEFTS File Id must be provided in this field, preceded by a “/”, followed by the sequence number preceded by a “/” /MMMYYMMDDSSSSSSS/ssssss
902
Return of funds pertaining to an ACCEPTED message cancellation request for an original 202
The original UAEFTS File Id must be provided in this field, preceded by a “/”, followed by the sequence number preceded by a “/” /MMMYYMMDDSSSSSSS/ssssss
903
Return of funds pertaining to an ACCEPTED message cancellation request for an original 203
The original UAEFTS File Id must be provided in this field, preceded by a “/”, followed by the sequence number preceded by a “/” /MMMYYMMDDSSSSSSS/ssssss
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14. Customer Credit Transfer Rejection Codes 001
Unable to locate account.
002
Account closed
003
Invalid account number
004
Invalid account title
005
Account Dormant
006
Account Frozen
007
Customer Credits Blocked (Internal)
008
Customer Credits Blocked (Judiciary)
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15. Valid Queries Numbers in brackets, for example, (1), mean that supplementary information is required. This supplementary information must be the first information following the code number. When supplement (2) is used, that is, two different pieces of supplementary information are provided, the second piece of information should be preceded by a slash '/'. ID
Query
/1/
We appear not to have been debited so far.
/2/
We appear not to have been credited so far.
/3/
We have been advised that the beneficiary did not receive payment/cheque. Please state if and when the transaction was effected.
/4/
The beneficiary is unable to identify the transaction. Please send us full particulars.
/5/
The beneficiary cannot be located at the address you supplied. Please provide further particulars.
/6/
This transaction does not appear in your statement of account.
/7/
Are these duplicate payment instructions? (1) ...
/8/
The account you indicated is not held with us.
/9/
The account you indicated is held with us under another title. Please investigate and instruct us accordingly.
/10/
Please confirm whether the message is in order.
/11/
The interest calculation is incorrect. Our records indicate it should be (1) ...
/12/
The value date is incorrect. Our records indicate it should be (1) ... (YYMMDD)
/13/
Please send us a statement of this account for the period (1) ... (YYMMDD) to (2) ... (YYMMDD).
/14/
We cannot trace this transaction. Please send details. (If the query relates to a statement, and the copy fields are used, the statement line
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ID
Query must be present).
/15/
May we release the documents to the drawee free of payment?
/16/
We have not received your confirmation to date.
/17/
Please amend field (1) in our previous message to read (2).
/18/
Please authorise us to debit your account.
/19/
Please refund cover to credit of (1) ... (location/account).
/20/
Cheque/draft not debited as of closing balance of statement (1) ... (number) dated (2) ... (YYMMDD).
/21/
Cheque has been stolen/lost.
/22/
This item appears to be a duplicate of your entry dated (1) ... (YYMMDD) with reference (2) (16x). Please investigate and, in need, adjust with good value.
/23/
Please send us a copy of the truncated cheque with transaction reference ... (1)
/24/
Please send us the original of the truncated cheque with transaction reference ... (1)
/25/
Please send us the 'date of creation' of the cheque with transaction reference ... (1)
/26/
Please send us the 'place of creation' of the cheque with transaction reference ... (1)
/27/
Please send us the 'beneficiary's name' on the cheque with transaction reference ... (1)
/28/
Please send us 'how many signatures' on the cheque with transaction reference ... (1)
/29/
Please send us the 'endorser's name' on the cheque with transaction reference ... (1)
/30/
Amount protested by the Issuer
/31/
Cheque not identified by the Issuer (for example, beneficiary, place, date)
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ID
Query
/33/
Fraud suspicion
/34/
Potential rejection
/35/
Legal (for example, signature, amount)
/36/
We appear not to have received your reply to date.
/37/
Please confirm where you require cover to be provided.
/38/
Please confirm exact name and address of (1) ...
/39/
Beneficiary Bankers are unable to apply requested conditions.
/40/
Please advise costs to provide value (1) ... (YYMMDD).
/41/
We advise that beneficiary did not receive good value (1) ... (YYMMDD).
/42/
Please arrange to apply value (1) ... (YYMMDD).
/43/
As the beneficiary is not situated in (1) ..., we hereby consider your payment instruction as cancelled.
/44/
You have credited account (1) instead of (2).
/45/
We appear to have been overpaid by (1).
/46/
Our Institution was paid in error. Payment belongs to ...
/47/
We appear to have been charged incorrectly for this transaction.
/48/
Payment is pending execution. For reasons of regulatory requirements we request further information on the account number or unique identification of the party identified in field (1).
/49/
Payment is pending execution. For reasons of regulatory requirements we request further information on the name and/or address of the party identified in field (1).
/50/
Payment has been executed. For reasons of regulatory requirements we request further information on the account number or unique identification of the party identified in field (1).
/51/
Payment has been executed. For reasons of regulatory requirements we request further information on the name and/or address of the party identified in field (1).
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16. Valid Answers Numbers in brackets, for example, (1), mean that supplementary information is required. This supplementary information must be the first information following the code number. When supplement (2) is used, that is, two different pieces of supplementary information are provided, the second piece of information should be preceded by a slash '/'. ID
Answer
/1/
We hereby confirm that we carried out your instruction on (1) ... (YYMMDD) and paid (2) ... (Ccy-Amount) to beneficiary bank.
/2/
We hereby confirm that the transaction has been effected and advised on (1) ... (YYMMDD).
/3/
Further information about details of payment is as follows (1) ...
/4/
Identification and address of the beneficiary are as follows (1) ... (new field 58a/59).
/5/
The account should be with (1) ... (new field 57a)
/6/
Please credit the account (1) ... (new field 58a/59)
/7/
We confirm to you the regularity of the instruction mentioned in your query, with the following Authorisation Code/Test Key Code word (1) ...
/8/
We confirm amendment to your message as requested.
/9/
We are unable to comply with your amendment request.
/10/
We authorise you to debit our account.
/11/
Cover refunded to the credit of (1) ... (account/place).
/12/
Stop instructions are not acceptable. (Reason)
/13/
Stop instructions duly recorded. (Further details, where applicable)
/14/
Stop instructions valid until (1) ... (YYMMDD).
/17/
We confirm that correct value date has been applied.
/18/
We confirm that your enquiry is receiving our attention.
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ID
Answer
/19/
This represents our charge as per our tariff.
/20/
We confirm that these are not duplicate instructions.
/21/
Our entry relates to your above instruction.
/22/
Our entry relates to our above instruction.
/23/
Please amend field (1) ... to read (2) ...
/24/
Please consider our payment instruction as null and void.
/25/
We confirm currency has been changed from (1) to (2).
/26/
We confirm correct account (1) has been credited on (2).
/27/
Details relating to Treasury Deal are as follows ...
/28/
We confirm payment to your account on (1) for (2) has been made.
/29/
We confirm overpayment is due to the following reason(s) ...
/30/
We confirm early payment due to the following reason(s) ...
/31/
Please provide debit authority to reverse incorrect payment to your institution.
/32/
Charges incurred are for the following reason(s) ...
/99/
Please refer to lines 2-6 for the answer
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17. Messages When to Use What in UAEFTS This section attempts to, using examples, outline the message flows and when to use a specific type of message.
17.1.
Inter-bank Transfers
No.
The Need
Messages to use
01
To transfer one amount to the credit of one institution
202
02
To transfer multiple amounts to the credit of one institution
203
03
To transfer amounts to the credit of multiple institutions
203
04
To request for the refund of a credit applied due to the credit instruction in a previously transmitted and processed 202
292
05
To request for the refund of a credit applied due to one credit instruction in a previously transmitted and processed 203
292
06
To request for refund of multiple credits applied due to multiple credit instructions in a previously transmitted and processed 203
One 292 for every refund request
07
Seeking clarification from the sender for the credit instruction provided in a previously transmitted and processed 203
295
08
Seeking clarification from the sender for one or more credit instructions provided in a previously transmitted and processed 202
One 295 for every credit instruction
09
Responding to a 295
296
10
Credit instructions were received as part of a 202 or 203. Instructions were not clear; so a query was raised using 295. The response was received in a 296 and this forced the original receiver to return the funds. To return the funds use
202 for returning the funds with a 299 to advise the original sender the circumstances that forced the return of funds.
11
To honor a refund request
202 for returning the funds with a 299 to advise acceptance of the refund request.
12
To reject a refund request
299 to advise inability to
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No.
17.2.
The Need
Messages to use honor a refund request.
Customer Transfers
No.
The Need
Messages to use
01
To transfer amount from one payer favoring a single payee at another institution
103
02
To transfer amount from one payer favoring many payees at one or more other institution
102
03
To request for the refund of a credit instructed in a previously transmitted and processed 103
192
04
To request for the refund of multiple credits instructed in a previously transmitted and processed 102
One 192 for every refund request
05
Seeking clarification from the sender for the credit instruction provided in a previously transmitted and processed 103
195
06
Seeking clarification from the sender for one or more credit instructions provided in a previously transmitted and processed 102
One 195 for every credit instruction
07
Responding to a 195
196
08
Credit instructions were received as part of a 102 or 103. Instructions were not clear; so a query was raised using 195. The response was received in a 196 and this forced the original receiver to return the funds. To return the funds use
202 for returning the funds with a 199 to advise the original sender the circumstances that forced the return of funds.
09
To honor a refund request
202 for returning the funds with a 199 to advise acceptance of the refund request.
10
To reject a refund request
199 to advise inability to honor a refund request.
11
To claim charges against credit instructions, received as part of a 102/103; where the charge code was “OUR”
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No.
17.3.
The Need
Messages to use claimed within one business day of receipt of the original 102/103.
WPS Funding Account
No.
The Need
Messages to use
01
To fund your own WPS Funding Accounts
001
02
To lodge a request to fund your WPS Funding Account to a BANK
002
03
To fulfill a lodged WPS Funding Transfer request
003
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18. Messages Received & Messages Generated The table below summarizes the messages generated by UAEFTS based on the messages received. In all cases, if the received message is found to be unfit for further processing, a NAK will be generated. The table below lists the message(s) generated only when the message received is accepted for further processing. No. Message When Accepted for Subsequent to successful posting From Processing of accounting entries Sending For For For Sending For Receiving Participant Sending Receiving Participant Participant Participant Participant 202
ACK
N/A
900
910 + 202
203
ACK
N/A
900
910 + 202 OR 910 + 203
292
ACK
292
N/A
N/A
295
ACK
295
N/A
N/A
296
ACK
296
N/A
N/A
299
ACK
299
N/A
N/A
102
ACK
N/A
900
910 + 102 OR 910 + 103
103
ACK
N/A
900
910 + 103
191
ACK
N/A
910
900 + 191
192
ACK
192
N/A
N/A
195
ACK
195
N/A
N/A
196
ACK
196
N/A
N/A
199
ACK
199
N/A
N/A
001
ACK
N/A
900
N/A
002
ACK
002
N/A
N/A
003
ACK
N/A
900
910 + 003
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19. File Naming Examples This section presents examples of message file flows in the UAEFTS 3.0. Examples are based on an assumed business date of 12NOV2010 (12/11/2010).
19.1.
19.2.
Legends Legend
Description
MSP
Message Sending Participant
MRP
Message Receiving Participant
FTS
The CBUAE Funds Transfer System
TEP
The CBUAE Transaction processing & Enquiry Portal
ACK
Full / Partial Acceptance of a Message File
NAK
Rejection of a Message File
RCF
Received Checksum File
GCF
Generated Checksum File
FTSID
UAEFTS Unique Message Id
DCM
Debit Confirmation Message
CNM
Credit Notification Message
MFN
Message File Name
Entities Used and their preferences Participant
Participant Id
Sending
Receiving
A
020 302020120 AAAA
SWIFT (S)
SWIFT (S)
B
030 403020135 BBBB
CBUAE (C)
CBUAE (C)
C
033 903320106 CCCC
SWIFT (S)
CBUAE (C)
D
044 804520101 DDDD
CBUAE (C)
SWIFT (S)
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19.3.
Examples
19.3.1.
E001 - Single Institutional Transfer Message
MSP MRP Narrative
From Sender
A B Message from A to FTS to effect a funds transfer from their account to the account of B. S202020000001101112101010.FTS S202020000001101112101010.FTS.SHA
Processing FTSID 2021011120000001 For Sender S2020200000011011121010102021011120000001.NAK Notes
19.3.2.
E002 - Single Institutional Transfer Message
MSP MRP Narrative
From Sender Processing FTSID For Sender Posting Files Generated
A B Message from A to FTS to effect a funds transfer from their account to the account of B. S202020000002101112101010.FTS S202020000002101112101010.FTS.SHA 2021011120000002 S2020200000021011121010102021011120000002.ACK For Sending Participant (A) DCM: 020S9002021011120000002.FTR GCF: 020S9002021011120000002.FTR.SHA For Receiving Participant (B) CNM: 030C9102021011120000002.FTR GCF: 030C9102021011120000002.FTR.SHA
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MFN: 030C2022021011120000002.FTR GCF: 030C2022021011120000002.FTR.SHA Notes
19.3.3.
E003 - Multiple Institutional Transfer Message
MSP MRP Narrative
From Sender Processing FTSID For Sender Posting Files Generated
A B, C Message from A to FTS to effect a funds transfer from their account to the accounts of B and C. There are only one transfer instruction each to B and C. S203020000003101112101010.FTS S203020000003101112101010.FTS.SHA 2031011120000001 S2030200000031011121010102031011120000001.ACK For Sending Participant (A) DCM: 020S9002031011120000001.FTR GCF: 020S9002031011120000001.FTR.SHA For Receiving Participant (B) CNM: 030C9102031011120000001.FTR GCF: 030C9102031011120000001.FTR.SHA MFN: 030C2022031011120000001.FTR GCF: 030C2022031011120000001.FTR.SHA For Receiving Participant (C) CNM: 033C9102031011120000001.FTR GCF: 033C9102031011120000001.FTR.SHA MFN: 033C2022031011120000001.FTR GCF: 033C2022031011120000001.FTR.SHA
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Notes
19.3.4.
E004 - Multiple Institutional Transfer Message
MSP MRP Narrative
From Sender Processing FTSID For Sender Posting Files Generated
A B, C Message from A to FTS to effect a funds transfer from their account to the accounts of B, C and D. One transfer to B; 3 transfers to C & 5 transfers to D S203020000004101112101010.FTS S203020000004101112101010.FTS.SHA 2031011120000002 S2030200000041011121010102031011120000002.ACK For Sending Participant (A) DCM: 020S9002031011120000002.FTR GCF: 020S9002031011120000002.FTR.SHA For Receiving Participant (B) CNM: 030C9102031011120000002.FTR GCF: 030C9102031011120000002.FTR.SHA MFN: 030C2022031011120000002.FTR GCF: 030C2022031011120000002.FTR.SHA For Receiving Participant (C) CNM: 033C9102031011120000001.FTR GCF: 033C9102031011120000001.FTR.SHA MFN: 033C2032031011120000002.FTR GCF: 033C2032031011120000002.FTR.SHA For Receiving Participant (D)
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CNM: GCF: MFN: GCF:
033S9102031011120000001.FTR 033S9102031011120000001.FTR.SHA 033S2032031011120000002.FTR 033S2032031011120000002.FTR.SHA
Notes
19.3.5.
E005 – Single Customer Credit Transfer Message
MSP MRP Narrative
From Sender Processing FTSID For Sender Posting Files Generated
B A Message from B to FTS to effect a funds transfer from their account to the accounts of A favoring a customer of B S103030000005101112101010.FTS S103030000005101112101010.FTS.SHA 1031011120000001 S1030300000051011121010101031011120000001.ACK For Sending Participant (B) DCM: 030C9001031011120000001.FTR GCF: 030C9001031011120000001.FTR.SHA For Receiving Participant (S) CNM: 020S9101031011120000001.FTR GCF: 020S9101031011120000001.FTR.SHA MFN: 020S1031031011120000001.FTR GCF: 020S1031031011120000001.FTR.SHA
Notes
19.3.6.
MSP
E006 – Multiple Customer Credit Transfer Message
B
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MRP Narrative
From Sender Processing FTSID For Sender Posting Files Generated
A Message from B to FTS to effect a funds transfer from their account to the account of A favoring a customers of A C102030000005101112101010.FTS C102030000005101112101010.FTS.SHA 1021011120000002 C1020300000051011121010101021011120000002.ACK For Sending Participant (B) DCM: 030C9001021011120000002.FTR GCF: 030C9001021011120000002.FTR.SHA For Receiving Participant (S) CNM: 020S9101021011120000002.FTR GCF: 020S9101021011120000002.FTR.SHA MFN: 020S1021021011120000002.FTR GCF: 020S1021021011120000002.FTR.SHA
Notes
19.3.7.
E008 – Multiple Customer Credit Transfer Message
MSP MRP Narrative
From Sender
B A; C Message from B to FTS to effect a funds transfer from their account to the account of A & C favoring a customers of A and one customer of C C102030000006101112101010.FTS C102030000006101112101010.FTS.SHA
Processing FTSID 1021011120000003 For Sender C1020300000051011121010101021011120000003.ACK Proprietary & Confidential
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Posting Files Generated
For Sending Participant (B) DCM: 030C9001021011120000003.FTR GCF: 030C9001021011120000003.FTR.SHA For Receiving Participant (A) CNM: 020S9101021011120000003.FTR GCF: 020S9101021011120000003.FTR.SHA MFN: 020S1031021011120000003.FTR GCF: 020S1031021011120000003.FTR.SHA For Receiving Participant (C) CNM: 033C9101021011120000003.FTR GCF: 033C9101021011120000003.FTR.SHA MFN: 033C1021021011120000003.FTR GCF: 033C1021021011120000003.FTR.SHA
Notes
19.3.8.
E009 – Refund Request of a 202/203 Message
MSP MRP Narrative From Sender Processing FTSID For Sender Posting Files Generated
B A Message from B to FTS to request a refund of funds previously transferred 202/203 message C292030000001101112101010.FTS C292030000001101112101010.FTS.SHA 2921011120000001 S2920300000011011121010102921011120000001.ACK For Receiving Participant (A) MFN: 020S2922921011120000001.FTR GCF: 020S2922921011120000001.FTR.SHA
Notes Proprietary & Confidential
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19.3.9.
E009 – Refund Request of a 102/103 Message
MSP MRP Narrative From Sender Processing FTSID For Sender Posting Files Generated
B A Message from B to FTS to request a refund of funds previously transferred 102/103 message C192030000001101112101010.FTS C192030000001101112101010.FTS.SHA 1921011120000001 S1920300000011011121010101921011120000001.ACK For Receiving Participant (A) MFN: 020S1921921011120000001.FTR GCF: 020S1921921011120000001.FTR.SHA
Notes
19.3.10. E010 – Query Pertaining to a 202/203 Message
MSP MRP Narrative From Sender Processing FTSID For Sender Posting Files Generated
B A Query message from B to FTS for previously transferred 202/203 message C295030000001101112101010.FTS C295030000001101112101010.FTS.SHA 2951011120000001 S2950300000011011121010102951011120000001.ACK For Receiving Participant (A) MFN: 020S2952951011120000001.FTR GCF: 020S2952951011120000001.FTR.SHA
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Notes
19.3.11. E011 – Query Pertaining to a 102/103 Message
MSP MRP Narrative From Sender Processing FTSID For Sender Posting Files Generated
B A Query message from B to FTS for previously transferred 102/103 message C195030000001101112101010.FTS C195030000001101112101010.FTS.SHA 1951011120000001 S1950300000011011121010101951011120000001.ACK For Receiving Participant (A) MFN: 020S1951951011120000001.FTR GCF: 020S1951951011120000001.FTR.SHA
Notes
19.3.12. E012 – Answers Pertaining to a 295 Message
MSP MRP Narrative From Sender
A B Answer message from A to FTS for previously transferred 295 message S296020000001101112101010.FTS S296020000001101112101010.FTS.SHA
Processing FTSID 2961011120000001 For Sender S2960200000011011121010102961011120000001.ACK Posting Files For Receiving Participant (B) Proprietary & Confidential
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Generated
MFN: 030C2962961011120000001.FTR GCF: 030C2962961011120000001.FTR.SHA
Notes
19.3.13. E011 – Answers Pertaining to a 195 Message
MSP MRP Narrative From Sender Processing FTSID For Sender Posting Files Generated
A B Answer message from B to FTS for previously transferred 195 message S196020000001101112101010.FTS S196020000001101112101010.FTS.SHA 1961011120000001 S1960300000011011121010101961011120000001.ACK For Receiving Participant (B) MFN: 030C1961961011120000001.FTR GCF: 030C1961961011120000001.FTR.SHA
Notes
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20. ISO Currency Codes Refer to http://www.iso.org/iso/support/currency_codes_list-1.htm for the latest list of alphabetic currency codes.
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21. ISO 3166 Country Codes Refer to http://www.iso.org/iso/country_codes/iso_3166_code_lists.htm for the updated list of country codes.
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UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
22. Codes for Metals & Coins GOLD
Gold
SILV
Silver
PLAT
Platinum
PALL
Palladium
RHOD
Rhodium
RUTH
Ruthenium
OSMI
Osmium
IRID
Iridium
AMEG
AMERICAN EAGLE
ANUG
AUSTRALIAN NUGGET
CORO
AUSTRIAN CORONA
BRIT
BRITANNIA
DUCA
DUCAT FOURFOLD SINGLE
FRFR
FRENCH FRANCS
GECU
GOLDEN ECU
KRUG
KRUGER RAND
LBTY
LIBERTY DOLLAR
MAPL
MAPLE
MEXP
MEXICAN PESO
NSOV
NEW SOVEREIGN
NOBL
NOBLE
OSOV
OLD SOVEREIGN
SAEG
SILVER AMERICAN EAGLE
SECU
SILVER ECU
Proprietary & Confidential
Page 186 of 187
UAE Funds Transfer System (UAEFTS)
System Specifications Manual Document Code: UAEFTS-SSM01
STAT
STATUE
VREN
VRENELI
COIN
OTHER COINS
Proprietary & Confidential
Page 187 of 187
