Ladue School District provides the following employer-paid insurance benefits for eligible employees. INSURANCE PLAN Medical Insurance Dental Insurance Vision Exam Insurance Long Term Disability Insurance Life and AD&D Insurance ($75,000 policy)
COMPANY Anthem Delta Dental VSP MetLife MetLife
Note: Employees may purchase medical, dental and vision insurance coverage for dependents through payroll deduction. Insurance rates are listed on the next page.
The following programs and services are available to eligible employees. •
Employee Assistance Program (EAP)
•
Section 125 Plan: Pre-tax Payment of Insurance Premiums; Medical and Dependent Daycare Flexible Spending Accounts; Health Savings Account
•
Cancer, Critical Illness, Accident, Life and Disability Insurance Plans for Employee and Family
Contributions and Dues Paid Through Payroll Deduction o 403(b) and 457 Retirement Plans o MSTA and NEA Dues o Missouri Saving for Tuition (MOST), 529 College Savings Plan o United Way and Arts & Education Council Contributions
Public School & Education Employee Retirement Systems of Missouri www.psrs-peers.org PSRS (certificated staff) Contribution Rate: 14.5% of salary and district-paid medical, dental and vision premiums Note: Members who hold positions that are covered by Social Security contribute two-thirds the full contribution rate to PSRS.
PEERS (non-certificated staff) Contribution Rate: 6.86% of salary and district-paid medical, dental and vision premiums
2017-18 MONTHLY INSURANCE RATES July 1, 2017 - June 30, 2018 2017-18 Monthly Insurance Rates MEDICAL INSURANCE: Anthem Lumenos HSA High Deductible Health Plan (HDHP) with Health Savings Account (HSA) Employee Spouse Dependents (1 or more children) Family (spouse & children) DENTAL INSURANCE: Delta Dental Delta Dental PPO Employee Spouse Dependents (1 or more children) Family (spouse & children) VISION INSURANCE: VSP VSP Choice Employee Exam Employee Exam & Materials Employee & Family Exam Employee & Family Exam & Materials LIFE & LONG-TERM DISABILITY INSURANCE: MetLife Life and AD&D Insurance ($75,000 Benefit Amount) Employee Long Term Disability Insurance Employee
(c) Other long-term employee benefits, which may include long-service leave or sabbatical leave, jubilee or other long-service benefits, long-term disability ...
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