consumer math curriculum map Day 1 2
Lesson Add and Subtract Multiply and Divide
3
Rounding
4 5 6 7
Estimate Test Central Tendencies M&M Project
8
Finding a Job (3.1)
9
Computing Pay (3.2)
10 11
Tips (3.3) Social Security (3.4)
12 13 14
Guessing and Checking (3.5) Review Test (Chapter 3)
15
Hourly Wages and Overtime Pay (4.1)
16
Time Sheets and Time Cards (4.2)
17
Salary (4.3)
18
Piecework (4.4)
19
Commission (4.5)
20
Payroll Deductions and Net Pay (4.6)
Health Insurance (4.7)
22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38
Life Insurance (4.8) Review Test (Chapter 4)
Standard
Notes Student will be able to add and subtract without calculator. Student will be able to mulitply and divide without calculator. Student will be able to round to the ones, tens, hundreds, tenths, and hundredths. Student will be able to estimate by rounding to the far left before adding, subtracting, multiplying or dividing and will round to whole number when dealing with fractions before doing the operation. Student will be able to find mean, median, mode and range. Student will use central tendencies to finish M&M project. Student will be able to understand the practical aspects of job hunting, computer total pay, and compare earnings. Student will be able to computer pay, given hours worked, and hourly wage or weekly pay. Student will be able to compute the amount of tips, and compute total earning from wages and tips. Student will be able to compute FICA contributions. Student will be able to solve problems by using guessing and checking. practices Student will be able to computer regular pay and overtime pay. Student will be able to compute time sheets and compute hours worked. Student will be able to compute weekly, monthly, semimonthly, or biweekly pay, given annual salaries and compute annual salries. Student will be able to compute piecework pays give piece rates and number of items produced, and find numbers of itmes produced when given piece reates and pays desired. Student will be able to compute straight commissions and compute pay composed of salary plus commission. Student will be able to compute net pay when given gross pay and payroll deductions, and compute annual payroll deductions. Student will be able to compute insurer's and insured's shares of medical bill and computer insured's share of health insurance costs. Student will be able to identify the differences between term and straight life insurance and compute life-insurance premiums using rate tables. practices and pages in book
Resources
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Early Release (A DAY)
consumer math curriculum map Day
Lesson
1
Going to Movies and Shows (5.1)
2
Going to Parks and Sports Events (5.2)
3
Hobbies (5.3)
4
Sports Equipment and Fees (5.4)
5
Health Clubs and Fitness Classes (5.5)
6 7 8
Interpreting a Remainder (5.6) Review Test (Chapter 5)
9
Buying Audio and Vdeo Equipment (6.1)
10
Buying Clothes (6.2)
11
Sales Tax (6.3)
12
Catalog Shopping (6.4)
13
Buying Food (6.5)
14
Eating in a Restaurant (6.6) Review Test (Chapter 6)
16
17 18
Checking Accounts (7.1) Reconciling a Checking Account Statement (7.2)
19
Savings Accounts (7.3)
20 21 22 23
Simple and Compound Interest (7.4) review Test (Chapter 7) Checkbook Project
24
Using Credit Cards (8.1)
25
Credit Finance Charges (8.2)
26
Overdraft Checking (8.3)
27
Taking Out a Loan (8.4)
Standard
Notes Student will be able to compute the cost of attending a movie or show with fixed or variable ticket prices and compute change. Student will be able to compute the total cost of tickets for parks and sports events, decide whether all-day pass or pay seperate is better deal, and compute change. Student will be able to compute costs of hobby material and compute change. Student will be able to compute the equipment fees, use fees, and transportation cost of an activity to find total cost, and to buy or rent equipment. Student will be able to compute the cost per visit of a health club or fitness class membership. Student will be able to solve problems by interpreting quotients and remainders. practices and pages from book Student will be able to compute the sale price of a discounted item, compute the discount rate, and compute the marked-up price of an item. Student will be able to estimate and compute the cost of a purchase and compute the change from purchase. Student will be able to compute sales tax on a purchase and find total cost. Student will be able to complete a catalog purchase order form. Student will be able to determine whether a labeled price makes sense, use unit prices to determine the better buy, and compute the total cost of a purchase using coupons. Student will be able to use a menu to estimate the cost of meal, and compute the cost of meals including tax and tip.
Student will be able to write checks and complete checking account deposit slips, and compute a running balance in a check register. Student will be able to reconcile a bank statement balance with a check register balance. Student will be able to complete savings account deposit and withdrawal slips, and compute a running savings account passbook balance. Student will be able to compute simple interest, using interest formula, and compute compound interest with and without a table.
Student will be able to read a credit card receipt and read a credit card statement. Student will be able to compute an unpaid credit balance and identify new charges, credit finance charge using fixed or variable rates, and compute a new balance. Student will be able to compute overdraft checking finance charge (interest) and new balance and sum of the daily balances. Student will be able to compute the amount of interest for a loan, compute the total amount to be repaid, and compute a monthly loan payment.
Resources
consumer math curriculum map
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Installment Buying (8.5) Finding a Pattern (8.6) review Test (Chapter 8) Final Exam (Semester 1)
Student will be able to compute an installment price, and compute the finance charge for an installment plan. Student will be able to solve problems by finding a pattern.
Early Release
consumer math curriculum map Day
Lesson
1
Buying a Car (9.1)
2
Automobile Loans (9.2)
3
Automobile Operating Expenses (9.3)
4
Automobile Insurance (9.4)
5 6 7
Renting a Car (9.5) review Test (Chapter 9)
8 9
Estimating Distances and Travel Times (10.1) Using a Map (10.2)
10
Bus and Tain Travel (10.3)
11
Air Travel (10.4)
12 13
Using Subways (10.5) Taxi Fares (10.6)
14 15 16
Determining the Cost of a Trip (10.7) review Test (Chapter 10)
17
Reporting Income (11.1)
18 19
Federal Income Taxes (11.2) Using Tax Form 1040EZ (11.3)
20 21
Itemized Deductions (11.4) State and City Income Taxes (11.5)
22 23 24
Projecting Estimates (11.6) review Test (Chapter 11)
25
Renting an Apartment (12.1)
26
Buying a House (12.2)
27
Buying a Condominium (12.3)
Standard
Notes Student will be able to read and interpret a new-car sticker, and compute the amount owed for a new car. Student will be able to compute the amount you need to finance to buy a new car and compute the finance charge for an auto loan. Student will be able to estimate how many miles a car can go on a gallon of gas, estimate the cost of gas for a trip, and estimate maintenance and repair costs. Student will be able to identify the different types of auto insurance, compute yearly bas insurance premiums, and compute rated yearly insurance premiums. Student will be able to compute the cost for a rental car and estimate rental car costs.
Student will be able to use a mileage chart to estimate and compute travel distances, and estimate and compute travel times. Student will be able to solve problems by using a map. Student will be able to read and interpret a bus or train schedule, and dtermine elapsed time from a bus or train schedule. Student will be able to read and interpret an airline flight schedule and a fare schedule, and determine elapsed time between time zones. Student will be able to use subway map to determine routes, and read and interpret a subway fare schedule and a travel time chart. Student will be able to determine taxi fares including a tip. Student will be able to determine the cost of a trip including gasoline or a car rental, meals, and hotels.
Student will be able to read W-2 and 1099-INT forms to identify compensation and compute gross income. Student will be able to compute Adjusted Gross Income, find the federal tax in a tax table, and compute the income tax owed or refund due. Student will be able to complete form 1040EZ. Student will be able to identify allowable federal tax itemized deductions, and choose whether to use itemized deductions or the standard deduction. Student will be able to compute state and city income taxes. Student will be able to solve problems by projecting estimates.
Student will be able to compute the maximum amount that a person should be able to afford to rent, compute the monthly costs for rent and utilities, and compute apartment move-in costs. Student will be able to compute the maximum amount that a person should be able to afford to borrow when buying a house, and maximum to spend on a house, and compute appreciated value of a house. Student will be able to compute monthly payment for a condo, and compute the minimum gross monthly pay needed to afford a condo.
Resources
consumer math curriculum map
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Getting a Mortgage (12.4)
29
Real Estate Taxes (12.5)
30
Homeowner's Insurance (12.6)
31
Utilities (12.7)
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Decorating and Remodeling (12.8) review Test (Chapter 12)
Student will be able to use a mortgage payment table to find monthly payments, and compute mortgage closing closts, including points. Student will be able to compute the assessed valuation of a property, compute annual real estate tax, and compute the monthly mortgage and real estate payments to a bank. Student will be able to compute the coverages provided by homeowner's insurance policies. Student will be able to read an electric meter, compute the cost of electricity, compute the cost of gas, and compute the cost of water. Student will be able to compute the amount of paint needed and cost of paint, compute the cost of remodeling, and determine the dimensions of a scale drawing.
Early Release
consumer math curriculum map Day
Lesson
1
Carpentry (13.1)
2
Plumbing (13.2)
3
Electrical Contracting (13.3)
4
Painting (13.4)
5
Masonry (13.5)
6 7 8
Drawing a Diagram (13.6) review Test (Chapter 13)
9
Advertising (14.1)
10
Sales (14.2)
11
Travel (14.3)
12
Manufacturing (14.4)
13
Health Care (14.5)
14 15 16
Communications (14.6) review Test (Chapter 14)
17
Purchasing Power (15.1)
18
Fixed and Variable Expenses (15.2)
19
Budgeting Expenses (15.3)
20
The Costs of Raising a Family (15.4)
21 22 23 24 25 26 27 28 29 30
Determing Net Worth (15.5) review Test (Chapter 15) Final Exam
Standard
Notes Student will be able to estimate the costs of carpentry projects, and compute board feet adn the costs of lumber orders. Student will be able to compute inside and outside diameter of pipes, and compute the costs of plumbing supplies and labor charges. Student will be able to compute the quantities and costs of electrical supplies an labor charges. Student will be able to find the areas of walls, determine the amount of paint needed for a job, and compute the cost of paint and labor charges. Student will be able to compute the number of bricks and the amount of cement needed for a job, and compute the costs of bricks and cement. Student will be able to solve problems by drawing a diagram.
Student will be able to compute the number of columninches in a newspaper ad and find the costs of placing newspaper ads. Student will be able to interpret the line graphs and draw conclusions from data, and draw line graphs from tables of data. Student will be able to convert daollar amounts to other currencies, and convert money amounts of other currencies to dollars. Student will be able to determine the number of manufactured items to be tested for quality control, and predict the number of defective tiems on an assembly line. Student will be able to determine appropriate dosages for administering medication, and compute the drop rate for IV fluids. Student will be able to schedule radio time and compute radio and tv ad income.
Student will be able to compute the inflation rate and compute purchasing power after inflation. Student will be able to identify fixed, living, and annual expenses, and compute the amount to budget for fixed, living and annual expsenses. Student will be able to analyze monthly budget sheet, complete monthly buget sheet and compute monthly expenses. Student will be able to identify the long-term costs of raising a family, compute annual and total costs of raising a child, and computer annual and total costs of education for child. Student will be able to identify assets and liablilites, determine total assets and liabilities, and compute net worth.
Resources
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Early Release
