Iron City Insurance and Investments, Inc Flood Program Attached are a few highlights orthe new pri vate fl ood program that I mentioned this morning in addition to a few rate sheets. If you have any additional quest ions or have a cl ient that needs insurance please fecI free 10 call (or email) me anytime. • • • • •
The age of the home is not a factor in rating a policy - so pre-firm or post-firm does not matter Only a 7 day waiting period (not 30 days). No wait if buying with a mortgage. No elevation certificate is req uired Accepted by 99.9% of all lenders A client can cancel their current policy and change to this policy at any time (if it make sense for them to do so)
The Private Flood Prog ram IS available for: Single Family Dwelling and 2 to 4 Unit Residential Buildings located in Florida
The Private Flood Program IS NOT available for: Properties that have experienced a prior flood loss within the last five years, mobile homes, condomi nium units , commercial properties, or a property that has been designated by a duly constituted State or local authority to be in violation of State or local floodplain management regulations (Section 1316). Properties located in CBRA area, NFIP non -participating communities , a community under NFIP probation , or the Emergency Program. Keep in mind that if you have an elevation certificate and the home is at or above the base flood elevation they will probably be better off going with the standard NFIP policy.
A·Zone Gulf Coast 1·4 Residential Dwelling Rate Chart ... ,,- .. s.t. ~ ..... ~~~
Contents Coverage ~
E ~ ~
8 C 1)
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1100,000 1150,Il00 1200.Il00 1250,Il00
10
125.000
150.000
1100,000
11.669
It'"
It'"
$.l,2B
sun
$2.157
SJ.266
",'"
13m
su~
".0<5
14.262
" ,0!5
$I,m
U.W
$.S.66'
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V-Zone Residential Dwelling Rate Chart pz.s....,."..e J5_a~_ "~ IIf ~'
Contents Coverage
e
:>
a C
, ~
31 , ~
5100.000 $1SO.000 5200.000 $250.000
so
525,000
lSO,OOO
5100,000
n.7J4
"',642
U ,549
$7.363
suo
$6,45&
Sl,lU
S9,171
Sl.J6J
SU70
S9,fn
StU91
S9,171
$10,1)44
SIO,991
S12,a05
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(attached rale sheet is as o r loday 11 / 14/20 13 and subj ect to change) Je ff Nungesser. Owner I Agent Iron Cit)' Insurance and Investments. Inc
5 104 N. Lockwood Ridge Rd #303·B Sarasota, FL 34234 94 1-256-3900 - phone 941-444 -2564 - fax 941-763-'577 - ce ll C hec k o ul our :1 11 nc" \VchS it c \\ w\\
.ironc itvii.com