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SBI - CLERKS GENERAL AWARENESS 1. Which banks accept deposits from the public and lend them mainly to commerce for short periods? 1) Central Bank 2) Development Bank 3) Commercial Bank 4) Industrial Bank 5) None 2. Commercial banks are not merely purveyors of money, but also ........ of money. 1) Trustee 2) Agents 3) Manufacturers 4) Agents 5) None of above 3. When an individual bank carries on banking business with a network of branches spread all over the country, it is called........ 1) All banking 2) Unit banking 3) Branch banking 4) Mixed banking 5) Yellow banking 4. Branch banking is otherwise called as...... 1) Non-Localized banking 2) Delocalized banking 3) Internal banking 4) Localized banking 5) Chain banking 5. A major change seen in the banking sector of India after nationalization of Banks is ....... 1) Expansion of bank branches 2) Computerization of banks 3) Cut throat competition in Banking sector 4) Passing of Banking Regulation Act 5) Establishment of RBI 6. Which bank is the largest bank by branch network in the world?

Visit for more current affairs : www.jobs2day.in 1) SBI 2) HSBC 3) ICBC 4) Citi Bank 5) RBS 7. Which banking evolves customers to operate their bank accounts and avail banking services from any branch of the bank on CBS (Core Banking Solution) network regardless of where he maintains his account is called... 1) One banking 2) Mixed banking 3) Core banking 4) Unit banking 5) Branch banking 8. Core banking is a ...................... branch computerization model. 1) centralized 2) unity 3) decentralized 4) ATM 5) worth of crores of rupees 9. Banking operations are carried through a single banking office is ....... 1) Unity banking 2) Unit banking 3) Branch banking 4) Commercial banking 5) Computerized banking 10. Group banking means ........ 1) The branches of all banks set up in a village as a banker group 2) Banks regulated by a group or association 3) Banks not permitted to run alone except with other banks as a group 4) Banks run in a group under Indian Banks Association 5) None 11. Group bank flourished in ....... 1) Africa 2) Europe 3) Asia 4) South America 5) None 12. The bank mobilize the small savings of the middle and low income groups called......

Visit for more current affairs : www.jobs2day.in 1) Narrow bank 2) Privilege bank 3) Agricultural bank 4) Commercial bank 5) Savings bank 13. E-banking stands for ...... 1) End banking 2) Earn banking 3) Evolve banking 4) Electrical banking 5) Electronic banking 14. Which of the following is not the form of Ebanking? 1) Internet banking 2) Electronic cheque conversion 3) Direct Deposit in Bank 4) Mobile banking 5) All of above come under Electronic banking 15. Which banking evolved as a result of combining technology and traditional bank services through websites, where the customers use to access their bank accounts? 1) Card Banking 2) Home Banking 3) Internet Banking 4) Television Banking 5) Mortar Banking 16. A kind of banking and financial service that gives a real-time,mobile access to customers on the move is called ...... 1) Mobile Banking 2) Roll Banking 3) Tell Banking 4) Branch Banking 5) None 17. The greatest advantage of Internet Banking is......... 1) person need not attend the bank personally 2) requirements of staff at bank branches gets optimized 3) can access from anywhere in the world 4) round the clock service 5) All of above

Visit for more current affairs : www.jobs2day.in 18. Any bank intending to offer Internet Banking services to the public must obtain an approval for the same from........ 1) Reserve Bank of India 2) Government of India 3) State governments 4) IRDA 5) SEBI 19. The use of personal computers at home for conducting their banking operation with their banks is called ...... 1) Anywhere Banking 2) Mobile Banking 3) Internet Banking 4) Priority Banking 5) Home Banking 20. A method of paperless banking to augment environment conservation through paperless banking transactions, which are also faster than conventional transactions is called ..... 1) Green Banking Channel 2) Red Banking Channel 3) White Banking Channel 4) Block Banking Channel 5) All of above 21. A banking system in which banks provide a wide variety of financial services, including both commercial and investment service is called ..... 1) Universal Banking 2) Shore Banking 3) Code Banking 4) Wide Banking 5) None 22. A banking system under which the banks are to raise low cost funds and invest such funds in low risk assets such as government securities is called? 1) Narrow banking 2) Color banking 3) Security banking 4) Wholesale banking 5) Retail banking 23. The process of consultation, leasing, portfolio services, assets management, euro credit, Loan syndication and other allied services undertaken by .......

Visit for more current affairs : www.jobs2day.in 1) Prosper banking 2) Middle banking system 3) Facsimile banking 4) Trench banking 5) Merchant banking 24. Wholesale Banking means ..... 1) the customers should buy all the products like deposits and loans. 2) Banks give the loans to wholesale shops only. 3) Banking services between merchant banks and other financial institutions. 4) Banking services between Reserve Bank of India and other banks in India. 5) Banking services between Government of India and other financial institutions. 25. Which bank has launched the country's first contactless debit and credit cards on 7 January 2015? 1) HDFC 2) SBI 3) ICICI 4) Union Bank of India 5) Yes Bank 26. The new contactless debit and credit cards of ICICI Bank make payments just waving the card near POS instead of swiping the same. POS stands for .... 1) Position of Terminals 2) Pioneer of Terminals 3) Push of Turning 4) Pole of Terminals 5) Point of Terminals 27. Contact less cards use NFC technology provides customers improved convenience of speed and security over traditional cards. NFC stands for......? 1) National Field Communication 2) Near Front Communication 3) Near Field Communication 4) Near Field Contacts 5) Near Fold Communication 28. The abbreviation list given. Locate the wrong option. 1) OLTAS - Online Tax Accounting System 2) OMO - Open Market Operations 3) PACS - Primary Agricultural Credit Societies 4) PDO - Public Debt Office 5) PIN - Personal Indication Number

Visit for more current affairs : www.jobs2day.in 29. New nation join as 19th member in Euro currency zone on 1 January 2015 is....... 1) Estonia 2) Latvia 3) Belarus 4) Lithuania 5) Poland 30. ATP World Tennis Championship in Abu Dhabi won by ....... 1) Andy Murray 2) Rafael Nadal 3) Stanislas Wawarinka 4) Roger Federer 5) None of above 31. On 2 January 2015, the Indian - origin man J Y Pillay was reappointed as the top advisor to ..... 1) USA President 2) UK Queen 3) AP Chief Minister 4) Telangana Government 5) Singapore President 32. Thomas Piketty written ‘Capital in the 21st Century’. He belongs to....... 1) USA 2) Germany 3) Japan 4) Sweden 5) France 33. Government of India raised Rs.2 excise duty on Petrol and Diesel per litre to.... 1) promote Incredible India Programme 2) fund the ambitious infrastructure development programme 3) fund Sardar Vallabhai Patel National Urban Housing Mission 4) promote Swatch Bharat Mission 5) fund 102nd Science Congress Summit 34. Who was appointed as the Non-Executive Chairman of HDFC bank Ltd on 2 January2015? 1) K.V. Kamath 2) Sanjiv Misra 3) Shyamala Gopinath 4) Uday Kotak 5) P.J. Nayak

Visit for more current affairs : www.jobs2day.in 35. In 1993, the central government formed Malhotra Committee to bring reforms in insurance sector. Pick up incorrect statements. 1) R.N. Malhotra submitted the report in 1994. He is the ex-governor of R.B.I. 2) Government stake in the insurance companies must be brought down to 50%. 3) Government should take over the holdings of GIC and its subsidiaries to permit them independently. 4) The government should cancel to pay premium to insurance companies on behalf of its employees. 5) No company should deal with both insurance and non-insurance through a single entity. 36. What is meant by Grace Period in the payment of premium? 1) The period taken by nominee to take another policy in his name. 2) The period allowed the insured to take loan. 3) The additional period allowed to pay premium. 4) The period taken by company to accept the proposal of the insured to take new policy. 5) None 37. On 20 December 2014, Jyotsna Suri was elected as the head of ...... 1) NAASCOM 2) CII 3) ASSOCHAM 4) IBA 5) FICCI 38. FICCI stands for....... 1) Federation of Indian Chambers of Commerce and Industry 2) Federation of International Chambers of Commerce and Industry 3) Federation of Indian Chambers of Core Industry 4) Federation of Industrial Chambers of Commerce and Industry 5) None ANSWERS: 1)3 11)2 2)3 12)5 3)3 13)5 4)2 14)3 5)1 15)3 6)3 16)1 7)3 17)5 8)3 18)1 9)2 19)5 10)2 20)1 A.

21)1 22)1 23)5 24)3 25)3 26)5 27)3 28)5 29)4 30)1

31)5 32)5 33)2 34)3 35)4 36)3 37)5 38)1