Case 2:10-cr-00286-PMP-RJJ Document 1
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U N ITED STATES D IST RICT C O U R T DISTRICT O F N EV A D A -00 0-
8 UNITED STATES OF AMERICA,
) CRIMINAL INDICTMENT
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) ) VIOLATIONS:
) 18 U.S.C.j 1341 -MlifFraud ) 18 U.S.C.$ 1343 -W lre Fraud ) )
11 KAREN TAPPERT,
12
Defendant.
13 THE G RAND JURY CHARGES THAT: 14
AtaIltim es relevantto this lndictm ent:
15
Introduction
!6
1.
From in oraboutlate 2007,to in oraboutNovem ber2009,KAREN TAPPERT
17 ofïered,byword ofm outh,a m ortgage rescue service,butthewayshe ''rescued''m odgages 18 was by recording fraudulentdeedsthatpurported to convey the propedy from the true title 19
holderto an entity thatshe controlled. This conductform s the basis forCounts One to
20 C Three,and involves the following properties: 21 Counts 1-2: 3012 Am ariAvenue,Las Vegas,NV 89141 22
Count3:
23
2.
1601 Im perialCup Dr.,Las Vegas,NV 89117
TAPPERT also engaged in a i 'Squatter's schem e''w hereby,she squatted on
24 abandoned properties in which she had no ownership right. From in oraround Decem ber
25 2009,toatleastFebruary2010,TAPPERTfound propediesthathad already beenforeclosed
26 upon,and filed fraudulentdeeds thatpurported to convey the propedy from the true title
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Case 2:10-cr-00286-PMP-RJJ Document 1
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1 holdertoan entitythatshe controlled.TAPPERTgained use Y the propertyand,ifshe could, 2 eitherrented outthe propedy - orsold it. This conductform s the basis forCounts Fourto 3
Six,and involves the foilowing propedies:
4
Count4:
32 Via Vasari#28106,Henderson,NV 89011
5
Count5:
612 Diam ond St.,Farm ington,NM 87401
6
Count6:
675 G regow Circle,Corona,CA 92881
7
3.
Am ong the entities thatTABPERT controlled and used to furtherherscheme
8 to defraud include:AMARIGROUP, REIFICATION GROUP TIRUST,SARAO ND INVESTMENTS, 9 DESCHUTESRIVERTITLEASSOCI ATES,NORTHWESTPROPERTIESASSOCI ATSSand NORTHW EST
101PROPERTIESAssocl vEs,ASSET-BACKEDCERTI FICAIES,SERIES20O6-FF1. 11
4.
TAPPERT also controlled ''FEDERAL NATIONAL MORTGAGE ASSOCIATION, an
12l entity thatconducted business at2840 EastLake M ead Dr.#173,lienderson,NV 89015, 13 and which is not related to the identically-named governm ent-sponsored enterprise 14 chadered by Congress. 15 16
CO UNTS ONE AND 7-W 0 M ailFraud -
l7
5.
The allegations setfodh in the Introduction are re-alleged and incorporated
18 by reference.
19J
6. Onthedatei denti fi edbelow,intheStateanclFederalDi stri ctofNevadaand
20 elsew here,
21
KAREN TAPPERT,
22
defendantdid devise,intend to devise and willfully participate in,a schem e and adifice to
23 defraud and forobtaining propedy and m oney bym eansoffalse and fraudulentpretenses, 24 representations1and prom ises. 25
. . .
26 d . . .
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M annerand M eans ofthe FraudulentM ortqaqe Rescue Schem e 7.
Aspartofthe 'M odgage Rescue''schem eto defraud,defendantdid allofthe
3 following: 4 A. Counf. s 1 and 2: 3012 Am ariAvenue.Las Veqas.NV 89141
5'
8.
Priorto 2007,E.G .purchased 3012 Am ariAvenue,butE.G .fellbehind on
6 modgage payments and received notice thatthe modgage bolderintended to foreclose. 7 E,G ,heard thatTAPPERT rescued m ortgages,so E.G .contacted TAPPERT. 8
9.
ln late 2007or2008,E.G .metTAPPERT.TAPPERTexplained to E.G .thatshe
9 would mailIettersto the entities relating to E.G .'Smortgage.E.G .paid TAPPERT $750.00, 10 and atTAPPERT'S request,allowed TAPPERT to live in 3012 Am ariAvenue in lieu offurther 11I paym ent. E.G .laterlearned thatTAPPERT had rented outthis propedy. 12
10.
From in oraboutNovem ber2009to in oraboutApril2010,thetenantm ailed
13 rentchecks of$1,000.00 permonth to AMARIGROUP. 14 11. In oraboutJanuary2009,3012 Am ariAvenue wasforeclosed upon and ti tle 15 wasconveyed to Deutsche Bank NationalTrustCom pany,astrustee underthe Pooling and 16 Sew icing Agreem ent relating to IM PAC Secured Assets Corp.,M ortgage Pass-Through
l7 Cedi ficates,Series 2006-2. 18 12. On oraboutApril27,2009,TAPPERT fraudtllently obtained the property by !9
causing a fraudulent deed to be filed with the Clark County Recorder's Office. This
20 fraudulentdeed purported to convey ' dDeutsche Bank Natiol nalTrustCom pany'''s interestin 2l the propedy to REIFICATIONG ROUPTRUET,an entitythatTAPPERT controlled,inexchangefor
22)'Zero($0. 00). 'TAPPERTactedasnotarypubli ctonotari zetI 3esignatureof'ArthurL.Davis,' 23 the purpoded representative ofDeutsche Bank NationalTrustCo, In reality,however,
24l DeutscheBankNationalTrustCo.didnotconveythepropertytoREIFICATIONGROUPTRUST, 25 TAPPERT orany entity controlled by her,norauthorized anyone to do so. 26 3
1
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TAPPERT caused herfraudulentdeed to be filed on oraboutApril27,2009,
2 butapparently,itwas notrecorded in the Clark County realpropedy records. On orabout 3 June 8,2009,TAPPERT caused the fraudulentdeed to be re-filed with the Clark County 4 Recorder's Office. 5 B. Count3:1601 jm perialCuD Dr-.Las Veqas,NV E; 9117 6
14.
Priorto O ctober2009,1601 fm perialCup was owned by K.G.,butK.G .fell
7 behind on m oftgage payments and received notice thatthe m odgage holderintended to
8 foreclose.K.G.learned thatTAPPERTwOUICIrescue hism odgage inexchangefor$1,800.00. 9 K.G .m etw ith a representative ofthe AMARIGROUP nam ed ''Howard.'' K.G .refused to pay 10 this fee,butsigned a quitclaim deed that''Howard''produced,conveying w hatrights K.G . .
1 had in thi 11I s propedy to the AMARIG ROUP. ' 12 15. Later,1601 Im perialCup was foreclosed upon,and in oraboutNovem ber
13 2009,titlewasconveyedtothetrue FederalNationalModgageAssociation,more comm only 14 known as 'Fannie M ae.'' 15 16. O n or about Novem ber 21,2009,TAPPERT caused a fraudulentUCC-I
16ffinancingstatementtobefi l edfrom Nevadawi ththeWashi ngtonStateDepadmentof 17J(Li censi nginOl ympi a,Washington,Thisfi nancingstatementfal sel yclai medthatFederal
18')NationalMortgageAssociati onoweda$335,000debttotheAMARIGROUPandanunindicted 19
co-conspirator.
20
17. O noraboutNovem berzs,2009,TAppERTfrljudulentlyobtained the property
21 by causing a fraudulentdeed to be filed with the Clark County Recorder's Office. This 22 fraudulentdeed purpoded to convey FederalNationalM odgage Association s interestin
23 1601 lm perialCup toAMARIG ROUP.TAPPERT signed the deed,falsely representing herself 24 as the 'lauthorized agent''forthe FederalNationalM odgage Association.
251 '
26 4
/ J
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In reality,however,the true FederalNationalModgage Association did not
conveythe propertytoAM/m lGROUP,TAPPERT Oranyentity controlled by her,norauthorized
3 anyone to do so. 4 Mannerand Means ofthelssquatter's Schelne''to Defraud 5
19.
As pad ofthe iisquatter's schem e''to defraud,defendantdid alIofthe
6 following: 71 C.
Count4:32 Via Vasari#28106,Henderson,NV 89011
8I
20.
In oraboutSeptem ber2009,32 Via Vasari//28106 was foreclosed upon,
9'1 and titlewasconveyedtoDeutscheBankNationalTrustCompany,astrusteeof I
10 ; IndyM ac INDX M odgage Loan Trust2O06-AR-15,Mortgage Pass-Through Cedificates, 11 Series 2006-AR 15 underthe Pooling and Servicing Agreem entdated M ay 1,2006. 12
21.
O n oraboutDecem ber22,2009,TAPPERT fraudulently obtained the
13 propedy by causing a fraudulentdeed to be filed with the C' Iark County Recorder's 14 O ffice. TAPPERT caused this fraudulentdeed to be filed online,via Sim pliFile,an online 15j filing system whose servers are Iocated in Utah. ln turn,Sim pliFile in Utah electronically 16 filed TAPPERT'S fraudulentdeed with the Clark County Reccrder's Office. 17
22.
This fraudulentdeed purpoded to convey lndyMac's interestin 32 Via
1
18 Vasari,# 28106 to ''FEDERALNATIONALM ORTGAGEASSOCIATIONI''at2840 EastLake
19 Mead Dr.#173,Henderson,NV,an entiW and addressthatTABPERT controlled.
20
23. Unlike the true FederalNationalMortgageAssociation (more comm only
21 known as''Fannie Mae''),TAPPERT'S''FEDEM LNATIONALMORTGAGEASSOCI ATION''is nOt 22 related to the i dentically-nam ed governm ent-sponsored enterprise chartered by 23 Congress,
24i l
24. TAPPERTSignedthefraudulentdeed,falselyrepresentingherselfasthe
25j 'authori zedagent'forDeutscheBankNationalTrustCo.Inreali ty,however,thetrue I
26) DeutscheBankNationalTrustCo.didnotconveytlnepropedytotho''FEDEIRALNATIONAL ; I( j
fJ !
f' I t.
5
I 1
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l M ORTGAGEASSOCIATION,''TAPPERT orany entity controlled by her,norauthorized anyone 2 to do so.
3 D. 4
Count5:612 Diamond St.,Farminqton.NM 87401 25. ln oraboutSeptem ber2009,612 Diam ond S' t.was foreclosed upon,and
5 title was conveyed to Deutsche Bank NationalTrustCom pany,as trustee forSaxon 6 AssetSecurities Trust2007-2. 7 26. O n oraboutDecem ber18,2009,TAPPERT fraudulently obtained the 8 property by causing a fraudulentdeed lo be filed with the San Juan County Clerk's 9 Ofice. TAPPERT caused this deed to be filed via Sim pliFile,the online filing system 10 whose servers are located in Utah. In turn,Sim pliFile in Utah electronically filed 11 TAPPERT'S fraudulentdeed with the Clark County Recorder's O#ice. 12
27.
This fraudulentdeed purpoded to convey the interestof Deutsche Bank
13 NationalTrustCom pany,as trustee forSaxon AssetSecurities Trust2007-2 in 612 14 Diamond St.to SARALAND INVESTMENTS,an entity controlleclby TAPPERT. Although a 15 d'Henry M alchovich,SpecialMasterj''purported to sign the deed forDeutsche Bank 16 NationalTrustCo.,TAPPERT signed the deed as notary public, 17
28.
In reality,the true Deutsche Bank NationalTrustCo.did notconveythe
f
18 propedy to SARAI-AND INVESTMENTS,TARPERT Orany entity Crntrolled by her,nor 19
authorized anyone to do so.
20
29.
Subsequently,TAPPERT rented Outthe propedy,in return fora One-tim e
21 fee of$4,050, 22 E.
Count6:675 G reqorv Circle.Corona.CA 92881
23
30.
Priorto in oraboutFebruaw 2010,675 G regory Circle was foreclosed
24lupon,andti tl ewaseventualyconveyedtoReconTrustCompany,N. A. ;
25
26 6
7
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31.
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O n oraboutFebruary 16,2010,TAPPERT fratldulently obtained the
2 propedy by causing a fraudulentdeed to be filed with the Riverside County Assessor3 County Clerk-Recorder's O#ice, 4
32.
This fraudulentdeed purpoded to convey the interestof''Recon Trust
5 CompanyN.A.'Isiclin675 Gregoly Circle to ''NORTHWESTP' ROPERTIESASSOCIATES, 6 ASSET-BACKED CERTIFICATES,SERIES 2006-FF1,'an entity controlled by TAPPERT . A
7 dlloseph M ichaels,''purpoded to sign the deed on behalfofikRecon TrustCom pany N.A.'' 8 ln reality,the true ReconTrustConbpany N.A.did notconvey the property to I'NORTHW EST
l
9 PROPERTIESASSOCIATES,ASSET-BACKED CERTIFICATES,SERIES2O06-FF1,'TAPPERT or
10 ( ed by her,norauthorized anyoneto do so. ! any entiW controll
111 h
33. Subsequently,TAPPERTcausedthepropedytobesold.Onorabout
12 February 2O,2010,TAPPERT,on behalfof''NORTHW EST PRC' PERTIES ASSOCI ATESI''
13 entered into an agreementto sellthispropedyfor$490,000. 14
34.
This sale closed on oraboutMarch 12,201C' . TAPPERT,on behalfof
15 ''NORIHW EST PROPERTIESASSOCIATESI''Caused the escrow com pany to disburse this 16i $490,000 to severalofTAPPERT'S nom inees. Forexam ple,on oraboutM arch 12,2010,
17 $60,000,00ofthe proceedswaswired from the escrow cornpany in California to 18ti DESCHUTES RI VER TITLEASSOCIATES OfNevada,Bank ofAm erica accountxxxx-xxxx-
1977755 .
20
35.
In oraboutthe dates described below,in the,State and FederalDistrictof
21 ' Nevada , forthe purpose ofexecuting and attem pting to execute the schem e and artifice,
22 DefendantTAPPERT did knowingly place in any postoffice and authorized depository for 23 mailm atter,to be sentand delivered by the PostalService;did knowingly depositand 24 cause to be deposited to be sentand delivered by any private and com m ercialinterstate 25 carrier;did know ingly take and receive from an authorized depository form ail' ,and did
26 knowingly cause to be delivered by m ailand such carrieraccording to the direction
$( S
J) It j '
l ) i
!
z
1
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1 thereon,and atthe place atwhich itw as directed to be delivered by the person to whom 2 itwas addressed,the following mader: 3
Count
4
1
5
2
6
Date
Mailing
,
November 2009 December 2009
A rentcheckof$1,000.00from tenantM.C.to the AMARI GROUP,an entity controlled by TAPPERT. A rentcheckof$1,000.00 from tenantM.C.to the AMARI GROUP,anentiW controlled by TAPPERT.
7
AlIin violation ofTitle 18,United States Code,Section 1341. 8
9
couN'rs THREE TO SIX W ire Fraud
1O
11
36.
The allegations setfodb in the lntroductjon and Counts One and Two are
12 re-alleged and incorporated herein, 13 37. O n oraboutthe dates identified below,in the State and FederalDistrictof
14 l Nevada and elsewhere i
,
15f
KAREuyAppERy,
16 defendantherein,did devise and intend to devise,and padicipate in a schem e and 17/ artifice to defraud and forobtaining money and propedy by means ofm aterialdy false and 18 fraudulentpretenses,representations and prom ises,and forthe purpose ofexecuting 19 the schem e did cause to be transm itted by m eans ofwire com m unication in interstate 20
com merce the follow ing writings,signs,signals,and sounds,with each transm ission
21 constituting a separate violation ofTi tle 18,United States Code,Section 1343: 22 23 24 25
26
! l 1
8
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1 2
Count 3
Date W ire Novem ber Debitcard paym entforonline filing offraudulentUCC-I with 25, 2009
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4
W ashington State DepartmentofLicensing,sentfrom Nevada to
5 6 7 s
4
Bank ofAm erica account,xxxx-xx):x-6853. Decem ber O nline filing offraudulentdeed,sentfrom Sim pliFile in Utah to
5
22,2009 Clark County Recorder's Office in Nevada. Decem ber O nline filing offraudulentdeed,sentfrom Sim pliFile in Utah to San Juan Cotlnty Clerk's Office in New Mexico.
6
18,2009 March 12, 2010
ofCalifornia to DESCHUTES RI VER TITLEASSOCIATES OfNevada,
9
i 1()f
?
11I
W ire transferof$60,000.00 sentfrom Castlehead Inc.Escrow
Bank ofAm erica accountxxxx-xxxx-7755.
12k
13 l4
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FORFEITURE M >LLEGATION Oh!. ; allFraud
2
3
1.
4
The allegation of Counts O ne and Two of this lndictment are hereby
realleged and incorporated herein by reference for the purpose of alleging forfei ture
5l pursuanttotheprovisionsofTitle18,UnitedStatesCode,Section981(a)(1)(C)andTitle28,
li
6 United States Code,Section 2461(c). 71 1 8
2.
Upon a conviction ofthe felonyoffenses charged in Counts One and Two of
this lndictm ent,
9
KAREN TAPPERT,
l
10 defendant herein, shall fodeit to the United States of Am erica, any propedy which
11r 3 constitutes oris derived from proceeds traceable to violations ofTitle 18,United States l21I code,Section 1341,a specified unlawftllactivity asdefined in Title 18,United StatesCode,
13 Sections 1956(c)(7)(A)and 1961(1)(B),ora conspiracy to com mi tsuch opense,an in
14 personam criminalfodbituremoneyjudgmentupto$127,009.11in United StatesCurrency. 15 3. Ifany propertybeingsubjectto forfeiture pursuanttoTitle 18,United States
16 Code,Section981(a)(1)(C)andTitle28,United StatesCoda,Section2461(c),asa result t
171 ofanyactoromission ofthe defendant18
a.
cannotbe Iocated upon the exercise ofdue diligence' ,
19
b.
has been transferred orsold to,ordeposited with,a third party' ,
20
c.
has beenplaced beyond thejurisdiction ofthe court;
2 11 22
d . h asbeensubstantialydiminishedinvalue;or e. has been com m ingled w ith otherproperty thatcannotbe divided without
23 difficulty; 24 itis the intentofthe United States ofAm erica,pursuantto Title 21,United States Code, î
25 Section 853(p),to seek fodeiture ofany propedies ofthe clefendantsforan in personam
26 criminalforfeiture money judgment up to $127,009.11 in United States Currency.AlI .
1
10
(
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1 pursuanttoTitle 18,United StatesCode,Section981(a)(1)(C)and Title 28,United States 2 Code,Section 2461(c)' ,Title 18,Uni ted States Code,Section 1341,a specified unlawful
3 activityasdefined inTitle 18,United StatesCode,Sections 1956(c)(7)(A)and 1961(1)(B)' , 4 and Title 21,United States Code,Section 853(p).
5
FORFEITURE kal ALLEGATI ON TMLQ lFraud
6
7f
1.
The allegation of Counts O ne and Two of this lndictm ent are hereby '
8 realleged and incorporated herein by reference for the purpose of alleging forfei ture
9 pursuantto the provision ofTitle 18,United StatesCode,Section 982(a)(2)(A).
l0k
2.
UponaconvictionofthefelonyofensechargedinCountsOne andTwoof
11 this Indictm ent,
12i 1
KAREN TAPPERT,
13 defendantherein,shallforfeitto the United States ofAm erica any propedy constituting,or 14 derived from ,proceeds obtained directlyorindirectly asthe rasultofsuch violations ofTitle 15 18,United States Code, Section 1341,or a conspiracy to com mit such olense,an in
l6j personam criminalforfeituremoneyjudgmentupto$127,009,11inUnitedStatesCurrency, 17
lfanypropertybeingsubjecttofo/eiture pursuanttoTitle 18,United StatesCode,
18 Section982(a)(2)(A),asaresultofanyactoromissionofthedefendants19
20 l
i
211 I 1 22$
23(
24 j
a.
cannotbe Iocated upon the exercise ofdue cliligence' ,
b c. d
has been transferred orsold to,ordeposited with,a third party' ,
.
.
hasbeenplacedbeyondthejurisdictionofthecourt; has been substantially dim inished in value' ,or
e. hasbeencommingl edwi thotherpropedythatcannotbedi vi dedwi thout ! di#iculty;
1
25t !:
261 1 )
11 k)
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1 itis the intentofthe Uni ted States ofAmerica,pursuantto Title 21,United States Code,
2 Section 853(p),to seekforfei ture ofany properties ofthe defendants foran in personam
3 criminalfodei ture moneyjudgmentup to $127,009.11in United StatesCurrency. 4 Allpursuantto Title 18,United StatesCode,Sections982(a)(2)(A)and 1341, .and l
5 Title 21,United StatesCode,Section 853(p).
6
FORFEITUREALLEGATION THREE W lre Fraud
7f ù 8
1.
The allegation ofCountThree ofthis Indictm entis hereby realleged and '
9 incorporated herein by reference forthe purpose of alleging forfeiture pursuant to the
10 provisionsofTitle 18,United StatesCode,Section981(a)(1)(C)and Title 28,Uni ted States 1
l1 Code,Section 2461(c). 12
2.
Upon a conviction ofthe felony offense charged in Count Three of this
13 Indictm ent,
14
KAREN TAPPERT,
15 defendant herein, shallforfeit to the United States of America, any propedy which 16 constitutes or is derived from proceeds traceable to violations ofTitle 18,United States I7. Code,Section 1343,a specified unlawfulactivity as defined inTitle 18,United StatesCode,
18 Sections 1956(c)(7)(A)and 1961(1)(B),ora conspiracy to commitsuch offense,an in 19 personam crim inalforfeiture moneyjudgmentupto$261,011.67 in UnitedStatesCurrency. 20
3.
lfanypropertybeingsubjecttoforfeiturepursuantto Title 18,United States
21. Code,Section 981(a)(1)(C)andTitle 28,United StatesCocle,Section2461(c),asa result ? 22 ofany actorom ission ofthe defendant-
23
a.
cannotbe Iocated upon the exercise ofdue diligence,
b.
has been transferred orsold to,ordeposited with,a third pady;
25
c.
hasbeen placed beyond thejurisdiction oftl3e coud;
26
d.
has been substantially dim inished in value;or
24 I
12
1
rl
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has been com m ingled with otherproperty thatcannot be divided without difficulty' ,
3 itis the intentofthe United States ofAm erica,pursuantto Title 21,United States Code,
4 f Section 853(p),to seekfoKeiture ofany propediesofthe defendantsforan in personam !
5 criminalforfeiture moneyjudgmentupto $261,011.67 in United States Currency. 6h AIlpursuantto Title 18,United States Code,Section 981(a)(1)(C)and Title 28, 1
7 United States Code,Section 2461(c)' ,Title 18,United States Code,Section 1343,a
8 ! specifiedunlawfulactivityasdefinedinTitle 18,UnitedStatesCode,Sections1956(c)(7)(A) 9 and 1961(1)(B)' ,and Title 21,United StatesCode,Section 853(p). 10
FORFEITURE ALLEGATION FO UR W ire Fraud
11
(
12
1.
The allegation of CountThree ofthis Indictment is hereby realleged and
l
.
13 incorporated herein by reference for the purpose of alleging fo/eiture pursuantto the
14 provision ofTitle 18,United States Code,Section 982(a)(2)(A), 15
2.
Upon a conviction of the felony offense charged in CountThree of this
16 l indictm ent,
17
KAREN TAPPERT,
18 defendantherein,shallforfeitto the United States ofAm erica any property constituting,or r
19 derived from ,proceeds obtained directlyorindirectly as the I resultofsuch violations ofTitle
20
18,United States Code,Section 1343,or a conspiracy to com m itsuch offense,an in
21 personam criminalforfeituremoneyjudgmentupto$261,011.67inUnitedStatesCurrency, l 2214 Ifany propedybeing subjectto forfeiture pursuantto Ti tle 18,United States Code, 23 Section 982(a)(2)(A),asa resultofany actoromission ofthe defendants24
a.
cannotbe Iocated upon the exercise ofdue diligence;
25
b.
has been transferred orsold to,ordepositeclwith,a third party;
26k! r JI
c. d
hasbeenplacedbeyondthejurisdictionofthecourt;
II
.
has been substantially dim inished in value;()r
i
I 'S i
I i
13
l
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has been com m ingled w ith otherproperty t1 3at cannotbe divided without difficulty;
3 itis the intentofthe United States ofAmerica,pursuantto Title 21,United States Code,
4 Section 853(p),to seekforfeiture ofany propedies ofthe defendantsforan in personam 5 criminalforfeiture moneyjudgmentupto $261,011.67 în United StatesCurrency.
61
AIIpursuanttoTitle 18,UnitedStatesCode,Sections982(a)(2)(A)and 1343. ,and
7 Title 21,United States Code,Section 853(p).
8
FORFEITURq W lrAL LEGATION FIVE e Fraud
9
10
1.
The allegation of Count Four of this Indictm ent is hereby realleged and
11p incorporated herein by reference forthe purpose of alleging fo/eiture pursuant to the
12 provisionsofTitle 18,UnitedStatesCode,Section 981(a)(1)(C)andTitle28,UnitedStates 13 Code,Section2461(c). 14
2.
15
Upon a conviction of tbe felony offense charged in Count Four of this i
Indictm ent,
16
KAREN TAPPERT,
17 defendant herein, shall forfei t to the United States of Am erica, any propedy which 18 constitutes oris derived from proceeds traceable to violations ofTitle 18,Uni ted States 19 I Code,Section 1343,a specified unlawfulactivityasdefined inTi tle 18,United States Code,
20
iSecti ons1956(c)(7)(A)and1961(1)(B)or a conspiracy to com mit such offense,an in ,
minalforfeituremoneyjudgmentupto$108,750.00 in United States Currency. 21l personam cri 22
3.
Ifany property being subjectto forfei ture pursuanttoTitle 18,United States
23 Code,Section 981(a)(1)(C)and Title28,United StatesCode,Section 2461(c),asa result
24lr (ofanyactoromissi onofthedefendant25J 41 a. cannotbel ocatedupontheexerci seofduedi li gence' , 26I
b.
has been transferred orsold to,ordeposited with,a third party' ,
i
i
I
'( I
14
Case 2:10-cr-00286-PMP-RJJ Document 1
Filed 06/16/10 Page 15 of 20
1
c.
hasbeen placed beyond the jurisdictionofthe court;
2
d.
has been substantially dim inished in value' ,oI r
3
e.
has been com m ingled with otherproperty that cannotbe divided w ithout
4 difficul ty' , 5 itis the intentofthe Uni ted States ofAm erica,pursuantto Title 21,United States Code,
6 Section 853(p),to seek forfeiture ofany propedies ofthe defendantsforan in personam
7 criminalforfeiture moneyjudgmentup to $108,750.00 in United StatesCurrency. 8 AlIpursuantto Title 18,Uni ted States Code,Section 981(a)(1)(C)and Title 28, 9 United States Code,Section 2461(c), 'Title 18,United States Code,Section 1343,a
10 specifiedunlaM ulactivi tyasdefinedinTitle18,UnitedStates,Code,Sections1956(c)(7)(A) 11 and 1961(1)(B)' ,and Title 21,United States Code,Section 853(p).
12
FORFEITURC W lreAL LEGATIONSIX Fraud
l3
14
1.
The allegation of Count Four of this Indictrnent is hereby realleged and
l5 incorporated herein by reference for the purpose of alleging foffeiture pursuant to the
16 provision ofTitle 18,United StatesCode,Section 982(a)(2)(A). 17
2.
Upon a conviction of the felony offense charged in Count Four of this
l8 Indictm ent, 19
KA REN TA PPER T,
20 defendantherein,shallfoffeitto the Uni ted States ofAm erica any property constituting,or 21 derived from ,proceedsobtained directly orindirectly as the l 'esultofsuch violations ofTitle 22 18,United States Code,Section 1343,or a conspiracy to com m itsuch offense,an in
23 personam criminalforfeituremoneyjudgmentupto$108,750.00inUnited StatesCurrency. 24 Ifany propedybeingsubjecttoforfeiture pursuanttI 7Title 18,United StatesCode, 25 Section 982(a)(2)(A),asa resultofany actoromissionofthe defendantsI
261r f
.
.
.
i
i
15
;
)
Case 2:10-cr-00286-PMP-RJJ Document 1
Filed 06/16/10 Page 16 of 20
1
a.
cannotbe located tlpon the exercise ofdue diligence;
2
b.
has been transferred orsold to,ordeposited with,a third party' ,
3
c.
hasbeen placed beyondthejurisdiction ofthe coud;
4
d.
has been substantially dim inished in value;or
5
e.
has been com m ingled with otherpropedy thatcannotbe divided wi thout
6
diiiculty' ,
7 itis the intentofthe United States ofAm erica,pursuantto Title 21,United States Code,
8 Section 853(p),to seek forfeiture ofany propediesofthe defendants foran in personam
9gI criminalfoffeiture moneyjudgmentupto $108,750.00 in United States Currency. 'j
'
l0
AIIpursuantto Title 18,Uni ted StatesCode,Sections982(a)(2)(A)and 1343. ,and
l1 Title 21,Uni ted StatesCode,Section 853(p).
126 l1
FORFEITURE ALLEGATION SEVEN W lre Fraud
l3
14
1,
The allegation of Count Five of this Indictrnent is hereby realleged and
15 incorporated herein by reference for 1he purpose of alleging forfeiture pursuant to the
16J j provisionsofTitle18,UnitedStatesCode,Section981(a)(1)(C)andTitle28,UnitedStates
175 code,section2461(c).
181 dt
2.
Upon a conviction of the felony offense charged in Count Five of this
:
19
20
lndictm ent, '
KAREN TAPPERT,
21 defendant herein, shall forfeit to the United States of Am erica, any property which 22 constitutes oris deri ved from proceeds traceable to violations ofTitle 18,United States 23 Code,Section 1343,a specified unlawfulacti vity asdefined in Title 18,United StatesCode,
24 Sections 1956(c)(7)(A)and 1961(1)(B),ora conspiracy to comm itsuch ofense,an in 25 personam crim inalforfeituremoneyjudgmentupto$293,250.00in United StatesCurrency. 1 26
16
l;
Case 2:10-cr-00286-PMP-RJJ Document 1
1
3,
Filed 06/16/10 Page 17 of 20
Ifanypropedybeing subjecttoforfeiturepursuantto Title 18,United States
2 Code,Section 981(a)(1)(C)and Title 28,United States Code,Section 2461(c),asa result 3 ofany actorom ission ofthe defendant4
a.
cannotbe located upon ' the exercise ofdue diligence' ,
5
b.
has been transferred orsold to,ordeposited with,a third party' ,
6
c.
has been placed beyond the jurisdiction ofthe coud;
7/
d
has been substantially dim inished in value;or
8
e.
has been com m ingled with other propedy tlnatcannotbe divided without
1
.
9
difficulty;
10
i tis the intentofthe Uni ted States ofAm erica,pursuantto Title 21,United States Code,
11 Section 853(p),to seekfodeiture ofany propertiesofthe defendantsforan in personam
12 criminalforfeiture moneyjudgmentup to $293,250.00 in United StatesCurrency. p 13 A1Ipursuantto Title 18,Uni ted States Code,Section 981(a)(1)(C)and Title 28, 14 Uni ted States Code,Section 2461(c)' ,Title 18,United States Code,Section 1343,a 15 specifiedunlawfulactivityasdefinedinTitle 18,UnitedStatesCode,Sections1956(c)(7)(A) 16 and 1961(1)(B)' ,and Ti tle 21,Uni ted StatesCode,Section 853(p).
17
FORFEITUREFLLEGATION EIGHT
I
W lre Fraud
1sI''
1; lI
l9 i
1
The allegation of Count Five of this Indictment is hereby realleged and
.
20 : ' incorporated herein by reference for the purpose of alleging forfeiture pursuantto the
211 provisionofTitle18,UnitedStatesCode,Section982(a)(2). (A). 22
2.
Upon a conviction of the felony offense charged in Count Five of this
23 l Indictm ent, ! 24
KAREN TAPPERT,
25 defendantherein,shallforfei tto the United States ofAm erica any property constituting,or
26 derived from ,proceeds obtained directly orindirectly asthe resultofsuch violations ofTitle
i
i
17
i
j I 1I
'
Case 2:10-cr-00286-PMP-RJJ Document 1
Filed 06/16/10 Page 18 of 20
1 18,United States Code,Section 1343,or a conspiracy tc com m itsuch offense,an in
2 personam criminalforfei turemoneyjudgmentupto$293,250.00 in UnitedStatesCurrency. 3
Ifanypropedybeingsubjecttoforfeiture pursuanttcTitle 18,United StatesCode,
4 Section982(a)(2)(A),asa resultofany actoromission ofthe defendants-
51
a. cannotbeIocatedupontheexerciseofduecliligence' ,
6
b.
has been transferred orsold to,ordeposited with,a third pady' ,
7
c.
hasbeen placed beyond thejurisdiction ofthe court' ,
8
d,
has been substantially dim inished in value;or
e.
has been com m ingled with otherproperty thatcannotbe divided w ithout
9 !
10I
dificulty' ,
(
1li itis the intentofthe United States ofAmerica,pursuantto Ti tle 21,United States Code, 12 Section 853(p),to seekforfei ture ofany propertiesofthe defendants foran inpersonam
13 cfim inalforfeiture moneyjudgmentup to $293,250.00 in United States Currency. rL
14
AIIpursuanttoTitle 18,United StatesCode,Sections 982(a)(2)(A)and 1343. ,and
15 Title 21,United States Code,Section 853(p). l
161 ( 1
FORFEITURN ALLEGATIONNINE w lre Fraud
1
171 18
1.
The allegation of Count Six of this lndictrnent is hereby realleged and
19!l incorporated herein by reference forthe purpose ofalleging forfeiture pursuantto the ! 20 provisionsofTitle 18,UnitedStatesCode,Section981(a)(1)(C)and Title28,United States 21 Code,Section2461(c). 22' 2. j 23 Indictm ent,
Upon a conviction of the felony offense charged in Count Six of this
'
24
KAREN TAPPERT,
25 defendant herein, shall forfeit to the United States of Am erica, any property which
26 constitutes oris derived from proceeds traceable to violations ofTitle 18,United States I
18
I l
l
Case 2:10-cr-00286-PMP-RJJ Document 1
Filed 06/16/10 Page 19 of 20
1 Code,Section 1343,a specified unlaM ulactivity as defined in Title 18,United States Code,
2 Sections 1956(c)(7)(A)and 1961(1)(B),ora conspiracy to commitsuch offense,an in 3 personam criminalforfeituremoneyjudgmentupto$490,000.00inUnitedStatesCurrency. 4
3.
Ifanypropedybeing subjecttoforfeiture pursuanttoTitle 18,United States
5 Code,Section 981(a)(1)(C)and Title 28,United StatesCode,Section 2461(c),asa result 6 ofany actorom ission ofthe defendant-
7.1 :
a
cannotbe Iocated upon the exercise ofdue diligence' ,
8
b.
has been transferred orsold to,ordeposi ted with'a third party;
c.
has been placed beyondthejurisdiction ofthe coud;
10
d.
has been substantially dim inished in value' ,cir
11
e.
l7as been com m ingled with other property thatcannotbe divided wjthout
.
!
91 i q
12
dificul ty;
13 itis the intentofthe United States ofAm erica,pursuantto Title 21,United States Code,
14 Section 853(p),to seekforfeiture ofany properties ofthe defendantsforan in personam
15p criminalforfeiture moneyjudgmentupto$490,000.00in Urlited StatesCurrency. I 16 j AlIpursuantto Title 18,United States Code,Section 981(a)(1)(C)and Title 28,
171Uni tedStatesCode,Secti on2461(c)' ,Ti tle18,Uni tedStatesCode,Section1343,a l8 specifiedunlawfulactivityasdefinedinTitle 18,UnitedStatesCode,Sections1956(c)(7)(A) 19 and 1961(1)(B);and Title 21,United States Code,Section 853(p).
201
FORFEITURq w lrALLEGATI ON TEN e Fraud
211? 1 22
1.
The allegation of Count Six of this Indictm ent is hereby realleged and
23 incorporated herein by reference for the purpose of alleging forfeiture pursuant to tbe
24 provision ofTitle 18,United StatesCode,Section 982(a)(2)(A).
25
2. Upon a conviction ofthe felony offense charged in CountSix ofthis p
26 Indictm ent,
1i 1
19
j ' ' I
'
lI
j
Case 2:10-cr-00286-PMP-RJJ Document 1
1
Filed 06/16/10 Page 20 of 20
KAREN TAPPERT,
2 defendantherein,shallfodeitto the United States ofAm erica any propedy constituting, or
3 derived from ,proceeds obtained directly orindirectly as the resultofsuch violations ofTitle 4
18,United States Code,Section 1343,or a conspiracy to com m it such olense, an in
5j) personam criminalfodeiture moneyjudgm entupto$490,000.00inUnited StatesCurrency. 6
Ifanypropedybeing subjecttoforfeiture pursuantto Title 18,UnitedStatesCode,
7J Section 982(a)(2)(A),asa resultofany actorom issionofthle defendants8
a.
cannotbe Iocated upon the exercise ofdue cliligence' ,
9
b.
has been transferred orsold to,ordeposited with,a third pady;
10',
c.
has been placed beyond thejurisdictionofthe court;
11
d.
has been substantially dim inished in value;or
12'.iI
e.
has been com m ingled with other propedy thatcannotbe divided without
!
13
difficulty;
14 itis the intentofthe United States ofAm erica,pursuantto Title 21,United States Code, f' ;
15i Section 853(p),to seekfo/eiture ofany propertiesofthe defendants foran inpersonam
16 criminalforfei ture moneyjudgmentup to $490,000.00 in Uni ted States Currency. l7
AIIpursuantto Title 18,United States Code,Sections 982(a)(2)(A)and 1343. ,and
18 j Title 21,United States Code,Section 853(p). 1h
19
DATED:this ZZ
20
A TRUE BILL:
dayofJune 2010
.
21 '
22
/S/
2
DANIEL B G DEN United ates n
FOREPERSON OF THE GRANID JURY
23.i 24
25, M ICHAEL CHU AssistantUnited StatesAttorney 26
20 ;'
