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SECRETARY,COOPERATIVE​ ​SERVICE​ ​EXAM​ ​BOARD EXAM​ ​DATE:14-11-2015

1.Which​ ​Rule​ ​covers​ ​mode​ ​bye-laws? A.Rule​ ​3 B.Rule​ ​6* C.Rule​ ​5 D.Rule​ ​8 Ans:B

2.A​ ​Society​ ​shall​ ​commence​ ​working​ ​within​ ​a​ ​period​ ​of​ ​how​ ​many months​ ​from​ ​registration? A.One B.Three C.Four D.Ten E.None​ ​of​ ​these* Ans:E

3.An​ ​amendment​ ​of​ ​bye-law​ ​shall​ ​be​ ​passed​ ​with​ ​a​ ​majority​ ​of A.1/2​ ​of​ ​total​ ​members B.2/3​ ​of​ ​total​ ​members C.3/4​ ​of​ ​total​ ​members D.2/3​ ​of​ ​members​ ​present* Ans:D

4.The​ ​conditions​ ​for​ ​amalgamation​ ​and​ ​transfer​ ​of​ ​assets​ ​are​ ​given​ ​in which​ ​section? WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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A.14* B.16 C.12 D.21 Ans:A

5.In​ ​which​ ​endorsement,Some​ ​rights​ ​of​ ​endorser​ ​are​ ​waived? A.San​ ​recourse B.San​ ​Frais C.Perpro D.Facultative* Ans:D

6.What​ ​is​ ​the​ ​paper​ ​attached​ ​for​ ​endorsement​ ​called? A.Pro​ ​note B.Slip C.Allonge* D.Challan Ans:C

7.In​ ​KYC,’C’stand​ ​for A.Credit B.Character C.Capital D.Customer* Ans:D

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8.The​ ​banking​ ​activities​ ​performed​ ​by​ ​foreign​ ​multinational​ ​banks come​ ​under A.Core​ ​banking B.E-banking C.Offshore​ ​banking* D.Social​ ​banking Ans:C

9.What​ ​is​ ​called​ ​paperless​ ​banking? A.Cheque B.EFT* C.Bill​ ​market D.Credit​ ​card Ans:B

10.IN​ ​FIRPS,’R’Stands​ ​for A.Recuring B.Recovery C.Remote D.Remittance* Ans:D

11.The​ ​banking​ ​needs​ ​of​ ​individual​ ​customers​ ​are​ ​taken​ ​care​ ​of​ ​in: A.Unit​ ​banking B.Wholesale​ ​banking C.Retail​ ​banking*

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D.Mixed​ ​banking Ans:C

12.Which​ ​is​ ​a​ ​new​ ​generation​ ​bank? A.SBI B.RBI C.Canara​ ​Bank D.Indus​ ​lnd​ ​Bank* Ans:D

13.Audit​ ​is​ ​derived​ ​from​ ​Latin​ ​word​ ​‘Audire’which​ ​means A.To​ ​examine B.To​ ​hear* C.To​ ​calculate D.To​ ​criticize Ans:B

14.In​ ​Which​ ​of​ ​the​ ​following​ ​is​ ​statutory​ ​audit​ ​not​ ​applicable? A.Co-operative​ ​Society B.Banking​ ​Company C.Joint​ ​Stock​ ​Company D.Sole​ ​Proprietorship* Ans:D

15.What​ ​is​ ​otherwise​ ​graphic​ ​representation​ ​of​ ​a​ ​system? A.Audit​ ​manual B.Flow​ ​chart*

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C.Audit​ ​memorandum D.Audit​ ​plan Ans:B

16.Automatic​ ​review​ ​of​ ​operations​ ​is​ ​termed: A.Internal​ ​audit B.Audit​ ​procedure C.Internal​ ​check* D.Test​ ​checking Ans:C

17.Which​ ​is​ ​first​ ​general​ ​meeting​ ​of​ ​a​ ​company? A.Annual​ ​General​ ​Meeting B.Statutory​ ​Meeting* C.Class​ ​Meeting D.Extra​ ​Ordinary​ ​Meeting Ans:B

18.Casual​ ​vacancy​ ​of​ ​auditors​ ​arising​ ​in​ ​a​ ​company​ ​can​ ​be​ ​filled​ ​by A.Board​ ​of​ ​Directors* B.General​ ​Meeting C.Registrar​ ​of​ ​Companies D.Central​ ​Government Ans:A

19.The​ ​process​ ​of​ ​Cancellation​ ​of​ ​share​ ​is: A.Re-issue

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B.Allotment C.Forefeiture* D.Transmission Ans:C

20.Teeming​ ​and​ ​lading​ ​is​ ​misappropriation​ ​of: A.Accounts* B.Shares C.Stock D.Assets Ans:A

21.Balance​ ​Sheet​ ​is​ ​a A.Journal B.Ledger C.Account D.Statement* Ans:D

22.Gross​ ​Profit​ ​is​ ​the​ ​difference​ ​between: A.Expense​ ​and​ ​income B.Sales​ ​and​ ​Purchase C.Seales​ ​and​ ​total​ ​cost D.Sales​ ​and​ ​cost​ ​of​ ​goods​ ​sold* Ans:D

23.Prepaid​ ​expense​ ​is​ ​a: WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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A.Income B.Liability C.Asset* D.All​ ​of​ ​these Ans:C

24.In​ ​sole​ ​trader’s​ ​Balance​ ​Sheet,assets​ ​are​ ​arranged​ ​in​ ​the​ ​order​ ​of A.Permanence B.Liquidity* C.Priority D.Stability Ans:B

25.Bank​ ​Account​ ​is​ ​a A.Personal​ ​Account* B.Nominal​ ​Account C.Real​ ​Account D.Fictitious​ ​Account Ans:A

26.Net​ ​Profit​ ​of​ ​a​ ​proprietor​ ​is​ ​transferred​ ​to​ ​which​ ​account? A.Profit​ ​Account B.Reserve​ ​Account C.Capital​ ​Account* D.Suspense​ ​Account Ans:C

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27.Accounts​ ​from​ ​incomplete​ ​reocords​ ​are​ ​called: A.Double​ ​Account B.Single​ ​Account C.Single​ ​Entry* D.Double​ ​Entry Ans:C

28.To​ ​ascertain​ ​credit​ ​Purchases,the​ ​account​ ​prepared​ ​is A.Creditors* B.Debtors C.Cash D.Sales Ans:A

29.Total​ ​claims​ ​against​ ​the​ ​assets​ ​of​ ​a​ ​business​ ​is​ ​called: A.Capital B.Drawings C.Liability D.Equity* Ans:D

30.The​ ​source​ ​document​ ​for​ ​purchase​ ​Returns​ ​Book​ ​is A.Voucher B.Debit​ ​note* C.Invoice D.Credit​ ​Note

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Ans:B

31.Which​ ​method​ ​of​ ​depreciation​ ​is​ ​also​ ​called​ ​Reducing​ ​Balance Method? A.Straight​ ​line B.Annuity C.Written​ ​down​ ​value* D.Fixed​ ​instalment Ans:C

32.The​ ​term​ ​applicable​ ​for​ ​wasting​ ​asset​ ​is: A.Fluctuation B.Depreciation C.Diminution D.Depletion* Ans:D

33.Garner​ ​Vs​ ​Murray​ ​is​ ​applicable​ ​in​ ​case​ ​of A.Admission​ ​of​ ​partners B.Retirement​ ​of​ ​partners C.Death​ ​of​ ​partners D.Insolvency​ ​of​ ​partners* Ans:D

34.As​ ​per​ ​the​ ​1904​ ​Co-operative​ ​Societies​ ​Act,What​ ​was​ ​the​ ​minimum number​ ​of​ ​individuals​​ ​needed​ ​to​ ​organize​ ​a​ ​society? A.20 B.15 WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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C.10* D.2 Ans:C

35.As​ ​per​ ​the​ ​Co-operative​ ​Societies​ ​Act,the​ ​term​ ​officer​ ​excludes. A.President B.Vice​ ​President C.Secretary D.Manager* Ans:D

36.Registrar​ ​issues​ ​Certificate​ ​of​ ​Registration​ ​in​ ​Form​ ​No. A.2 B.1 C.3* D.4 Ans:C

37.Decision​ ​on​ ​application​ ​for​ ​membership​ ​shall​ ​be​ ​taken​ ​within​ ​how many​ ​days​ ​ ​of​ ​receipt​ ​of​​ ​the​ ​same A.30 B.60* C.90 D.120 Ans:B

38.Which​ ​is​ ​not​ ​a​ ​right​ ​of​ ​a​ ​member​ ​of​ ​a​ ​society? WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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A.Right​ ​to​ ​vote B.Right​ ​to​ ​get​ ​information C.Right​ ​to​ ​inspect​ ​accounts D.Right​ ​to​ ​obtain​ ​documents E.None​ ​of​ ​these* Ans:E

39.In​ ​general,a​ ​member​ ​can​ ​take​ ​a​ ​maximum​ ​of​ ​how​ ​much​ ​of​ ​the total​ ​share​ ​of​ ​a​ ​society? A.1/2 B.1/4 C.1/3 D.1/5* Ans:D

40.Who​ ​is​ ​the​ ​final​ ​authority​ ​of​ ​a​ ​society? A.Registrar B.Secretary C.Committee D.President E.None​ ​of​ ​these* Ans:E

41.Where​ ​was​ ​International​ ​Co-operative​ ​Alliance​ ​formed? A.Geneva B.USA C.London* WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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D.Delhi Ans:C

42.Which​ ​is​ ​an​ ​Agricultural​ ​ ​Non-Credit​ ​Society? A.Consumer​ ​Co-operative B.Producers​ ​Co-operative C.Co-operative​ ​Housing​ ​ ​Society D.Cattle​ ​Breeding​ ​Society* Ans:D

43.Who​ ​was​ ​the​ ​first​ ​Registrar​ ​of​ ​Co-operative​ ​Societies​ ​in​ ​Kerala’s Travancore​ ​region? A.C.Govinda​ ​Pillai* B.Rajagopalachari C.Krishnan​ ​Nair D.Davar Ans:A

44.Which​ ​was​ ​the​ ​early​ ​monthly​ ​published​ ​by​ ​Malabar​ ​Central Co-operative​ ​Bank? A.Sahakarana​ ​Prabodhini B.Paraspara​ ​Sahayi* C.Sahakarana​ ​Keralam D.Sahkari Ans:B

45.An​ ​annual​ ​general​ ​body​ ​is​ ​to​ ​be​ ​held​ ​within​ ​what​ ​period​ ​of​ ​the close​ ​of​ ​financial​ ​years? WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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A.1​ ​month B.6​ ​months* C.2​ ​months D.4​ ​months Ans:B

46.In​ ​credit​ ​societies​ ​,how​ ​many​ ​seats​ ​shall​ ​be​ ​reserved​ ​for​ ​women? A.1 B.2 C.5 D.0 E.None​ ​of​ ​these* Ans:E

47.The​ ​number​ ​of​ ​members​ ​in​ ​State​ ​CO-operative​ ​Election Commission​ ​shall​ ​not​ ​exceed A.1 B.2 C.3* D.5 Ans:C

48.Offences​ ​and​ ​penalities​ ​are​ ​covered​ ​in​ ​which​ ​Section​ ​of​ ​the Co-operative​ ​Societies​ ​Act? A.94* B.100 C.81 WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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D.74 Ans:A

49.When​ ​was​ ​NABARD​ ​established? A.1976 B.1964 C.1982* D.1991 Ans:C

50.Rochdale​ ​Pioneers​ ​were​ ​basically​ ​a​ ​batch​ ​of: A.Fishermen B.Carpenters C.Weavers* D.Farmers Ans:C

51.Which​ ​federation​ ​started​ ​retail​ ​outlets​ ​called​ ​Neethi​ ​Stores? A.Consumer​ ​Fed* B.Market​ ​Fed C.NAFED D.Malsya​ ​Fed Ans:A

52.Whose​ ​initiative​ ​was​ ​operation​ ​Flood? A.NAFICS B.NDDB*

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C.NAFED D.NCDC Ans:B

53.The​ ​Co-operative​ ​Credit​ ​Societies​ ​Act​ ​of​ ​1904​ ​included​ ​how​ ​many Sections? A.19 B.29* C.50 D.42 Ans:B

54.Co-operation​ ​is​ ​originated​ ​from​ ​the​ ​latin​ ​word’Co-operari’which means: A.Together B.Whole C.Total D.Work E.None​ ​of​ ​these* Ans:E

55.Where​ ​was​ ​the​ ​first​ ​Taluk​ ​Bank​ ​in​ ​Travancore​ ​established? A.Neyyattinkara B.Nagercoil* C.Aruvikkara D.Kollam Ans:B WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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56.Where​ ​was​ ​NAFED​ ​established? A.New​ ​Delhi* B.Mumbai C.Chennai D.Ahmedabad Ans:A

57.A​ ​cheque​ ​become​ ​stale​ ​if​ ​it​ ​has​ ​been​ ​in​ ​circulation​ ​of​ ​more​ ​than how​ ​many​ ​months? A.Eight B.Three* C.Five D.Twelve Ans:B

58.What​ ​ensures​ ​safety​ ​of​ ​payment​ ​of​ ​a​ ​cheque? A.Endorsement B.Negotiation C.Crossing* D.Transferability Ans:C

59.Which​ ​are​ ​otherwise​ ​time​ ​deposits? A.Current B.Savings C.Recurring

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D.Fixed* Ans:D

60.Which​ ​of​ ​the​ ​following​ ​is​ ​true? A.Post​ ​dated​ ​cheque​ ​bears​ ​an​ ​earlier​ ​date B.Endorsement​ ​is​ ​a​ ​must​ ​for​ ​bearer​ ​cheque C.Cheque​ ​is​ ​not​ ​a​ ​negotiable​ ​instrument D.Alteration​ ​of​ ​the​ ​amout​ ​of​ ​a​ ​cheque​ ​is​ ​not​ ​a​ ​material​ ​alteration E.None​ ​of​ ​these* Ans:E

61.In​ ​which​ ​year​ ​did​ ​RBI​ ​introduce​ ​Banking​ ​Ombudsman​ ​Scheme? A.1990 B.2006 C.1980 D.1965 E.None​ ​of​ ​these* Ans:E

62.IN​ ​which​ ​system,cash​ ​is​ ​stored​ ​electronically​ ​on​ ​a​ ​micro-chip? A.E-purse* B.NEFT C.RTGS D.Internet​ ​banking Ans:A

63.Joint​ ​financing​ ​is​ ​also​ ​called WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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A.Consortium​ ​banking* B.Social​ ​banking C.Hi-tech​ ​banking D.Branch​ ​banking Ans:A

64.If​ ​the​ ​internal​ ​auditor​ ​has​ ​identified​ ​that​ ​an​ ​asset​ ​of​ ​bank​ ​is irrecoverable,it​ ​is​ ​a A.Standard​ ​asset B.Doubtful​ ​asset C.Substandard​ ​asset D.Loss​ ​asset* Ans:D

65.Auditor’s​ ​plan​ ​of​ ​action​ ​is A.Audit​ ​note​ ​book B.Audit​ ​programme* C.Audit​ ​working​ ​papers D.Audit​ ​files Ans:B

66.Misstatement​ ​in​ ​prosperctus​ ​by​ ​auditor​ ​calls​ ​for A.Criminal​ ​liability* B.Liability​ ​for​ ​negligence C.Liability​ ​for​ ​misfeasance D.Third​ ​party​ ​liability Ans:A WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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67.Examinig​ ​a​ ​representative​ ​sample​ ​from​ ​a​ ​large​ ​number​ ​of​ ​similar transaction​ ​in​ ​auditing​ ​is A.Surprise​ ​checking B.Routine​ ​checking C.Test​ ​checking* D.Audit​ ​in​ ​depth Ans:C

68.Audit​ ​work​ ​done​ ​throughout​ ​the​ ​course​ ​of​ ​accounting​ ​year​ ​at regular​ ​intervals​ ​is A.Interim​ ​audit B.Final​ ​audit C.Partial​ ​Audit D.Continuous​ ​audit* Ans:D

69.A​ ​documentary​ ​evidence​ ​in​ ​support​ ​of​ ​evidence​ ​of​ ​a​ ​transaction​ ​is A.Report B.Certificate C.Voucher* D.Slip Ans:C

70.Which​ ​process​ ​reveals​ ​whether​ ​assets​ ​are​ ​actually​ ​existing? A.Vouching B.Valuation C.Verification*

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D.Estimation Ans:C

71.These​ ​Assets​ ​have​ ​no​ ​value A.Real​ ​assets B.Fictitious​ ​assets* C.Intangible​ ​assets D.Floating​ ​assets Ans:B

72.In​ ​which​ ​report​ ​does​ ​an​ ​auditor​ ​insert​ ​qualification​ ​or modification? A.Clean​ ​report B.Qualified​ ​report* C.Adverse​ ​report D.Piecemeal​ ​report Ans:B

73.Standards​ ​on​ ​Auditing​ ​is​ ​ ​issued​ ​by A.RBI B.ICAI* C.SEBI D.Central​ ​Government Ans:B

74.Who​ ​deals​ ​with​ ​Government​ ​Audit? A.Attorney​ ​General B.Solicitor​ ​General WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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C.Advocate​ ​General D.Finance​ ​Minister E.None​ ​of​ ​these* Ans:E

75.Audit​ ​under​ ​CIS​ ​environment​ ​is A.Social​ ​Audit B.Performance​ ​Audit C.Propriety​ ​Audit D.EDP​ ​Audit* Ans:D

76.TAX​ ​audit​ ​is​ ​governed​ ​by​ ​which​ ​section​ ​of​ ​Income​ ​Tax​ ​Act A.25 B.44​ ​AB* C.233​ ​B D.80 Ans:B

77.Disclosure​ ​of​ ​Accounting​ ​policy​ ​comes​ ​under​ ​Accounting​ ​Standard A.6 B.2 C.10 D.20 E.None​ ​of​ ​these* Ans:E

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78.Goodwill​ ​is​ ​a/an-----------asset A.Fictitious B.Current C.Intangible* D.Contingent Ans:C

79.Profit​ ​is​ ​Rs.22,000.Manager’s​ ​commission​ ​is​ ​10%​ ​on​ ​profits​ ​after charging​​ ​commission.Commission​ ​will​ ​be: A.2000* B.2200 C.2420 D.1800 Ans:A

80.When​ ​goods​ ​are​ ​withdrawn​ ​for​ ​personal​ ​use,the​ ​account​ ​to​ ​be credited​ ​is A.Drawings B.Capital C.Sales D.Purchases* Ans:D

81.Capital​ ​at​ ​the​ ​beginning​ ​Rs.13,400​ ​;Capital​ ​at​ ​the​ ​end Rs.18,500;Drawings​ ​Rs.3200;Additional​​ ​Capital​ ​Rs.2400.Profit​ ​made during​ ​the​ ​period​ ​is: A.Rs.500 WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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B.Rs.5900* C.Rs​ ​5100 D.Rs​ ​800 Ans:B

82.Declcredre​ ​Commission​ ​is​ ​given​ ​ ​in​ ​consignment​ ​for​ ​bearing A.Goods​ ​lost​ ​by​ ​theft B.Expenses C.Insurance D.Bad​ ​Debts* Ans:D

83.Sale​ ​of​ ​building​ ​is​ ​credited​ ​to​ ​sales​ ​account.This​ ​is​ ​an​ ​error​ ​of A.Commission B.Omission C.Duplication D.Principle* Ans:D

84.An​ ​entry​ ​having​ ​more​ ​than​ ​one​ ​debit​ ​or​ ​credit​ ​or​ ​both​ ​is A.Contra​ ​entry B.Compound​ ​entry* C.Opening​ ​entry D.Rectifying​ ​entry Ans:B

85.A​ ​bill​ ​ ​of​ ​exchange​ ​has​ ​generally​ ​how​ ​many​ ​parties? WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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A.Two B.Three* C.Five D.One Ans:B

86.If​ ​a​ ​bill​ ​of​ ​exchange​ ​is​ ​paid​ ​before​ ​due​ ​date,it​ ​is​ ​called A.Discounting B.Endorsement C.Renewal D.Noting E.None​ ​of​ ​these* Ans:E

87.Income​ ​and​ ​expenditure​ ​account​ ​reveals A.Capital​ ​fund B.Cash​ ​in​ ​hand C.Surplus* D.Asset​ ​position Ans:C

88.The​ ​standard​ ​prescribed​ ​for​ ​ideal​ ​quick​ ​ratio​ ​is: A.1:1* B.2:1 C.0.75:1 D.0.5:1 Ans:A WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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89.Which​ ​of​ ​the​ ​following​ ​is​ ​not​ ​a​ ​source​ ​of​ ​funds​ ​of​ ​State Cooperative​ ​Bank? A.Share​ ​Capital B.Surplus​ ​From​ ​District​ ​co-operative​ ​Bank C.Debentures* D.Loans​ ​from​ ​commercial​ ​Banks Ans:C

90.On​ ​whom​ ​do​ ​PCARDB​ ​mainly​ ​depend​ ​for​ ​finance? A.Central​ ​Government B.State​ ​Government C.RBI* D.NABARD Ans:C

91.The​ ​Urban​ ​Co-operative​ ​Movement​ ​started​ ​in​ ​Indian​ ​in​ ​1915 following​ ​which​ ​report? A.Mehta​ ​Committee B.Maclagan​ ​committee* C.Darling​ ​committee D.Subbarao​ ​committee Ans:B

92.What​ ​was​ ​established​ ​in​ ​1988​ ​as​ ​the​ ​Institution​ ​for​ ​housing finance? A.NHB* B.HUDCO WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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C.HDFC D.NCDC Ans:A

93.Which​ ​is​ ​the​ ​apex​ ​non-official​ ​body​ ​of​ ​Co-operative​ ​Movement​ ​in kerala? A.State​ ​Co-operative​ ​Union* B.Circle​ ​Co-operative​ ​Union C.Primary​ ​Co-operative​ ​Union D.Secondary​ ​Co-operative​ ​Union Ans:A

94.Which​ ​country​ ​is​ ​regarded​ ​as​ ​the​ ​birth​ ​place​ ​of​ ​Co-operative Credit​ ​Movement​ ​in​ ​the​​ ​world? A.England B.Denmark C.France D.Germany* Ans:D

95.Whose​ ​philosophy​ ​was​ ​known​ ​as​ ​‘The​ ​Doctrine​ ​of​ ​Circumstances’? A.Schulze B.Owen* C.Raiffeisen D.Maclagan Ans:B

96.Where​ ​was​ ​the​ ​wholesale​ ​Co-operative​ ​Society​ ​K.F.established? WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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A.Denmark B.Sweden* C.England D.Germany Ans:B

97.OTS​ ​stands​ ​for A.Order​ ​Transaction​ ​System B.Operation​ ​Transaction​ ​System C.One​ ​Time​ ​Settlement* D.Open​ ​Time​ ​Settlement Ans:C

98.Regional​ ​Rural​ ​Banks​ ​Act​ ​applies​ ​from​ ​the​ ​year A.1976* B.1980 C.1982 D.1994 Ans:A

99.On​ ​opening​ ​an​ ​account​ ​,the​ ​banker​ ​assumes​ ​the​ ​position​ ​of​ ​a A.Agent B.Custodian C.Creditor D.Debtor* Ans:D

100.The​ ​lien​ ​available​ ​to​ ​a​ ​banker​ ​is WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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A.General* B.Special C.Compound D.Conditional Ans:A

101.If’Q’means’+’;’T’means’-‘’R’​ ​means’+’​ ​and​ ​‘K’means’x’​ ​then 24R4Q8K6T10=? A.48 B.24 C.44* D.2/3 Ans:C

102.In​ ​a​ ​certain​ ​code,DEEP​ ​is​ ​written​ ​as​ ​60​ ​and​ ​RABBIT​ ​is​ ​written​ ​as 100.How​ ​is​ ​HAIR​ ​written​ ​in​​ ​that​ ​code? A.72* B.27 C.80 D.50 Ans:A

103.When​ ​80​ ​is​ ​added​ ​to​ ​80%​ ​of​ ​a​ ​number​ ​the​ ​result​ ​is​ ​the​ ​number itself.What​ ​is​ ​the​ ​number? A.160 B.100 C.80

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D.400* Ans:D

104.What​ ​is​ ​the​ ​product​ ​of​ ​all​ ​numbers​ ​in​ ​the​ ​dial​ ​of​ ​a​ ​telephone? A.358480 B.359450 C.362880 D.362898 E.None​ ​of​ ​these* Ans:E

105.George​ ​walked​ ​7m​ ​in​ ​the​ ​direction​ ​of​ ​north​ ​and​ ​then​ ​he​ ​turned​ ​to his​ ​right​ ​and​ ​walked​​ ​6m.After​ ​this​ ​he​ ​turned​ ​to​ ​his​ ​right​ ​and​ ​walked 15​ ​m.Now​ ​how​ ​far​ ​is​ ​he​ ​from​ ​the​ ​starting​ ​point. A.10m* B.8m C.19m D.6m Ans:A

Choose​ ​the​ ​word​ ​MOST​ ​OPPOSITE​ ​in​ ​meaning​ ​to​ ​the​ ​capitalized word(Questions​ ​106-107) 106.SLENDER A.Short B.Slim C.Tall D.Stout* WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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Ans:D

107.FLEXIBLE A.Easy-going B.Rigid* C.Benevolent D.Hard Ans:B

Fill​ ​in​ ​with​ ​the​ ​choice​ ​closest​ ​in​ ​meaning​ ​to​ ​the​ ​phrase​ ​given: 108.Break​ ​into A.Cut​ ​into​ ​pieces B.Stop C.Enter​ ​forcibly D.Appear​ ​suddenly* Ans:D

109.Give​ ​out A.Announce B.Abandon* C.Yield D.Stop Ans:B

110.Look​ ​up A.View​ ​above B.Search*

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C.Visit D.Take​ ​care​ ​of Ans:B

111.In​ ​a​ ​certain​ ​ ​code​ ​123​ ​means​ ​‘bright​ ​little​ ​boy’,145​ ​means’tall​ ​big boy​ ​and​ ​637​​ ​means’Beautiful​ ​little​ ​flower’.Which​ ​digit​ ​in​ ​that language​ ​means​ ​bright? A.1 B.3 C.4 D.6 E.None​ ​of​ ​these* Ans:E

112.If​ ​eye​ ​is​ ​called​ ​hand,hard​ ​is​ ​called​ ​mouth,mouth​ ​is​ ​called​ ​ear,ear is​ ​called​ ​nose​ ​and​ ​nose​ ​is​​ ​called​ ​tongue,with​ ​which​ ​of​ ​the​ ​following would​ ​a​ ​person​ ​hear? A.Eye B.Mouth C.Nose* D.Ear Ans:C

113.If​ ​X​ ​is​ ​the​ ​brother​ ​of​ ​the​ ​son​ ​of​ ​Y’s​ ​son,how​ ​is​ ​X​ ​related​ ​to​ ​Y? A.Child B.Daughter C.Grandchild*

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D.Cousin Ans:C

114.Find​ ​the​ ​odd​ ​one​ ​out A.BDGK B.MORU* C.NPSW D.HJMQ Ans:B

115.How​ ​many​ ​meaningful​ ​English​ ​words​ ​can​ ​be​ ​made​ ​with​ ​the letters​ ​AREN​ ​using​ ​each​ ​letter​​ ​only​ ​once​ ​in​ ​each​ ​word? A.One B.Two* C.Three D.More​ ​than​ ​three Ans:B

116.IN​ ​which​ ​country​ ​will​ ​ ​the​ ​2016​ ​Olympics​ ​take​ ​place? A.Argentina B.Qatar C.Brazil* D.London Ans:C

117.2014​ ​Nobel​ ​prize​ ​for​ ​literature​ ​was​ ​won​ ​by A.Alice​ ​Munro B.Patrick​ ​Modiano* WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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C.Mo​ ​Yan D.Hilary​ ​Mantel Ans:B

118.The​ ​International​ ​Yoga​ ​Day​ ​is​ ​observed​ ​on A.22​nd​​ ​June B.21​st​​ ​June* C.21​st​​ ​July D.22​nd​​ ​July Ans:B

119.The​ ​graphical​ ​representation​ ​of​ ​program​ ​logic​ ​is​ ​called A.Algorithm B.Code C.Flowchart* D.Hypertext Ans:C

120.The​ ​following​ ​is​ ​not​ ​true​ ​about​ ​Mars​ ​Orbiter​ ​Mission(MOM) A.Its​ ​launch​ ​made​ ​India​ ​the​ ​first​ ​nation​ ​in​ ​the​ ​world​ ​to​ ​do​ ​so​ ​in​ ​the​ ​first​ ​attempt B.MOM​ ​lifted-off​ ​from​ ​the​ ​first​ ​Launch​ ​Pad C.MOM​ ​was​ ​launched​ ​using​ ​an​ ​interstellar​ ​Rocket​ ​Launching​ ​Vehicle* D.The​ ​MOM​ ​probe​ ​carries​ ​five​ ​instruments​ ​than​ ​will​ ​help​ ​advance​ ​knowledge​ ​about​ ​Mars Ans:C

Directions(Q.121-125)study​ ​the​ ​following​ ​information​ ​carefully​ ​and answer​ ​the​ ​questions WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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A,B,C,D,E,F,G​ ​and​ ​H​ ​are​ ​sitting​ ​around​ ​a​ ​circle​ ​facing​ ​he​ ​centre.B​ ​is second​ ​to​ ​the​ ​right​ ​of​ ​D,Who​​ ​is​ ​third​ ​to​ ​right​ ​to​ ​F,C​ ​is​ ​second​ ​to​ ​the left​ ​of​ ​A,who​ ​is​ ​second​ ​to​ ​the​ ​left​ ​of​ ​F.G​ ​is​ ​third​ ​to​ ​the​​ ​right​ ​of​ ​E. 121.In​ ​which​ ​of​ ​the​ ​following​ ​combinations​ ​is​ ​first​ ​person​ ​sitting between​ ​the​ ​second​ ​and​ ​third​​ ​person? A.GCD B.FGH* C.EFH D.ABE Ans:B

122.Who​ ​is​ ​third​ ​to​ ​the​ ​right​ ​of​ ​F? A.G B.D C.C D.Data​ ​inadequate E.None​ ​of​ ​these* Ans:E

123.Who​ ​is​ ​immediate​ ​right​ ​of​ ​A? A.B B.E C.F D.Data​ ​inadequate E.None​ ​of​ ​these* Ans:E

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124.What​ ​is​ ​H’s​ ​position​ ​respect​ ​B? A.2​nd​​ ​to​ ​right B.3​rd​​ ​to​ ​left C.4​th​​ ​to​ ​left* D.5​th​​ ​to​ ​right Ans:C

125.Who​ ​is​ ​the​ ​immediate​ ​left​ ​of​ ​G? A.H B.G C.A* D.F Ans:C

126.Universal​ ​Declaration​ ​of​ ​Human​ ​Rights​ ​was​ ​adopted​ ​by​ ​the​ ​UNO on A.15​th​​ ​August​ ​1947 B.24​th​​ ​October​ ​1945 C.10​th​​ ​December​ ​1948* D.20​th​​ ​December​ ​ ​1948 Ans:C

127.Which​ ​of​ ​the​ ​following​ ​awards​ ​is​ ​given​ ​for​ ​excellence​ ​in​ ​films? A.Kalidas​ ​Samman B.Arjuna​ ​Award C.Saraswati​ ​Samman

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D.Kabir​ ​Samman E.None​ ​of​ ​these* Ans:E

128.’Anti-Tobacco​ ​Day’is​ ​observed​ ​in​ ​India​ ​on​ ​which​ ​of​ ​the​ ​following days? A.11​th​​ ​April B.11​th​​ ​May C.11​th​​ ​June D.31​st​​ ​May* Ans:D

129.Vyas​ ​Samman​ ​is​ ​given​ ​for​ ​Excellence​ ​in​ ​the​ ​field​ ​of A.Film B.Literature* C.Dance D.Music Ans:B

130.Which​ ​of​ ​the​ ​following​ ​crops​ ​cannot​ ​be​ ​called​ ​a​ ​Plantation​ ​Crop? A.Coconut B.Coffee C.Tea D.Coco E.None​ ​of​ ​these* Ans:E

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131.Who​ ​regulates​ ​the​ ​Indian​ ​Stock​ ​Market? A.SBT B.NSE C.SEBI* D.Sense Ans:C

132.What​ ​is​ ​the​ ​Repo​ ​Rate? A.It​ ​is​ ​a​ ​rate​ ​which​ ​RBI​ ​sell​ ​Govt.Securities​ ​to​ ​banks B.It​ ​is​ ​a​ ​rate​ ​at​ ​which​ ​RBI​ ​buys​ ​Govt.securties​ ​from​ ​banks C.It​ ​is​ ​rate​ ​at​ ​which​ ​RBI​ ​allows​ ​small​ ​loans​ ​in​ ​the​ ​market* D.It​ ​is​ ​a​ ​rate​ ​which​ ​is​ ​offered​ ​by​ ​banks​ ​to​ ​their​ ​most​ ​valued​ ​customers​ ​or​ ​prime​ ​customers Ans:C

133.Many​ ​times​ ​we​ ​see​ ​in​ ​newspapers​ ​that​ ​some​ ​projects​ ​are launched​ ​by​ ​the​ ​Government​​ ​authorities​ ​on’PPP’.What​ ​is​ ​PPP? A.Preferrential​ ​Payment​ ​Plan B.Public​ ​Private​ ​Partnership* C.Partial​ ​Payment​ ​Project D.Popular​ ​Private​ ​Project Ans:B

134.Which​ ​of​ ​the​ ​following​ ​is​ ​an​ ​international​ ​forum​ ​to​ ​discuss​ ​and implement​ ​supervisory​​ ​norms​ ​in​ ​all​ ​the​ ​banks​ ​of​ ​the​ ​world? A.Basel​ ​Committee* B.UN​ ​Charter​ ​on​ ​Commercial​ ​Laws C.International​ ​Board​ ​of​ ​Banks​ ​and​ ​Finance WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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D.World​ ​Trade​ ​Organisation Ans:A

135.The​ ​words​ ​‘Satyameva​ ​Jayate’inscribed​ ​below​ ​the​ ​base​ ​plate​ ​of the​ ​emblem​ ​of​ ​India​ ​are​​ ​taken​ ​from A.Ramayana B.Mahabharatha C.Mundak​ ​Upanishad* D.Rigveda Ans:C

Fill​ ​in​ ​the​ ​blank​ ​spaces​ ​by​ ​picking​ ​out​ ​the​ ​preposition​ ​from​ ​the​ ​choices given​ ​below: 136.Sincere​ ​people​ ​always​ ​abide​ ​---------------their​ ​friends​ ​in​ ​all circumstances. A.Against B.In C.By* D.With Ans:C

Mark​ ​the​ ​choice​ ​which​ ​best​ ​completes​ ​the​ ​sentence: 137.She​ ​has​ ​finished​ ​writing​ ​an​ ​article A.Has​ ​she? B.Hasn’t​ ​she?* C.Isn’t​ ​It? D.Is​ ​it? WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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Ans:B

138.I​ ​never​ ​miss​ ​a​ ​cricket​ ​match;I--------------fond​ ​of​ ​cricket​ ​since childhood A.Has​ ​been B.Have​ ​been* C.Will​ ​be D.Am Ans:B

Choose​ ​the​ ​similar​ ​word: 139.Remonstrate A.Abandon B.Restore C.Protest* D.Beseech Ans:C

140.The​ ​speed​ ​of​ ​rotation​ ​of​ ​the​ ​earth​ ​is​ ​the​ ​highest A.At​ ​the​ ​North​ ​pole B.Along​ ​the​ ​Tropic​ ​Cancer C.Along​ ​the​ ​Arctic​ ​Circle D.Along​ ​the​ ​Equator* Ans:D

141.’India​ ​is​ ​a​ ​Secular​ ​State’-It​ ​means​ ​that​ ​the​ ​Indian​ ​State A.Fabours​ ​irrelious​ ​citizens WWW.FACEBOOK.COM/WISHYOUONLINE​​ ​,IF​ ​YOU​ ​SHARE​ ​TO​ ​YOUR​ ​FRIENDS​ ​PLEASE​ ​MAY​ ​HELP​ ​THEM.

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B.Favours​ ​the​ ​religions​ ​of​ ​the​ ​majority​ ​community C.Favours​ ​the​ ​religions​ ​of​ ​the​ ​minority​ ​communities D.Favours​ ​no​ ​particular​ ​religion​ ​* Ans:D

142.Quit​ ​India​ ​Movement​ ​was​ ​launched​ ​in A.1941 B.1947 C.1942* D.1905 Ans:C

143.Ten​ ​rupee​ ​note​ ​contains​ ​the​ ​signature​ ​of A.Finance​ ​Secretary,Government​ ​of​ ​India B.Chirman,Reserve​ ​Bank​ ​of​ ​India C.Finance​ ​Minister,Government​ ​of​ ​India D.Governor,Reserve​ ​Bank​ ​of​ ​India* Ans:D

144.What​ ​is​ ​‘AGMARK’? A.IT​ ​is​ ​a​ ​marketing​ ​seal​ ​issued​ ​on​ ​the​ ​graded​ ​agricultural​ ​commodity* B.It​ ​stands​ ​for​ ​agricultural​ ​marketing C.It​ ​represents​ ​agricultural​ ​management​ ​and​ ​regulation D.It​ ​is​ ​an​ ​international​ ​Bank Ans:A

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145.I​ ​----------(not-know)whether​ ​we​ ​can​ ​reach​ ​our​ ​village​ ​safely A.Does​ ​not​ ​–know B.Am​ ​not-known C.Do​ ​not​ ​know* D.Not​ ​known Ans:C

146.The​ ​three​ ​men--------cook​ ​their​ ​own​ ​dinner​ ​when​ ​bridge​ ​broke down A.Are​ ​cooking B.Cooks C.Cook D.Were​ ​cooking* Ans:D

Mark​ ​the​ ​word​ ​below​ ​which​ ​you​ ​find​ ​as​ ​being​ ​nearest​ ​in​ ​meaning​ ​to the​ ​capitalized​ ​phrase 147.The​ ​horse​ ​ ​WENT​ ​BERSERK​ ​all​ ​of​ ​a​ ​sudden A.Became​ ​suddenly​ ​violent* B.Broke​ ​away​ ​from​ ​the​ ​carriage C.Broke​ ​loose​ ​from​ ​the​ ​rope D.Begnan​ ​to​ ​kick​ ​back Ans:A

One​ ​part​ ​of​ ​the​ ​following​ ​sentence​ ​may​ ​contain​ ​an​ ​error.Which​ ​part​ ​is it?

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148.None​ ​of​ ​the​ ​two​ ​boys​ ​who​ ​were​ ​present​ ​there​ ​came​ ​to​ ​his​ ​help. A.None​ ​of​ ​the​ ​two​ ​boys B.Who​ ​were* C.Present​ ​there D.Came​ ​to​ ​his​ ​help Ans:B

149.What​ ​to​ ​speak​ ​of​ ​food​ ​even​ ​water​ ​was​ ​not​ ​available? A.What​ ​to​ ​speak* B.OF​ ​food C.Even​ ​water D.Was​ ​not​ ​available Ans:A

Assume​ ​the​ ​first​ ​statement​ ​to​ ​be​ ​true.Then​ ​mark​ ​the​ ​correct statement​ ​below. 150.Artists​ ​are​ ​generally​ ​whimsical.Some​ ​of​ ​them​ ​are frustrated.Frustrated​ ​people​ ​are​ ​prone​ ​to​​ ​be​ ​drug​ ​addicts.Based​ ​on these​ ​statements,which​ ​of​ ​the​ ​following​ ​conclusions​ ​is​ ​true? A.All​ ​frustrated​ ​people​ ​are​ ​drug​ ​addicts B.Some​ ​artists​ ​may​ ​be​ ​drug​ ​addicts* C.All​ ​drug​ ​addicts​ ​are​ ​artists D.Frustrated​ ​people​ ​are​ ​whimsical Ans:B

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151.The​ ​number​ ​of​ ​apples​ ​in​ ​a​ ​basket​ ​is​ ​five​ ​times​ ​the​ ​number​ ​of oranges.Which​ ​of​ ​the​​ ​following​ ​numbers​ ​cannot​ ​represent​ ​the​ ​total number​ ​of​ ​fruits​ ​in​ ​the​ ​basket? A.24 B.30 C.35* D.42 Ans:C

152.Which​ ​pair​ ​of​ ​words​ ​is​ ​different​ ​from​ ​others? A.Civil-rude* B.Clever-gifted C.Sink-down D.Ocular-visual Ans:A

153.The​ ​two​ ​words​ ​in​ ​capital​ ​letters​ ​have​ ​some​ ​relation​ ​with​ ​each other(Keeping​ ​this​ ​in​ ​mind​​ ​find​ ​the​ ​words​ ​which​ ​are​ ​most​ ​related​ ​to the​ ​word​ ​given​ ​below) PULP:PAPER Hemp: A.Rope B.Baskets C.Yarn* D.Cotton Ans:C

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154.Choose​ ​the​ ​odd​ ​one​ ​out A.Plassey B.Haldighat C.Panipat D.Saranath* Ans:D

Below​ ​are​ ​given​ ​some​ ​statements​ ​each​ ​of​ ​which​ ​is​ ​capable​ ​of​ ​being expressed​ ​by​ ​one​ ​word​​ ​only.Pick​ ​out​ ​the​ ​correct​ ​choice. 155.Difficult​ ​to​ ​believe A.Impossible B.Impecunious C.Insatiable D.Incredible* Ans:D

156.Person​ ​who​ ​love​ ​mankind A.Philatelist B.Philanthropist* C.Rationalist D.Misogamist Ans:B

157.One​ ​who​ ​makes​ ​journey​ ​on​ ​foot A.Pedestrian* B.Pediatrician

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C.Octogenarian D.Posthumous Ans:A

Choose​ ​the​ ​word​ ​most​ ​nearly​ ​THE​ ​SAME​ ​MEANING​ ​of​ ​the​ ​numbered word 158.Ample A.A​ ​fruit B.Rebuke C.Costly D.Full* Ans:D

159.Counsel A.Assemble B.Capture C.Advice* D.Committee Ans:C

160.Elude A.Misdeed B.Evade* C.Hurt D.Err Ans:B

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