ALT Repayment Calculator The smart way to pay off loans!

OVERALL SUMMARY, GRAPHS AND TABLES FOR YOUR LOANS! If you have any questions regarding the results, please review the PowerPoint on the home page (Step 1) and the FAQ. If you have any further questions, please email me at: [email protected] Link to Website:

https://bit.ly/altloansavings

1. Summary of Combined Debt Balances $ 42,446.93

Overall Total Savings*: Total Increase in Monthly Payments:

$

393.71

2. Summary of Each Debt Balance

LOAN 1 LOAN 2 LOAN 3 LOAN 4 LOAN 5 LOAN 6 LOAN 7

$ $

Current Monthly Payment 56.29 800.00

SAVINGS with Current Monthly Payment 0 0

SAVINGS with Speeds Increase Ideal up repayment Payment Ideal Monthly Monthly by: by: Payment** Payment (Years) $ 93.71 $ 150.00 $ 1,165.64 6.42 $ 300.00 $ 1,100.00 $ 41,281.30 10.50

* Overall Total Savings is an approximate amount of money you will save on Interest Paid for all the loans combined if you increase your payment(s) by the specified amount(s). ** The Ideal Monthly Payment is the amount you should strive to pay, but you can pay less and enjoy the savings provided in the Full Data Table.

GRAPHS FOR LOAN 1 Current Loan Amount

$

4,657.13

Interest (Decimal Notation)

0.068

YOUR CURRENT MONTHLY PAYMENT

$ 56.29 YOUR IDEAL MONTHLY PAYMENT $ 150.00 Approximate Savings $ 1,165.64 USE THE TABLE TO CHOOSE A MONTHLY PAYMENT THAT WORKS BEST FOR YOU! Don't forget to check the number of years it will take you to pay off the loan in the table.

LOAN 1 (Interest Paid vs. Monthly Payment) 1800 1600 1400

Interest Paid

1200 1000 800 600 400 200 0 0

20

40

60

80

100

120

140

160

180

200

220

240

260

280

300

240

260

280

300

Monthly Payment

LOAN 1 (Savings vs. Monthly Payment) 1800.00 1600.00 1400.00

Savings

1200.00 1000.00 800.00 600.00 400.00 200.00 0.00 0

20

40

60

80

100

120

140

160

180

Monthly Payment

200

220

TABLE FOR LOAN 1 RED: YOUR CURRENT MONTHLY PAYMENT YELLOW: IDEAL MONTHLY PAYMENT USE THIS TABLE TO CHOOSE A MONTHLY PAYMENT THAT WORKS BEST FOR YOU!

$ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $

Monthly Payment 56.29 60.00 70.00 80.00 90.00 100.00 110.00 120.00 130.00 140.00 150.00 160.00 170.00 180.00 190.00 200.00 210.00 220.00 230.00 240.00 250.00 260.00 270.00 280.00 290.00 300.00 310.00 320.00 330.00 340.00 350.00 360.00 370.00 380.00 390.00 400.00 410.00 420.00 430.00 440.00 450.00 460.00 470.00 480.00 490.00

$ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $

Interest Paid 1,645.33 1,496.51 1,205.09 1,010.17 870.43 765.19 683.10 617.14 563.11 517.92 479.69 446.78 418.25 393.21 371.22 351.44 333.91 318.08 303.72 290.64 278.67 267.61 257.61 248.36 239.61 231.68 224.20 217.21 210.70 204.60 198.75 193.47 188.20 183.49 178.97 174.46 170.47 166.66 162.85 159.17 156.00 152.83 149.66 146.49 143.88

Total $ Savings*** 0 148.82 440.24 635.16 774.90 880.14 962.23 1028.19 1082.22 1127.41 1165.64 1198.55 1227.08 1252.12 1274.11 1293.89 1311.42 1327.25 1341.61 1354.69 1366.66 1377.72 1387.73 1396.97 1405.72 1413.65 1421.13 1428.12 1434.63 1440.73 1446.58 1451.86 1457.13 1461.84 1466.36 1470.87 1474.86 1478.67 1482.48 1486.16 1489.33 1492.50 1495.67 1498.84 1501.45

Years to pay off Loan 9.33 8.58 7.00 5.92 5.17 4.58 4.08 3.67 3.42 3.08 2.92 2.67 2.50 2.42 2.25 2.17 2.00 1.92 1.83 1.75 1.67 1.58 1.58 1.50 1.42 1.42 1.33 1.33 1.25 1.25 1.17 1.17 1.17 1.08 1.08 1.08 1.00 1.00 1.00 0.92 0.92 0.92 0.92 0.92 0.83

Months to pay off Loan 112 103 84 71 62 55 49 44 41 37 35 32 30 29 27 26 24 23 22 21 20 19 19 18 17 17 16 16 15 15 14 14 14 13 13 13 12 12 12 11 11 11 11 11 10

***Total Savings are based on the current monthly payment that you provide.

GRAPHS FOR LOAN 2 Current Loan Amount Interest (Decimal Notation)

$ 164,000.00 0.0375

YOUR CURRENT MONTHLY PAYMENT

$

800.00

YOUR IDEAL MONTHLY PAYMENT $ 1,100.00 Approximate Savings $ 41,281.30 USE THE TABLE TO CHOOSE A MONTHLY PAYMENT THAT WORKS BEST FOR YOU! Don't forget to check the number of years it will take you to pay off the loan in the table.

LOAN 2 (Interest Paid vs. Monthly Payment) 120000

100000

Interest Paid

80000

60000

40000

20000

0 0

200

400

600

800

1000

1200

1400

1600

1800

2000

1600

1800

2000

Monthly Payment LOAN 2 (Savings vs. Monthly Payment) 100000 90000 80000

Savings

70000 60000 50000 40000 30000 20000 10000 0 0

200

400

600

800

1000

1200

Monthly Payment

1400

TABLE FOR LOAN 2 RED: YOUR CURRENT MONTHLY PAYMENT YELLOW: IDEAL MONTHLY PAYMENT USE THIS TABLE TO CHOOSE A MONTHLY PAYMENT THAT WORKS BEST FOR YOU!

$ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $

Monthly Payment 800.00 800.00 820.00 840.00 860.00 880.00 900.00 920.00 940.00 960.00 980.00 1,000.00 1,020.00 1,040.00 1,060.00 1,080.00 1,100.00 1,120.00 1,140.00 1,160.00 1,180.00 1,200.00 1,220.00 1,240.00 1,260.00 1,280.00 1,300.00 1,320.00 1,340.00 1,360.00 1,380.00 1,400.00 1,420.00 1,440.00 1,460.00 1,480.00 1,500.00 1,520.00 1,540.00 1,560.00 1,580.00 1,600.00 1,620.00 1,640.00 1,660.00

$ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $

Interest Paid 98,396.70 98,396.70 93,771.82 89,581.97 85,767.14 82,276.90 79,070.64 76,113.97 73,378.51 70,839.00 68,474.80 66,268.15 64,203.31 62,266.87 60,446.74 58,732.76 57,115.40 55,587.16 54,140.69 52,768.77 51,466.58 50,228.26 49,049.31 47,925.26 46,853.12 45,828.24 44,848.67 43,910.63 43,011.67 42,149.42 41,321.51 40,526.00 39,761.59 39,025.09 38,316.84 37,633.62 36,974.48 36,339.07 35,725.30 35,132.15 34,558.63 34,003.74 33,466.51 32,946.42 32,442.89

Total $ Savings*** 0 0.00 4624.88 8814.73 12629.56 16119.80 19326.06 22282.73 25018.18 27557.70 29921.90 32128.55 34193.38 36129.82 37949.96 39663.94 41281.30 42809.53 44256.01 45627.93 46930.12 48168.43 49347.39 50471.44 51543.58 52568.46 53548.02 54486.07 55385.02 56247.28 57075.19 57870.70 58635.10 59371.61 60079.85 60763.07 61422.22 62057.62 62671.40 63264.55 63838.07 64392.96 64930.19 65450.28 65953.81

Years to pay off Loan 27.33 27.33 26.25 25.17 24.25 23.33 22.58 21.75 21.08 20.42 19.83 19.25 18.67 18.17 17.67 17.25 16.83 16.42 16.00 15.58 15.25 14.92 14.58 14.25 14.00 13.67 13.42 13.17 12.92 12.67 12.42 12.25 12.00 11.75 11.58 11.42 11.17 11.00 10.83 10.67 10.50 10.33 10.17 10.08 9.92

Months to pay off Loan 328 328 315 302 291 280 271 261 253 245 238 231 224 218 212 207 202 197 192 187 183 179 175 171 168 164 161 158 155 152 149 147 144 141 139 137 134 132 130 128 126 124 122 121 119

***Total Savings are based on the current monthly payment that you provide.